Ukuqoqwa kwemali ngobuningi kanye nokutshalwa kwezinkumbi zabantu - kuyini ngamagama alula: izinhlobo nezinhlelo + amapulatifomu okuxhasa imali angaphandle nawaseRussia

Sawubona, bafundi abathandekayo bengosi yeRichPro.ru! Namuhla sizokhuluma ngakho ukubuyisa imalifuthi ukuvuna izixukukuyini, yiziphi izinhlobo zokubuyiselwa kwemali kwabantu ezikhona, yiziphi izingosi zaseRussia ezisebenza ezweni lethu kanye namazwe e-CIS.

Ngendlela, ubonile ukuthi idola selivele lingakanani? Qala ukwenza imali ngomehluko wamanani wokushintshana lapha!

Ukuqoqwa kwemali yigama elidumile elisetshenziswe kaningi kamuva nje. Lokhu akukude nje ngegama, kuyigama elichaza into entsha nebucayi emhlabeni. ibhizinisi nezezimali, esivele yenze kwaba nokwenzeka ukudala inani elikhulu lomcebo wezinto ezibonakalayo futhi qalisa amakhulu amaphrojekthi ezenhlalo nezotshalomalifuthi ibuye ibe ngumthombo wemali yokuqala osomabhizinisi abaningi abanamakhono.

Kulezi zinsuku, ukubuyiselwa kwemali ngobuningi kanye nokutshalwa kwemali kwabantu kuya ngokuya kwanda, njengoba kuyithuluzi elihle elikuvumela ukuthi uthole futhi ukhiqize ngqo lawo maxabiso wezinto umthengi awadingayo.

Kulesi sihloko, uzofunda:

• Kuyini ukubuyisa imali kanye nezici zayo;
• Izinhlobo zokubuyiselwa kwemali kwabantu nemithetho yayo;
• Kuyini ukutshala izixuku nezinhlobo zako;
• Amapulatifomu athandwayo aseRussia (amapulatifomu).

Uzokwazi nokuzijwayeza isimo samanje sokubuyiselwa kwemali emhlabeni wonke, iRussia kanye namazwe we-CIS, futhi mhlawumbe uthole ulwazi olungakushukumisela ukuthi usebenzise iphrojekthi yakho usebenzisa ithuluzi elinamandla njengokubuyiselwa kwemali kubantu abaningi.

Ukuqoqwa kwemali ngobuningi kanye nokutshala imali ngobuningi - kuyini, kwenzelwa ini, ungayakha kanjani futhi uyibeke kanjani iphrojekthi kusayithi lokuthola imali, yiziphi izingosi zaseRussia, njalonjalo, funda i-athikili

1. Kuyini ukubuyisa imali, ukutshala izixuku - incazelo nencazelo 📖

Uma uhumusha ngokwezwi nezwi igama elithi "ukubuyisa imali"Kusuka esiNgisini (ukubuyisa imali), sithola "uxhaso lwezixuku". Kungaba okulungile ngokwengeziwe ukuhumusha kancane lokhu kuhumusha kube isiRashiya, bese uhumusha leli gama njengo “Imali yabantu (ngokuhlanganyela)”. Ekuhumusheni okunjalo kulele umongo oyinhloko wale nto, kumongo wayo

Ukuqoqwa kwemali yabantu abaningi (kusuka ekubuyiseni imali ngesiNgisi) - lokhuukuxhaswa ngemali kwe-Intanethi komphakathi kwemibono (ukuqongelela izimali kuwo wonke umuntu), ukuze kuqaliswe noma iyiphi iphrojekthi empilweni.

Iphrojekthi ingafana ezentengisofuthi okungenzi nzuzo... Labo bantu abazama ukukhulisa izimali ngale ndlela banegama "Abamukeli", nalabo abanikela (abatshala imali) babizwa "abaxhasi".

Kulezi zinsuku, lolu hlobo lokuqongelela imali selusabalele kakhulu kwi-Intanethi nakuma-social network, ngoba kuyinkundla elula kakhulu yokuthola imali ngezithameli eziningi.

Inani elikhulu lezinsizakusebenza ze-Intanethi zenzelwe ngqo lezi zinhloso, enye yezidume kakhulu emhlabeni okwamanje ipulatifomu edumile yokubuyisa imali Kickstarter (kickstarter), okwenze kwaba nokwenzeka ukusebenzisa iphrojekthi engaphezu kweyodwa futhi kwanyusa izigidigidi zamaRandi.

Izinhloso zokubuyisa imali zingahluka kakhulu, imvamisa bazisebenzisa osomabhizinisi abasebashangubani ofisa ukukhulisa inani elidingekayo lokwenza iphrojekthi noma ukuqala. Mayelana nokuqalisa - ukuthi kuyini, ngubani ukuqala, esivele sikubhalile encwadini edlule.

Njengoba umkhuba ubonisa, uma umbono uthakazelisa ngempela futhi "abanikeli" bewuthanda, khona-ke imali ingakhuliswa ngokushesha okukhulu.

Izinhloso eziyinhloko zokuqongelela imali ngokubuyiselwa kwemali kuvame kakhulu:

• Ukuhlinzwa nokwelashwa;
• Ukuheha utshalomali ebhizinisini nasekuxhaseni ngezimali amaphrojekthi athile entengiso;
• Ukwenza ngcono insimu;
• Ukuxhaswa kwemisebenzi yezepolitiki ngezimali;
• Isisa;
• Ukuxhaswa ngezimali kwamasiko, abasubathi, abaculi, njll. ;

Lapho imali iphakanyiswa ngosizo lokubuyiselwa kwemali kwabantu abaningi ukuqalisa ukuqala noma noma iyiphi iphrojekthi yebhizinisi, ezimweni eziningi lokhu akulona utshalomali olukhululekile.

Abantu abafuna ukutshala imali kuphrojekthi ethile yezentengiselwano bayayenza ngenhloso yokwenza inzuzo ngokuzayo. Le ndlela ichazwe ngezansi ku-athikili, imvamisa ibizwa nangokuthi yi-crowdinvesting.

Funda mayelana nokuthi ungayitshala kuphi imali ukuze isebenze ekushicilelweni okuhlukile.

Ukuqoqwa kwezixuku kufanele ithathwe njengengxenye engezansi yokubuyiselwa kwemali kwabantu abaningi. Kwehlukile ekutheni ukuqoqwa kwezimali ezidingekayo ekwakheni nasekuthuthukiseni iphrojekthi yokuqala kwenziwa ngenhloso yokuthola umholo weqembu lezezimali ngokuzayo.

Izici ezihlukile zokubuyiselwa kwemali nezinhlobo zayo

2. Izinhlobo zokubuyiselwa kwemali kwabantu - izinhlobo ezintathu eziyinhloko 📌

Kunezinhlobo ezintathu (ezintathu) eziyinhloko:

Buka inombolo 1. Ukubuyiselwa kwemali esikweletini

Ukubuyiselwa kwemali esikweletini kusho ukutshala imali ngokushintshanisa isabelo esithile kuphrojekthi yesikhathi esizayo, noma ngokushintshanisa nembuyiselo yotshalo-mali.

Buka inombolo 2. Ukubuyiselwa kwemali kwabantu abaningi

Ukubuyiselwa kwemali kwabantu abaningi Lolu uhlobo lokubuyiselwa kwemali lapho umamukeli ethengisa ingxenye ethile yebhizinisi lakhe kumnikeli (umtshali-zimali), noma avele anikeze isabelo enkampanini yakhe ngokwemigomo yokutshalwa kwemali kwesikhathi eside.

Buka inombolo 3. Ukubuyiselwa kwemali kwabantu abaningi

Ukubuyiselwa kwemali kwabantu abaningi uhlobo oludume kakhulu lokubuyisa imali, abanikeli bathola izipho nemiklomelo eyigugu ngokushintshanisa izimali.

3. Izici ezihlukile zokubuyiselwa kwemali kwabantu 📑

Esinye sezici ezihlukanisayo zale ndlela yezimali ukugcinwa okuqinile kwayo yonke imithetho nezivumelwano.

Izici ezilandelayo ezihlukanisayo zokubuyiselwa kwemali zingabonakala:

Isici 1. Umbono ocacile

Imali akufanele iqoqelwe injongo ethile engaziwa yangaphandle. Ukuze uhehe inani elidingekayo lezimali, umuntu oziqoqayo kufanele anikeze umbono ocacile futhi oqondakalayo, lapho kuzoba khona isifiso sokutshala imali ukuze kutholakale enye inzuzo (uma umbono ungowentengiselwano).

Isibonelo, unquma ukusetha ibhizinisi lakho legalaji - thunga izicathulo esikhunjeni... Udinga ukuchaza ngokusobala nangokucacile kuphrojekthi yakho ukuthi izicathulo zizokwenzakalani ngezinto zokwakha, kudingeka malini ukuthenga imishini, njalonjalo.

Isici 2. Umkhawulo

Inqubo yokuqoqa kufanele ikhawulelwe ngesikhathi. Le ndlela yenza kube nokwenzeka ukuqonda kangcono ukuthi yimaphi amaphrojekthi athakazelisa ababukeli, nokuthi yikuphi okungahambelani nalokho abakuthandayo.

Isici 3. Imali yenhlokodolobha

Uma umnikeli etshala imali kuphrojekthi ethile, akayitholi 100% iziqinisekiso buyela kutshalomali, ngoba ngaso sonke isikhathi ngesikhathi kufakwa iphrojekthi, kunethuba lokuthi kukhona okungahambi kahle.

Ngaphezu kwalokho, uma kukhulunywa ngezinhlelo zomphakathi, ukubuyiselwa ekutshalweni kwemali akushiwo nakancane.

Isici 4. Gxila

Izindawo zesimanjemanje zokuqoqa imali zikhulisa imali yokwenziwa kwamaphrojekthi ahlukahlukene, kungaba ngamaphrojekthi wezentengiselwano futhi non-commercial ezindaweni ezahlukahlukene.

Isici 5. Gxila kumiphumela

Umuntu noma inhlangano eqoqa izimali ngokubuyiselwa kwemali ebophezelekile ibophezelekile ukubika ngomsebenzi owenziwe nokusetshenziswa kwezimali.

Uma engakufezi lokhu, kufanele abuyise imali etshalwe kuye.

Kungani futhi ngubani odinga ukubuyiselwa kwemali, ongayisebenzisa

4. Ubani ongasebenzisa ukubuyiselwa kwemali 💳 - ngubani oyidingayo nokuthi kungani

Esinye sezici zokubuyiselwa kwemali ukuthi nakanjani noma ngubani angakwenza. Ngaphezu kwalokho, kwezinye izimo, isiza lapho ubeka khona iphrojekthi yakho ngeke sikukhokhise noma iyiphi inzalo.

Kodwa-ke, imvamisa kusadingeka ukhokhe = ipulatifomu lapho ushicilela khona iphrojekthi yakho (yebhizinisi) cishe 5-7% ikhomishini, kepha kuphela uma ukwazile ukuqoqa imali yokuqalisa iphrojekthi yakho.

Uma ngasizathu simbe wena yehlulekile thola utshalomali oludingayo, awulutho ungakhokhi ipulatifomu (ipulatifomu), eyenza ukuqoqwa kwemali kwabantu kube cishe ukuwina futhi inketho enenzuzo enkulu, kokubili kosomabhizinisi nakulabo abafisa ukusebenzisa amaphrojekthi athile omphakathi.

Futhi, lapho kwenzeka ukuqoqwa kwemali kube yimpumelelo, isiza lapho umsebenzisi (umamukeli) abhale khona iphrojekthi yakhe azoyicela umvuzo othile kulabo abatshalile umbono wakhe. Uma utshalomali luhlukaniswa ngamanani amakhulu (abucayi), lapho-ke kungaba okulungile ukunikeza abatshalizimali isabelo esithile enkampanini yebhizinisi yesikhathi esizayo.

Kubalulekile ukuthi ucabangele ukuthi wonke amasayithi okubuyisa imali ahlukile futhi amanye angaba nawo imigomo yabo.

Kungakho, ngaphambi kokulayisha iphrojekthi yakho, kufanele ufunde ngokucophelela imithetho yesayithi ukuze ungangeni esimweni esingemnandi ngokuzayo ngenxa yokuntula kwakho ukuqonda.

Amapulatifomu wokubuyiselwa kwemali angaphandle + nokuxhaswa kwabantu ngamapulatifomu waseRussia

5. Izingosi zakwamanye amazwe zokuthola imali 💵

Ngokuthuthuka kwe-Intanethi, kuvele inqwaba yamasayithi okubuyisa imali kwinethiwekhi yomhlaba, enikeza abasebenzisi bayo kakhulu ntofontofo futhi amathuluzi asebenzayo ukuheha utshalomali.

Enye yezindawo zokuqala kanye nenye yamasayithi aphumelele kakhulu yisayithi elidumile le- kickstarter.com.

I-Kickstarter (kickstarter.com)

Ipulatifomu yeKickstarter inewebhusayithi esemthethweni kickstarter.com, ngolimi lwesiRussia eRussia (okungukuthi, kunguqulo yaseRussia) isayithi alikakethulwa, kepha ngokuzayo zonke izingosi ezinkulu, njengomthetho, ziza ezimakethe zaseRussia.

Uma iphrojekthi esizeni seKickstarter ingaqoqi inani elidingekayo lezimali ngosuku olubekiwe, khona-ke yonke imali izobuyiselwa kubaxhasi. Izimali ziqoqwa nge-Amazon Payments.

I-Kickstarter ithatha 5 % amakhomishini avela kwizimali eziqoqiwe + ikhomishini eyengeziwe ikhokhiswa yi-Amazon.

Ipulatifomu ye-Crowdfunding kickstarter.com - I-Kickstarter ngesiRashiya ayimele okwamanje eRussia

Kukhona nenani elikhulu lamanye amasayithi we-Intanethi afanayo, lapho amaphrojekthi athakazelisayo avela cishe nsuku zonke, eqoqa imali eningi.

Phakathi kwalezi zingosi kukhona:

• indiegogo.com,
• gofundme.com,
• Ybcindonesia.com,
• imvublog.com,
• www.funxngaleng.cn (isixuku samazwe ngamazwe).

Zonke lezi zingosi zilula kakhulu, njengoba zikuvumela ukuthi ukhethe iphrojekthi ethile ngokuya ngemigomo ethile, ngokwesibonelo, njenge Inkinga esibhekene nayo, inani lezimali ezidingekayo, isikhathi sokuqalisa futhi okuningi abanye.

Ukuhlungwa okulula kwamaphrojekthi kwenza impilo yabahlinzeki nabamukeli kube lula kakhulu, futhi kusiza nokwenza utshalomali olufanele kakhulu kwizimali zabo futhi thola abanikeli ngendlela efanele ngangokunokwenzeka.

Kubalulekile ukukhumbula ukuthi noma iyiphi iphrojekthi ebanjwayo ibuyekezwa ngokusobala yipulatifomu yokubanjelwa kwabantu lapho isingathwe khona. Lesi simo sezindaba sivumela la masayithi ukuthi asebenze njengohlobo lwesiqinisekiso phakathi kwalabo abaqoqa izimali nalabo abazitshala.

Isayithi livame ukuqoqa ikhomishini ethile yalezi zinsizakalo. Ihlukile kumasayithi ahlukene, kepha ezimweni eziningi ingaphakathi 5-10%.

6. Ukubanjelwa kwabantu abaningi eRussia - amasayithi amakhulu waseRussia 💸

Muva nje, ukubuyiselwa kwemali kwabantu abaningi sekuyinsakavukela eRussia, okuholele ekuveleni kwenani elikhulu kakhulu lamapulatifomu asebenza njengabaqinisekisi abathembekile phakathi abaxhasi futhi abamukeli.

Izingosi zokubuyiselwa kwemali eRussia njengamanje azithandwa kakhulu, kepha singasho vele ukuthi lesi isiqondiso esithembisayo sokuxhasa ngezimali emazweni e-CIS naseRussia Federation.

Amasayithi athandwa kakhulu yilezi ezilandelayo:

6.1. Ipulatifomu yokuqoqwa kwemali yabantu abaningi "Planet.ru"

Ipulatifomu ye-Crowdfunding Russian "Planeta.ru" (Planeta.ru)

Indawo esemthethweni yesayithi - asandawo.ru

Leli sayithi linemithetho ethile, umakhi wephrojekthi kufanele abe njalo ngaphezulu kweminyaka engu-18futhi ube ne-akhawunti yakho yasebhange. Kuwebhusayithi ye-planeta.ru, ungathola imali yokwenza amaphrojekthi ahlukahlukene, kusuka kumaphrojekthi wezobuciko njengokuqopha umculo nokuqopha ifilimu, futhi uphele ngamaphrojekthi wezenhlalo.

Okuhlukile kwepulatifomu yokubuyisa imali ngamaphrojekthi ezepolitiki nezentengiso.

Phakathi kwezici zalesi siza, umuntu angabona ubukhona be-curator yomuntu ngamunye wephrojekthi ngayinye, okusayinwe naye isivumelwano esivumela ukuthi uqale ukuqoqa imali. Isayithi linabomengameli abafunda ngokucophelela iphrojekthi ngayinye.

6.2. Ingxenyekazi yokubuyiselwa kwemali yabantu "Landela intambo"

Ipulatifomu ye-Crowdfunding Russian "Ngomhlaba wonke" (smipon.ru)

Iwebhusayithi esemthethweni yesikhulumi sokubuyisa imali - zombie.ru

Isayithi ligxile ku- kwezenhlalo futhi ezentengiso amaphrojekthi. Imali inganqatshwa kuphela kulawo maphrojekthi ayiphasanga ukulinganisela noma azange zivunyelwe kumuntu ngamunye nganoma yisiphi isizathu.

Umamukeli oqoqa izimali ngaleli sayithi kufanele ube yisakhamuzi saseRussiafuthi unakho umqondo ocacile futhi imigomo yokuqoqwa kwezimali.

Ngaphambi kokuqala iphrojekthi, isivumelwano senziwa phakathi komamukeli nendawo uqobo. Isivumelwano sisho ukudluliswa kwengxenye yezimali kusayithi, uma kwenzeka kuqoqwa ngempumelelo.

6.3. Ipulatifomu ye-Crowdfunding "Boomstarter" (Boomstarter.ru)

Ukuqoqwa kwemali kwabantu abaningi Russian site "Boomstarter" (boomstarter.ru)

Iwebhusayithi esemthethweni yesikhulumi sokubuyisa imali - Siziba.ru.Ipulatifomu yeBoomstarter ifana nephrojekthi yeKickstarter.

Ukwakha iphrojekthi ku-Boomstarter, kufanele ube yisakhamuzi seRussian Federation ngaphezulu kweminyaka eyi-18. Ngaphezu kwalokho, kufanele unikeze indawo yokubhaliswa unomphela kanye nomazisi, futhi uvule i-akhawunti yakho yasebhange futhi unikeze le datha kusayithi.

Isayithi ligxile kakhulu ukuxhaswa ngezimali kwamaphrojekthi wokudalanjengokuqopha ama-albhamu, ukushicilela izincwadi, ukwenza ama-movie nokunye. Ngasikhathi sinye, kuvunyelwe ukusabalalisa amaphrojekthi ezentengiselwano nawokusizakala (izimali eziqondisiwe, imininingwane ehlukahlukene nemikhankaso yokuphazamiseka, njll.)

Isici sesiza ukukhawulelwa kwesikhathi esibekiwe sokuqongelela imali. Imali ingaqoqwa kungadluli izinsuku ezingama-60ngakho-ke isiza sikulungele ukuqoqa amanani amancane.

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Itafula lokuqhathanisa lezindawo zokubuyisa imali zaseRussia:

Igama	Ikheli	Indlela Yokuthola Imali *	IKhomishini (kufaka phakathi intela yomuntu siqu)	Izinkomba eziyinhloko zamaphrojekthi	Cishe malini eqoqiwe	Isikhathi sokuphila konke
"Iplanethi"	asandawo.ru	I-VIN, i-OS	23 – 28 %	Amaphrojekthi wokudala	Ama-ruble angaphezu kwezigidi eziyi-100	Iminyaka engaphezu kwengu-2
"Emhlabeni wonke"	Smipon.ru	I-VIN	23%	Amaphrojekthi womphakathi, ezemidlalo, ukuthengwa ngokuhlanganyela	Idatha ifihliwe	Ngaphezu kweminyaka engu-3
"I-Boomstarter"	umabokhandeln.biz	I-VIN	23%	Amaphrojekthi wokudala nobuchwepheshe	Ngaphezu kwama-ruble ayizigidi ezingama-57	Cishe iminyaka emi-2

* IVIN - konke noma lutho (amaphrojekthi angakhokhelwa kuphela ngokugcwele, noma angakhokhelwa nhlobo)

I-OV - Shiya konke (kunethuba lokuthola ingxenye ethile yezimali eziqoqiwe)

Kuyini ukutshala izimali ngobuningi - okushiwo yigama + ifomu (imodeli) lokwenza inzuzo ekutshalweni kwabantu abaningi

7. Kuyini ukuvuna izixuku: izinhlobo eziyinhloko + amapulatifomu okuphenya abantu abaningi eRussia 💰

Ukuqoqwa kwezixuku— lokhu, unomusa, utshalomali ngokuhlanganyela... Kusuka esiNgisini. amagama: 1) Isixuku - isixuku, 2) Ukutshala imali - utshalomali. Lokhu kusho ukuthi ukutshalwa kwezimali kwabantu abaningi “ukutshala imali kwesixuku”.

Umgomo walolu hlobo lokubuyiselwa kwemali kanje:

Usomabhizinisi weza nephrojekthi yokuqala, bese abatshalizimali baphonswa ngaphandle ukuze kuqaliswe iphrojekthi futhi inzuzo etholwe ebhizinisini yehlukaniswa phakathi kwabo bonke ngezilinganiso ezavunyelwana ngaphambili (ngokwesivumelwano)

Khumbula! I-Crowdinvesting ingenye yezinhlobo zokubuyiselwa kwemali kwabantu abaningi ("uxhaso lwezixuku").

7.1. Izinhlobo zokutshalwa kwezinkumbi zabantu - incazelo nencazelo

I-Crowdinvesting ihlukaniswe yaba 3 uhlobo:

1. Ubukhosi;
2. Ukubolekisa kwabantu
3. Ukubuyiselwa kwemali kwabantu abaningi.

View 1. Abasebukhosini

Kulokhu, umtshalizimali ulindele isabelo noma ingxenye yenzuzo yephrojekthi yebhizinisi esekelwayo. Le ndlela yokuxhaswa isetshenziswa ekwakheni amafilimu amaningi, amaphrojekthi nemidlalo. Sibhale ngokufunwa kotshalomali (kanjani nokuthi ubabheke kuphi abatshalizimali bezamabhizinisi) kushicilelo lokugcina.

Ngale ndlela yokutshala imali ngobuningi, umtshali-zimali unelungelo lokuthembela engxenyeni yenzuzo yephrojekthi esekelwayo. Le ndlela ivame ukusetshenziswa lapho uxhasa ngemali amaphrojekthi womculo (SonicAngel), amafilimu (Kusikiwe) nemidlalo (BhekaOtMyGame).

Thayipha 2. Ukubolekiswa kwabantu (ukubuyiselwa kwemali kwabantu abaningi)

I-Crowdlanding - indlela entsha yokubolekwa kwe-inthanethi kubantu ngabanye nakwabanye abantu noma izinkampani ngokusebenzisa izinsiza ezikhethekile ze-Intanethi.

Lapha umbolekisi unenzalo ephezulu uma kuqhathaniswa nokufakwa emabhange, futhi obolekayo unenzalo ephansi emalimboleko yakhe kunaleyo enikezwa ngamabhange. Futhi, ukuthola imali mboleko ngale ndlela kulula kakhulu.

Futhi kutholakala ekubolekiseni imali komphakathi - ukubolekwa kwemali emphakathini. Amanani wenzalo kulezi zimali mboleko aphansi kakhulu (angokomfanekiso), noma awekho nhlobo. Umphumela uba yisiphambano phakathi kwesisa kanye nokubolekisa.

Kunezinhlobo ezimbili (ezimbili) eziyinhloko zokubuyiselwa kwemali kwabantu abaningi:

1. Ukubolekwa kwe-P2P - lapho abantu beboleka abanye abantu;
2. Ukubolekwa kwe-P2B - lapho abantu beboleka izinhlangano, izinkampani, (njengomthetho, amabhizinisi aphakathi namancane).

Buka i-Equity crowdfunding

Uhlobo olusha noluthuthuke kakhulu lokutshala imali ngobuningi, lapho umtshalizimali eba "ngumnikazi wamasheya" (umnikazi wesabelo kuphrojekthi esekelwayo), ngawo wonke amalungelo omnikazi wamasheya (ukuthola izabelo, ukuphatha inkampani, njll.).

Le ndlela yokutshala imali ngobuningi iphula imithetho yamazwe amaningi. Kepha kuyamukelwa imithetho evumela lo msebenzi ngokusemthethweni futhi ivumela ukulawulwa kwendlela yokutshalwa kwezinkumbi zabantu, okuthinta kahle ukuthuthukiswa kwamazwe asathuthuka nasethuthukile.

7.2. Amapulatifomu athandwa kakhulu wokutshala imali eRussia

Kunenqwaba yamapulatifomu okutshalwa kwezinkumbi zabantu baseRussia.

Ake sicabangele edume kakhulu kubo:

1. I-StartTrack - isiza sidalwe ngonyaka we-2013 sisekelwa yi-IIDF (Fund for the Development of Internet Initiatives), inani eliphansi lokutshala imali kule sayithi ingama-ruble ayi-10,000, inzuzo ithenjisiwe kuze kufike ku-35%... I-StartTrack ingelinye lamapulatifomu wokutshala izixuku adume kakhulu futhi athembekile;
2. Ukugeleza – lena yiprojekthi evela ebhange i-Alfa-Bank. Ukuze utshalomali, inani eliphansi lama-ruble ayi-10,000 liyadingeka. Udinga ukutshala imali isikhathi esiyizinyanga okungenani eziyi-6. Ipulatifomu ye-Crowdinvesting ithembisa isivuno esiphezulu 25 %;
3. I-Aktivo - ipulatifomu evela kubadali bezingxenyekazi zeCarPrice neKupiVip. Le ngxenyekazi ikuvumela ukuthi utshale imali kwezentengiselwano ezithengiswayo, eziqashiselwa izinkampani ezinkulu nezaziwayo (iPyaterochka, izitolo ezinkulu zaseVictoria nezinye). Ukuze utshale imali, uzodinga inani okungenani lama-ruble ayizinkulungwane ezingama-500. Inzuzo yeplatform iphelile 11 % minyaka yonke.

7. Ngabe amapulatifomu okubuyisa imali enza kanjani imali 📈

Amaholo amapulatifomu okuqoqa imali ikakhulu kusekelwe ekutholeni ikhomishini evela kumaphrojekthi. Ikhomishini kumasayithi ehlukene ingahluka, kwabanye kunjalo 5% ezinye 15%.

Futhi, amapulatifomu angaba nemali engenayo eyengeziwe, ngokwesibonelo, amanye amasayithi akhulisa imali yamaphrojekthi wokudala, ngokuzayo thengisa ama-albhamu, izincwadi nezinye izinto ezifanayo.

Okufanayo kusebenza nakwamanye amasayithi agxile kumaphrojekthi wezohwebo, kamuva abandakanyeka ekuthengisweni kwemikhiqizo ehlukahlukene.

Ikhomishini ayihoxisiwe ekusizeni futhi kaningi kumaphrojekthi wezenhlalakahle.

Isibonelo, ipulatifomu yokubuyisa imali yaseRussia Rusini ayithathi ikhomishini nhlobo, ngoba ihloselwe ukuxazulula izinkinga zomphakathi.

8. Ungayakha kanjani iphrojekthi yakho yokubuyiselwa kwemali esizeni 📋

Ipulatifomu ngayinye yokubuyiselwa kwemali inezici zayo, ezingahluka kakhulu kusayithi nesayithi. Kodwa-ke, inqubo yokwakha iphrojekthi uqobo iyafana kumasayithi amaningi.

Ungayakha kanjani iphrojekthi kusayithi lokuxhaswa kwabantu

Ukwakha iphrojekthi kungxenyekazi yokubuyiselwa kwemali yabantu abaningi, udinga ukwenza lezi zinyathelo ezilandelayo:

1. Ukwakha i-akhawunti entsha kusayithi;
2. Incazelo yephrojekthi yakho;
3. Inkomba yemali edingekayo yezimali zokuqoqa, kanye nesikhathi esinqunyiwe sokuqoqwa;
4. Ukubalwa kwezindleko okuzodingeka zitholakalele izethulo (izipho) kubaxhasi.

Ukwakhiwa kwephrojekthi uqobo (iphrojekthi yebhizinisi, ezentengiso noma ezenhlalo, njll.) Kusho:

1. Ukwakhiwa kwesizinda nokubhaliswa;
2. Ukwakhiwa kwelogo (brand);
3. Ukufaka izinkinobho zemidiya yokuxhumana nabantu;
4. Ukuthuthukiswa kwewebhusayithi (ikhasi lokufika);
5. Isiqinisekiso sokubhaliswa nge-E-Mail nokuthi kungenzeka uthumele nge-imeyili;
6. Ukukhangisa kwi-Intanethi nokukhuthaza iphrojekthi emhlabeni jikelele, izwe, isifunda;
7. Ukuqopha isethulo sevidiyo sephrojekthi;
8. Ukunqunywa kwenani lemali ekhokhwayo.

Uma kwenzeka ungakwazi ukuqoqa inani elidingekayo lemali ngaphakathi kwesikhathi esibekiwe nguwe, awutholi lutho. Uma, ngasizathu simbe noma kwesinye, ukwazile ukuqoqa imali engaphezu kwenani elicacisiwe, wena uthola ZONKE izimali.

Kubalulekile ukukhumbulaukuthi lokhu akuyona nje i-fundraiser, kepha inkontileka yebhizinisi, ngakho-ke, uma kwenzeka kuqongelelwa imali ngempumelelo, kufanele ugcwalise yonke imigomo yenkontileka

Uma ungakwazi ukwenza lokhu, ubophezelekile ukubuyisa imali etshalwe kuphrojekthi yakho.

9. Ukuzuza impumelelo yeprojekthi endaweni yesikhulumi sokubuyiselwa kwemali площадке

Vele, wonke umuntu owakha iphrojekthi kwesinye noma kwesinye isiza sokubuyisa abantu ufuna ukukhulisa inani elidingekayo lemali ngaphakathi kwesikhathi esichazwe nguye. Kepha kufanele ngivume ukuthi akubona bonke abaphumelela ngempela.

Yiziphi izindlela zokuphumelela kwephrojekthi?engalandelwa ukukhulisa amathuba okuphumelela ekuqongeleleni imali?

Ngephrojekthi ngayinye, konke kungokwakho, kodwa-ke, uma kwenziwa okujwayelekile, izindlela ezilandelayo zingahlukaniswa:

Umbandela 1. Iqiniso

Akufanele uzibekele imigomo ongeke ukwazi ukuyikhokhela, ikakhulukazi uma ungenalo ulwazi oluningi ngale ndlela. Udinga ukuqhubekela enhlosweni yakho ngezinyathelo ezincane.

ngakho-ke kungcono ukuqoqa imali encanelokho kuzokuvumela ukuthi uqaphele iphrojekthi yakho encane, kunokuba uhlose okuthile komhlaba wonke futhi ngasikhathi sinye ungatholi lutho.

Umbandela 2. Isikhathi

Njengoba umkhuba nokuphumelela kwezindaba zamanye amaphrojekthi kubonisa, isikhathi sonyaka sithinta kakhulu.

Amaphrojekthi angcono kakhulu ukuqala ekwindla, ngoba kungalesi sikhathi lapho iningi labantu libuya eholidini futhi lilungele umsebenzi osebenzayo wezezimali.

Ngaphambi kokulayisha (ukulayisha) iphrojekthi yakho, kubaluleke kakhulu ukutadisha izici zesayithi ozokwenzela kulo. Kuzosizakala futhi ukujwayela amaphrojekthi asevele ekhona kubo nezindaba zemiklamo eyedlule ephumelele.

Umbandela 3. Okwakhe

Okwangempela kuyindlela ecashile kakhulu okufanele isondele ngendlela efanele. Vele, kubaluleke kakhulu ukuthi iphrojekthi yehluke kwamanye amaphrojekthi, ngoba ngale ndlela izokwazi ukuheha ukunakwa.

Kodwa-ke, umuntu kufanele akuqaphele kakhulu lokhu, ngoba konke okwenzekayo iphrojekthi kufanele ihlale iyiqiniso. Akunakwenzeka ukuthi noma ngubani angafuna ukuxhasa ngezimali amaphrojekthi "ayinqaba, amafantasy" ahluke ngokweqile okungekho emthethweni.

Umbandela 4. Ukuvuleleka

Zama ukuhlinzeka ngangokunokwenzeka imininingwane eminingi ngawe, isipiliyoni sakho nezindlela zakho zokwenza iphrojekthi.

Kubalulekile ukukhumbulaukuthi abantu bafuna ukutshala kuphela kumaphrojekthi abalulekile, athembisayo futhi abhekane namaqiniso.

Uma umuntu ekholelwa ukuthi kunabantu abacebile abazokhokhela zonke izinhlobo zobuwula, khona-ke uyaphazama kakhulu, abantu abacebile bayakwazi ukubala imali yabo, mhlawumbe yingakho becebile.

Ngakho-ke, kufanele unikeze umuntu ongaba umtshalili wakho imininingwane eminingi ngawe ngangokunokwenzeka ukuze azi ukuthi utshala imali yakhe kuphi futhi kuphi.

Umbandela 5. Ukutholakala kohlelo lwebhizinisi

Ukuba nohlelo lwebhizinisi kungaba yinto enkulu kakhulu kunoma iyiphi iphrojekthi yezohwebo.

Izibalo zangempela nezibalo kuzosiza umtshalizimali ukuthi aqonde kangcono umbono wephrojekthi yakho, futhi kuzokhombisa nokuthi uzimisele ngaleli bhizinisi.

Ungalanda kuphi uhlelo lwebhizinisi oluyisampula ngezibalo, nokuthi ungaludweba kanjani nokuthi ubheke ini, sabhala kumagazini wethu odlule.

10. Izibonelo eziphumelelayo zokubuyiselwa kwemali kwabantu abaningi 💎

Ngosizo lwale ndlela yemali, cishe nsuku zonke amaphrojekthi amaningi wehlukile gxila futhi isikali... Kepha, njenganoma yiliphi elinye ibhizinisi, kunabaningi abaziwayo izibonelo zokusebenzisa imali ngobuningi, okuyindawo okuyinkomba yosomabhizinisi abaningi.

• Pebble - idivayisi (iwashi lesandla)

Idivayisi emiswe njengewashi evela ku-Pebble Technology. Iphrojekthi iqoqwe ngo-201210,266,845 amadola, umnikelo wenziwe ngabanikeli abangama-68 928.

• Inkampani kaMongameli weBarack Obama ngo-2008

Esinye sezibonelo ezidume kakhulu zokubuyiselwa kwemali ngumkhankaso kaMongameli kaBarack Obama wango-2008. Uthole ukuzwakala okukhulu nempendulo phakathi kwabasekeli bakhe, ekugcineni, ngale ndlela bekwazi ukuqoqwa $ 272 wezigidi, cishe abantu baseMelika abayizigidi ezimbili banikele kulo mnikelo.

• Ukuqoshwa kwe-albhamu ngu-Bi-2

Iqembu elidumile laseRussia i-Bi-2 lihlangene ngosizo lokubuyiselwa kwemali Ama-ruble ayizigidi ezingu-1,25 ukuqopha i-albhamu Umoya.

• Incwadi kaStephen King

Umlobi owaziwayo waseMelika uStephen King, ogxile ekubhaleni ama-horror, uthumele esinye sezahluko zokuqala zencwadi yakhe entsha kwi-Intanethi, ukuze anikeze wonke umuntu amthembise ukuthi angadlulisa i- $ 1 lilinye. Lesi siphakamiso seNkosi sithole impendulo enhle kakhulu phakathi kwabalandeli bayo nalabo abangenandaba nomsebenzi wakhe, ngakho-ke, esikhathini esifushane, bekungaqoqwa konke 2 million dollars.

• Ifilimu Age yeziwula

Inkinga yokufudumala kwembulunga yonke inesithakazelo kwabaningi esikhathini sethu, kanye nenkampani yamafilimu yaseBrithani iSpanner Films, ekwazile ukuqoqa mayelana £ 1 million iminyaka emi-5 (esikhathini sika-2004 - 2009). Le mali iye yaqoshwa ifilimu i-Age of Fools, ebekelwe inkinga yokufudumala kwembulunga yonke.

• IWasterland 2 neMidlalo Yokuzijabulisa

Ngokuthuthukiswa kwemidlalo iWasterland 2 ne-Adventure, ethola ukuthandwa okukhulu, mayelana $ 3 million kumdlalo ngamunye wevidiyo. Cishe abantu abayizinkulungwane ezingama-87 babambe iqhaza kulokhu.

Ukwakha nokukhangisa imikhankaso endaweni yesikhulumi sokubuyiselwa kwemali - amathiphu namasu

11. Ungawakha kanjani futhi uwukhangise umkhankaso endaweni yesikhulumi se-Crowdfunding - imiqondo eyisisekelo, imithetho kanye nezeluleko zochwepheshe 🛠

Ukukhulisa imali ngokusebenzisa amapulatifomu okubuyisa imali -inqubo ayilula, ngoba ukuze uqoqe inani elidingekayo, kubalulekile ukuhlinzeka abangahle babe ngabatshalizimali nabaxhasi ngombono omuhle futhi oqondakalayo.

Ngaphezu kwalokho, kunenani elikhulu lezidingo zendlela uqobo kanye nezimfanelo zomuntu oqoqa imali.

Ngakho-ke, ake sicabangele amathiphu ayisisekelo, izici nemithetho, ukunamathela kuyo nokucatshangelwa kwayo okuzosiza ekufezeni impumelelo kulokhu.

11.1. Imiqondo eyisisekelo

Ngaphambi kokuthumela iphrojekthi yakho kumasayithi wokubuyisa imali, sincoma ukuthi uzijwayeze nale mibono elandelayo:

1) ukubuyiselwa kwemali kwabantu abaningi akuceli

Kubaluleke kakhulu ukuqonda ukuthi kanjalo akekho ngeke imali kuphrojekthi yakho.

Uma lokhu kungumsebenzi wezohwebo, lapho-ke kufanele ilethe inzuzo ngokuzayo.

Uma kungumsebenzi wenhlalo noma wokuphalapho-ke kufanele kube wusizo ngempela futhi kuthakazelise.

Ngakho-ke, ukuze uthole inani elidingekayo lemali, kubalulekile ukunikela okuthile kulabo abatshalile imali.

2) Zibuze ukuthi kungani abantu bezonginikeza imali?

Zibeke ezicathulweni zalowo ongaba ngumnikeli wakho noma umtshali-zimali bese ungitshela, ungatshala imali kuphrojekthi enjalo?

3) Lungela ukusebenza kanzima futhi kanzima

Akunakwenzeka ukuqoqa imali kungxenyekazi yokubuyiselwa kwemali ngaphandle kobunzima. Akwanele ukubeka nje iphrojekthi, noma ngabe ilungile futhi yakhelwe kahle, abantu kufanele babone ukuvuleka kwakho futhi baqonde ukuthi nguwe ongaletha le phrojekthi esiphethweni sayo esinengqondo.

Ngakho-ke, ungabi namahloni, ukuxhumana nabatshalizimali bakho ongaba nabo, tshela ngangokunokwenzeka ngabo nangezindlela zabo, kufanele babone umuntu ovulekile okulungele ukusebenza isikhathi eside futhi kanzima ukufeza inhloso yabo.

4) ukubuyiselwa kwemali kwabantu abaningi akuwona wonke umuntu

Ngaphandle kokuthi i-crowdfunding iyindlela elula kakhulu yokuthola imali, edumile emhlabeni wonke, ayifanele wonke umuntu.

Abanye abantu bamane nje abakwazi ukusebenza ngale ndlela futhi bazifunela ezinye izindlela, okuthi, ngendlela, nazo zanele.

Ngakho-ke, kubalulekile ukuthi uzilungiselele iqiniso lokuthi ukubuyiselwa kwemali akuyona eyakho, futhi ungasebenzisa iphrojekthi yakho usebenzisa ezinye izindlela.

5) Iphrojekthi kufanele ibe wusizo

Kusobala ukuthi ezimweni eziningi imali ingakhuliswa kuphela yilawo maphrojekthi anikezela ngomkhiqizo othile owusizo, insizakalo noma yini enye engathakazelisa abantu.

11.2. Ungawakha Kanjani Umkhankaso Wepulatifomu - Izeluleko Ezi-6 Ezibalulekile

ERussia, kunamapulatifomu amaningana akhuthazwa kakhulu okubuyiselwa kwemali angaba ithuluzi elihle kakhulu lokuqongelela imali ukusebenzisa umbono wakho.

Ukuze iphrojekthi iqoqe imali eningi ngangokunokwenzeka, kubalulekile ukubheka lawa macebiso alandelayo lapho kwenziwa umkhankaso esizeni:

Ithiphu 1. Ungaqambi amanga

Ukuqamba amanga njalo kubi, kepha kubi ikakhulukazi uma kukhulunywa ngemali yangempela. Akufanele udlulise amandla akho wangempela bese ubhala encazelweni yephrojekthi lokho ongeke ukwazi ukukusebenzisa. Ukubhekana Namaqiniso - lo umthetho wakho oyinhloko.

Ithiphu 2. Thatha umnqamulajuqu

Kubaluleke kakhulu ukuchaza ngokucacile umnqamulajuqu wokuqongelela imali yephrojekthi yakho, akufanele ube mfushane kakhulu, kepha nezikhathi ezinde kakhulu kufanele zigwenywe.

Ngephrojekthi ngayinye, isikhathi esihle sokuqongelela imali singahluka, kepha ezimeni eziningi kungcono ukubeka eceleni amasonto ama-2-3 wokuqongelela imali, futhi uvuselele iphrojekthi yakho njalo, cishe Izikhathi ezingama-2-3 ngesonto.

Ithiphu 3. Ungaceli imali eningi ngasikhathi sinye

Bala inani eliphansi lemali olidingayo ukuze usebenzise iphrojekthi yakho ekhulelwe.

Akunasimo lapho le nkomba kufanele ivezwe ngokweqile, ngoba uma ucela ngokushesha inani elikhulu lemali, lokhu kungethusa kakhulu abanikelayo (abafaka imali) kuwe.

Ithiphu 4. Ungakhohlwa ngemivuzo

Nikeza abantu abatshalile imali kuphrojekthi yakho imivuzo ethile ebonakalayo. Kungcono ukuthi ube nale mivuzo ngandlela thile ehlobene nephrojekthi yakho, lokhu kuzovumela abatshalizimali ukuthi bazizwe behileleke ngokwengeziwe kuphrojekthi yakho.

Ithiphu 5. Yenza izimali zifinyeleleke kuwo wonke umuntu

Kufanele umise umkhankaso wakho ngendlela efanele ngangokunokwenzeka ukuze ufune ukutshala imali kuwo njengalabo abafuna ukutshala imali Ama-ruble ayi-100nalabo abafuna ukutshala imali Ama-ruble ayi-10 000.

Ithiphu 6. Sitshele kabanzi ngawe

Vuleleka ngangokunokwenzeka, utshele abangahle babe ngabatshalizimali ngangokunokwenzeka kanye nawe, mayelana nempumelelo yakho, imivuzo nezinhlelo zakho.

11.3. Ukukhangisa nokumaketha kwephrojekthi esizeni

Indlela efanele yokumaketha ibalulekile empumelelweni yokugcina yephrojekthi yakho. Kungakho lolu daba kufanele luthintwe ngokukhathalela okukhulu nangokuzimisela.

Lezi zinyathelo zokumaketha ezilandelayo zingakusiza:

1. Bandakanya izihlobo zakho, abangane kanye nabantu obajwayele kuphrojekthi yakho. Lapho uheha abantu kakhulu kuyo, kungcono. Qinisekisa ukuyikhangisa kumanethiwekhi omphakathi, thumela izixhumanisi kuphrojekthi yakho ezinkundleni, emiphakathini yokuxhumana nabantu, ekhasini lakho siqu;
2. Cela abantu obajwayele, abangane nezihlobo zakho batshele abantu abaningi ngangokunokwenzeka ngephrojekthi yakho, empilweni yangempela nange-Intanethi nakuma-social network;
3. Qiniseka ukuthi wenza iphephandaba eliphathelene nezehlakalo zakamuva nezindaba eziphathelene nephrojekthi yakho, yazisa bonke abatshalizimali bakho nababhalisile ngayo;
4. Thola amasayithi wemidiya yasendaweni eku-inthanethi, bese uzama ukubatshela ngawe, njengoba ukubuyisa imali kuseyinto entsha eRussia, mhlawumbe eminye imithombo yezindaba izofuna ukutshela abafundi bayo ngawe, okuzoheha abantu abaningi kakhulu kuphrojekthi yakho;
5. Khuluma nama-blogger asebenza endaweni eseduze nawe ubacele ukuthi babatshele ngephrojekthi yakho;
6. Dala ividiyo bese uyithumela, isib, ku-YouTube, kule vidiyo, sitshele ukuthi inqubo yokuqoqa imali iqhubeka kanjani nokuthi yiziphi izindaba zakamuva maqondana nephrojekthi yakho; (Sincoma ukufunda - "Ungasakha kanjani isiteshi ku-youtube, lapho uzothola khona ukuthi ama-blogger akwa-YouTube ahola malini futhi kanjani")
7. Funa abantu abanethonya nabadumile kumanethiwekhi omphakathi, thintana nabo futhi ubabuze ukuthi ubatshele ngephrojekthi yakho, uma ithakazelisa ngempela, abaningi babo bazokhuluma ngayo ekhasini labo, elizokhulisa amathuba okuqoqa inani elidingekayo lezezimali kanye nokuqhubeka kokuqaliswa kwephrojekthi;
8. Ngaso sonke isikhathi jabula ukuxhumana nalabo abanentshisekelo kuphrojekthi yakho. Uma abantu beqala ukuphawula ngolwazi mayelana nephrojekthi yakho ethunyelwe ekhasini kwinethiwekhi yokuxhumana nabantu, qiniseka ukubaphendula, ubatshele ngezinhlelo zakho zesikhathi esizayo bese ubacela ukuthi batshele ngakho;
9. Sebenzisa wonke amathuluzi akhona ukukhangisa iphrojekthi yakho kusayithi: Vkontakte, Facebook, LiveJournal, Twitter, YouTube, ukuxhumana nabantu, abangane, abantu obajwayele, izihlobo, njll.

12. Izindaba zakamuva ezivela emakethe ye-crowdfunding

1) Ngo-2014, iYandex.Money yamemezela ukwethulwa kwesikhulumi sayo seCrowdfunding “Sisonke: ngezenzo ezinhle», Oklanyelwe ukwenza lula ukuqoqwa kwemali nge-Intanethi ngezidingo ezahlukahlukene zokusiza kanye namaphrojekthi wezenhlalo.

2) Uhlelo lokukhokha iWebMoney yethule insizakalo entsha "Ukuthenga okuhlangene», Okuvumela abasebenzisi bensizakalo ukuthi bahlangane ngamaqembu ukuqoqa izimali ngenhloso yokuthenga izimpahla kubaphakeli bempahla enkulu ngamanani aphansi noma ngamanye ama-oda amakhulu ezitolo zangaphandle;

3) Ukudluliswa kweWebMoney kudale insizakalo entsha “Imali», Okunezikhombisi-ndlela ezi-4 zokuqoqa imali. Ngenxa yale nsizakalo, ungaqoqa imali hhayi kuphela ngokuxhaswa ngezimali zakudala, kepha futhi uxhase amaphrojekthi okusiza, uthenge ngokuhlanganyela, uhlele imicimbi ehlukahlukene, njalonjalo.

13. Imibuzo ebuzwa njalo ❔

Cabanga ngemibuzo eza ehhovisi lokuhlela le-Ideas for Life portal

Umbuzo 1. IBoomstarter ayikhiphi mali, kufanele ngenzeni?

Zama ukuxhumana nomphathi wephrojekthi, i-imeyili, ukwesekwa, njll. Inethiwekhi ithole izibuyekezo ezingezinhle nezezinhle mayelana nenkampani.

Okunye ukubuyekezwa okungekuhle kuqukethe imininingwane yokuthi iphrojekthi iyahlolwa futhi ishicilelwe esizeni isonto lesithathu, kokunye abangakhokhi (abangakuniki) imali.

Ukubuyekezwa ngesayithi le-Crowdfunding - iBoomstarter ayinikezi imali

Kepha ungafinyeleli iziphetho kuzibuyekezo ezimbalwa zesayithi. Funda yonke imigomo nemibandela yokubamba iqhaza kusayithi, cacisa yonke imibuzo nama-nuances ngaphambi kokubeka iphrojekthi endaweni yesikhulumi.

Umbuzo 2. Ungayakha kanjani iphrojekthi kungxenyekazi yeKickstarter?

Njengoba isiza sisalethwa ngolunye ulimi, udinga ukusebenzisa umhumushi. Udinga futhi ukuthola abalamuli e-USA nakwamanye amazwe aseNtshonalanga ngenxa yesevisi ye-Amazon Payments (okwamanje engasebenzi eRussian Federation) ukukhipha izimali, uma kwenzeka kuthengiswana ngempumelelo.

Ukuqoqwa kwemali yabantu abaningi - Lo mkhuba ovame kakhulu ekuxhumaneni nomphakathi kwanamuhla, kwi-Intanethi yomhlaba hhayi kuphela. Le yindlela enhle yokuqoqa izimali zamaphrojekthi ahlukahlukene. Wonke umuntu angayisebenzisa, futhi lokhu kungenye yezinzuzo zayo ezibaluleke kakhulu.

Uma usufundile lesi sihloko, khona-ke ufunde ngakho konke ukusebenza kwemali ehlukahlukene, izinhlobo zayo, izindlela nezindlela ezikuvumela ukuthi ukhulise ngempumelelo inani elidingekayo lemali ukuze usebenzise iphrojekthi yakho. Ubuye wafunda ngamasayithi aziwa kakhulu okubuyiselwa kwemali, angaphandle nawaseRussia.

Mhlawumbe, usebenzisa imininingwane ekulesi sihloko, awukwazi ukuqonda kangcono kuphela ukubuyiselwa kwemali uqobo, kepha futhi ungakhulisa imali yokwenza noma imaphi amaphrojekthi akho.

Akufanele wesabe ukwenza lokhu, yize kukhona ubunzima obungavela enkambisweni yokuthola imali ngale ndlela.

Ekugcineni, sincoma ukuthi ubuke ividiyo - "Yini iCROUDFANDING nokuthi isebenza kanjani":

Futhi ividiyo - "Ungayitholaphi imali kumsunguli wephrojekthi"Kusuka kumsunguli wephrojekthi ye-" Boomstarter "

Siphinde sabhala nezinto okufanele zenziwe uma udinga imali ngokushesha.

Uma unombono omuhle nokuklanywa kwawo okunekhono, ukukhulisa imali ngokusebenzisa amapulatifomu okubuyisa imali kanye nokutshala imali kuzokwanela ngokushesha futhi elula, ngoba uma abantu bebona iphrojekthi ethembisayo ngempela, nakanjani bazoyisiza ukuthi yenziwe.

Ngakho-ke, uma unombono omuhle, qiniseka ukuthi uzama ukusebenzisa eyodwa yezingxenyekazi zanamuhla zokubuyiselwa kwemali ukuze uzisebenzise.

Bafundi abathandekayo bephephabhuku i-Ideas for Life, sizojabula uma nabelana ngemibono yenu, okuhlangenwe nakho kanye nokuphawula ngesihloko sokushicilelwa kumazwana angezansi.

Bukela ividiyo: Arsenal FC Players Wives and Girlfriends 2020. Arsenal FC Wags. Football Wags. Rich Forever (Julayi 2024).