Yini okufanele uyenze uma i-ATM idonsile imali kepha ayizange ikunikeze? Izinyathelo eziphuthumayo okufanele zithathwe
Njalo ngonyaka abantu abengeziwe bakhetha ukukhokhela ukuthenga ngamakhadi asebhange. Ngeshwa, ama-terminals ezitolo ezithengiswayo awafaki ngaso sonke isikhathi, futhi inani lawo lehla kakhulu ngebanga ukusuka emadolobheni amakhulu. Umthengi akanakho okunye angakwenza ngaphandle kokukhipha imali kwi-ATM. Kepha kuthiwani uma i-ATM ibibhala phansi imali, kepha yangayikhipha?
Ngendlela, ubonile ukuthi idola selivele lingakanani? Qala ukwenza imali ngomehluko wamanani wokushintshana lapha!
Ukuthengiselana akuphumeleli ngaso sonke isikhathi ngenxa yokwehluleka kwezobuchwepheshe, ukunqamuka kukagesi, ukonakala kwemishini ekhadini, kweqa umkhawulo wesikhathi esisodwa wokukhipha izikweletu noma izimali ezivela ekhadini, kanye nenkohliso. Amacala ayivelakancane ngokweqile, kepha-ke, udinga ukuzilungiselela izinkinga ezinjalo, ungethuki futhi wazi ngokucacile i-algorithm yesinyathelo ngesinyathelo sezenzo ezidingekayo.
Yini okufanele uyenze nge-ATM ekhiphe imali kodwa yangayifaka kwi-akhawunti?
Akufanele ukushaya umshini kunoma yikuphi, lokhu akuyona i-TV endala. Idivayisi ngayinye inekhamera ukuthi kuzolungisa izenzo zakho ezingekho emthethweni nebhange kungenzeka ukuthi sekunezicelo ezibucayi zokuphikisana nawe. Uma umshini ukhiphe isheke, qiniseka ukuthi uyasithatha futhi usigcine ukuze kwenziwe olunye uphenyo (siqukethe ikhodi yokuthengiselana ekhethekile ezosiza kakhulu ekuboneni okwenziwayo ngesikhathi sophenyo).
Amanye ama-ATM abuyisela imali ngokushesha ekhadini ku- imodi ezenzakalelayo... Udinga ukulinda imizuzu eyi-10-15 (lapho umshini ungakhipha ngokungazelelwe izikweletu) bese uphinde uhlole ibhalansi.
Uma imali ingabuyiswanga, udinga ukuxhumana nocingo lwasebhange (lukhonjiswa kwi-ATM nasemuva kwekhadi lepulasitiki). Ngemuva kokulandela inqubo ejwayelekile yokuhlonza, chaza inkinga yakho.
Inethiwekhi ye-ATM ihlolwe ubusuku nemini, futhi, mhlawumbe, isisebenzi sizokwazi ukuthola ngokushesha imbangela yokwehluleka. Ezimweni ezingavamile, ukubuyiselwa imali ngokushesha kungenzeka. Akufanele ukubambezela ucingo, ngoba idatha ekwidivayisi yememori ingabhalwa futhi uphenyo lwecala luzohudula.
Ungathintana kuphi ngemuva kokushayela ucingo ku-hotline?
Ngemuva kocingo, kuzobe kungadingekile ukuvakashela igatsha eliseduze lebhange elinikeze ikhadi nepasipoti kanye nekhodi lokukhomba bese ushiya isitatimende esibhaliwe sokuphikisana nalokhu kuthengiselana okuphikisanayo. Isicelo singemukelwa kuphela kumnikazi wekhadi osemthethweni noma kumuntu othenjiwe ngesisekelo samandla aziwayo abameli.
Qiniseka ukuthi uthatha ikhophi lakho lesicelo elisayindwe yisikhulu sasebhange esamukelayo. Akufanele ukhohlise ibhange. Uma isicelo sithunyelwe, kodwa empeleni imali yamukelwa, kungakhokhiswa inhlawulo.
Akunasizathu sokuvimba ikhadi lasebhange ngaphansi kwalezi zimo, kepha uma kwenzeka kukhona ukungabaza, kungcono ukuthi "ulimise" okwesikhashana.
Kuhlaziywa kanjani ukusebenza kwe-ATM?
Ngokuya ngesicelo sakho, abasebenzi basebhange:
- izokwenza umsebenzi oyinkimbinkimbi wokuhlaziya ukuhamba kwemali ku-akhawunti;
- yenza ukuqoqwa kwemali kwe-ATM;
- funda ividiyo kusuka kumakhamera okuqapha;
- bona insalela bese uyibala kabusha;
- hlola inani lesicelo;
- hlola idivayisi ukuthola amaphutha;
- izokwenza ukuhlolwa kobuchwepheshe futhi ithole imbangela yangempela yokwehluleka.
Ngesikhathi kusuka ezinsukwini ezi-3 (ezintathu) kuze kube yinyanga eyodwa, izimali ezivinjiwe kufanele zibuyiselwe ekhadini.
Kuthiwani uma imali ingabuyiswa?
Uma ukubuyiswa kungenzekanga, ukugcwalisa kuphela isitatimende sesimangalo enkantolo kuzosiza ukuthola iqiniso. Ngaphezu kwenani "elicishiwe", ungafaka isicelo sokubuyiselwa inzalo yokusetshenziswa kwezimali, kanye nokunxephezelwa ngokonakala kokuziphatha.
Ungangeni kanjani esimweni esifanayo ngokuzayo?
Ukugwema izimo ezinjalo, kufanele usebenzise i-ATM yasebhange ekhiphe ikhadi lepulasitiki, uhlole ngokucophelela i-ATM ngaphambi kokuyisebenzisela ukunamathisela okusolisayo kukhibhodi nakwisifundi sekhadi. Inani elikhulu nemali yokugcina kufanele ikhishwe ngqo etafuleni lemali legatsha, futhi okokusebenza, esikrinini okuvela amaphutha kuso, kufanele kugwenywe.