Ungayithengisa kanjani imoto ngokushesha nangokubizayo - amathiphu namasu wokuthi ungasifaka kanjani isikhangiso sokuthengisa imoto, iyiphi intela yokuthengisa okufanele ukhokhe + amasayithi okuthengisa izimoto asetshenzisiwe

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Sawubona, bafundi abathandekayo be-Ideas for Life! Namuhla sizokhuluma ngakho indlela yokuthengisa imoto ngokushesha futhi ebizayo, kusho ukuthini ukulungiselela imoto ngaphambi kokudayiswa nokuthi ungasifaka kanjani isikhangiso sokuthengiswa kwemoto.

Ngendlela, ubonile ukuthi idola selivele lingakanani? Qala ukwenza imali ngomehluko wamanani wokushintshana lapha!

Ukuthengisa imoto esetshenzisiwe akuyona into elula kubantu abaningi, ngoba kunzima ukuyitholela isamba esikhulu semali futhi ngasikhathi sinye ungenzi izindleko ezingadingekile.

Esikhathini esiningi, izimoto ziyathengiswa ngemuva kwesikhathi esithile sokusebenza kwayo, futhi lokhu, njengoba wazi, njalo kusho ukuthi hhayi esimweni esiphelele futhi, mhlawumbe, kudinga utshalomali olwengeziwe, ezinye izindleko ezingabalulekile, futhi ngezinye izikhathi ngisho ezinkulu kakhulu.

Lo mbhalo uzokutshela nje ukuthi esikhathini esifushane futhi okubaluleke kakhulu ukuthi kunenzuzo ukuthengisa imoto, noma ngabe ikude kakhulu. Imininingwane izosuselwa olwazini nasekuhlangenwe nakho, kanye nezinkambiso zomthetho zamabhanari.

Kule ndatshana, ake sibhekisise:

Ungayithengisa kanjani ngokushesha futhi ngokunenzuzo imoto esetshenzisiwe;
Ungayithengisa kanjani imoto ngendlela efanele futhi wenze ukulungiselela ngaphambi kokuthengisa kwemoto;
Kuhle kangakanani nokuthi ungasifaka kuphi isikhangiso sokuthengisa imoto;
Iyiphi intela ekuthengisweni kwemoto okufanele ikhokhwe nokuthi yini okufanele uyenze uma udinga ukuthengisa imoto ngokuphuthumayo;
nokunye okuningi.

Ngakho asihambe!

Ngemininingwane yokuthi ungayithengisa kanjani imoto ngokushesha nangokubiza kakhulu (ngokunenzuzo), funda ngokuqhubekayo ku-athikili, ebuye inikeze i-algorithm yezenzo zokuthengisa okufanele + amathiphu namasu

1. Okudingayo ukuthengisa imoto - amathiphu ama-3 ukuze usheshe uthengise imoto 📌

Kuningi izindlela futhi ongakhetha kukhoevumela wena ukuthi ususe imoto ecasulayo (nikela, shintshisana, thumela esilahlweni futhi, vele, uthengise). Indlela yokugcina, yiqiniso kakhulu okuvamile futhi kunenzuzo.

Kuningi abathengisa izimoto, abathengisi, labalamuli nokunye abantu besithathuabenza ukuthengiselana okufanayo. Lokhu yinto yokuqala umnikazi wemoto acabanga ngayo uma efuna ukuyidayisa, kodwa hhayi into yokuqala azibekele yona.

Okuza kuqala kunikezwa amandla namandla akho. Ukuzithengisa kwemoto, njengoba umkhuba ubonisa, enye yezindlela eziphumelela kakhulu irisidi esheshayo yemali. Yize kufanelekile ukusho ukuthi akubona bonke abantu abayisebenzisayo, becabanga ukuthi ngeke babhekane nakho konke ukukhohlisa.

Futhi lokhu iphutha elikhulu, ngoba izindlela ezihambisana nokuxhumana nabalamuli noma abathengisi bezimoto kaningi zibiza iphenathi enhle, engakuvumeli ukuthi uthole inani lemali ekuthengisweni, okwakubalwa ekuqaleni.

Kungakho, ngaphambi kokuxhumana nabantu besithathu, kungcono ukuthi uhlole amakhono akho bese wenza leli bhizinisi ngokwakho.

Kungani le ndlela iphawuleka kangaka? Ngokuqondile ngoba abalamuli abashiwo ngenhla bahlala behlisa intengo engaba khona, okuyiqiniso, ekugcineni eshaya ephaketheni.

Lapho uthengisa imoto entsha, umthengisi uhlala efuna ukukhipha inzuzo eningi ngangokunokwenzeka, ngoba imvamisa cishe akunakwenzeka ukubuyisa imali esetshenziswe ngaphambilini.

Vele, lapho udaba luphuthuma futhi ukuthengisa kufanele kudlule ngokushesha okukhulu, khona-ke inketho nabathengisi bezimoto nabanye abantu besithathu ingahle ifanele.

Kodwa-ke, empeleni, kwanele ukwenza umzamo omncane kakhulu, bese umuntu eyedwa ezokwazi ukusebenzisa isikhathi esincane futhi athole imali eningi ngangokunokwenzeka kusuka kuthengiselwano oluhleliwe.

Kuqokonyiswa amanye amathiphu ajwayelekile:

Isikhathi sokuthengiswa kwezimoto kumele sinakwe. Iningi labantu lithanda ukuthenga izimoto entwasahlobo, ngokunokwenzeka, lokhu kungenxa yamakhefu alindelekile, ezokuhamba nezinhlobo ezahlukahlukene zokuzilibazisa, ezixhumene ngokungenakuhlukaniswa nesidingo semoto yomuntu siqu. Kungenzeka futhi ukuphetha ukuthengiselana okunjalo ekwindla, kepha ngalesi sikhathi amanani ancishisiwe kakhulu. Mayelana nesikhathi lapho kungafanele uthengise izimoto nhlobo, kusehlobo. Lesi sikhathi sibonakala ngeqiniso lokuthi abantu abaningi baya eholidini futhi isiphetho sezinkontileka zokuthenga nokuthengisa yinto yokugcina abalwela ukuyenza.
Inkohliso kufanele igwenywe njalo. Uma imoto ithengiswa ebikade isebenza phambilini, maningi amathuba okulenga ezindlebeni zama-noodle lapho uyidayisa. Futhi umthengisi kumele ahlale ekhumbula ukuthi umthengi kumele athembe umthengisi, lokhu kuyisihluthulelo sempumelelo yanoma yikuphi ukuthengiselana okunjalo. Imvamisa, lapho kuthengiswa imoto, abantu ngenkani baqamba amanga ukuthi iyiyona ayipendiwe, ayishayiwe, ibingazazi izingozi... Uma lokhu kuyiqiniso, kulungile, kepha uma konke ukuqinisekiswa kungamanga, khona-ke impumelelo ngeke ilindelwe. Ngokushesha noma kamuva, kuzobonakala lokho okushiwoyo, futhi kuzozibonakalisa kuqala emotweni, lapho uyisebenzisa. Yingakho, ukuze ungonakalisi isithunzi sakho futhi ungabhekani nezingxabano, kufaka phakathi ngaphambi kwenkantolo, kungcono ukunamathela eqinisweni nasekucacisweni.
Azikho izitolimende. Ukuzithengisa kuyingozi enkulu kakhulu, ikakhulukazi uma ucabanga ukuthi imoto enikezwa ukuthengiswa ayintsha. Futhi-ke, indawo eyingozi kakhulu - ezezimali, ngoba inhloso yayo yonke inqubo yokuthengisa imoto ukwenza imali... Ekuzithengiseni, izici eziningi ezingasetshenziswa kuma-salon azikho, kepha abantu bathola izindlela ezibasiza ukuthi balondoloze iphakethe labo ezindlekweni ezinkulu. Ungalokothi udinge ukukhokhela uhlelo lokufaka isitolimende, lena indlela engathembekile, kungcono uma umthengi ethatha imali ebolekiwe ebhange, ngakho-ke umthengisi uzoba namathuba amaningi okungaakhohliswa.

Umbuzo wentengo lapho uthengisa imoto uhlala njalo okubaluleke kakhulu... Wonke umuntu ufuna ukuthola okuningi ngangokunokwenzeka, futhi iphutha elikhulu elenziwa yilaba bantu ukuthi baqala ukweqa amanani. Lokhu kuvame ukufaka ukungabi bikho kwemali enkulu izingcingo futhi iziphakamiso, futhi kwesinye isikhathi azikho nhlobo.

Kodwa-ke, ubuhlakani obukhulu buqhamuke nohlelo lonke oluvumelayo ngokushesha futhi kanjani kubiza kakhulu ukuthengisa imoto... Isikimu silula. Kungcono ukusetha inani eliphansi ekuqaleni. Lokhu kufanele kubangele ukudideka nentshisekelo evela kubathengi abangaba khona.

Ngokuzayo, lapho izingcingo ziqala ukugeleza njengomfula, futhi lokhu kungenakugwemeka esimweni esinjalo sezindaba, kwanele nje ukuhlanganisa okuncane, usho ukuthi kuningi futhi akulona iqiniso ukuthi imoto enhle enezindleko eziphansi, izoya kumthengi othize... Yile ndlela okuvela ngayo ukuncintisana, abantu baqala ukuthengiselana, kuphela hhayi ukuwisa amanani entengo, kepha kunalokho kubakhuphula.

Ngale ndlela, ungathengisa imoto ngokushesha okukhulu futhi kalula, futhi uma kunengozi yokuthola eshibhile, khona-ke incane, abathengisi bavame ukulahlekelwa angadluli kuma-ruble ayizinkulungwane ezingama-20 (amashumi amabili).

Vele, akubona bonke abathengisi abakwazi ukwenza lezi zinyathelo, futhi "ukukhwabanisa" okunjalo (ngendlela enhle) kungahle kungasebenzi njalo. Kunoma ikuphi, lezi izingozi ezingavunyelwa noma ezingavunyelwa. Kungakho kufanele uhlale unaka izimo ezithile.

Izimoto ezithengisiwe kwesinye isikhathi zisesimweni sokuthi akukho maqhinga azokuvumela ukuthi uthole imali enkulu kakhulu, futhi kwesinye isikhathi uhlangabezana nabathengi abakwenzayo ungakhathazeki ngokweqile.

Yingakho kufanele uqaphele lapho uthengisa imoto uwedwa, uhlolisise isimo sayo nezidingo zayo.

2. Ungayithengisa kanjani imali ebiza kakhulu nokuthi ungathola kanjani ukuthi imoto ibiza malini - izindlela ezingama-20 zokuhlola inani lemoto 📝

Abaningi elula futhi kaningi indlela ejwayelekile yokunquma intengo yemoto ukuzifunda kwezinye izikhangiso... Abathengisi baqhathanisa ngokwenqubo ejwayelekile futhi babonise inani lemoto ethengisiwe.

Ngaphezu kwalokho, intengo ivame ukwenziwa ibe ngaphansi kancane kunaleyo ethulwa abanye abathengisi, lokhu kunikeza ithuba elingacacile lokuphumelela. Kodwa-ke, konke lokhu ukuhlolwa okungaphelele, ekha phezulu... Imoto ngayinye ingeyayo, ikakhulukazi uma ucabanga ukuthi sikhuluma ngokuthengisa imoto esetshenzisiwe.

Yingakho-ke kubalulekile ukuthembela emibhalweni eminingi evumela ngokuphelele ukuhlola isimo semoto, futhi, ngokufanele, kuzosiza ukusungula inani elifanele kakhulu neliphezulu kuyo.

Ungayithengisa kanjani ngokushesha imoto esetshenzisiwe - ukuhlolwa okuyikho kwenani lemoto yakho: izinto ezibalulekile nenqubo

Indlela esemqoka ongathola ngayo ukuthi imoto ibiza malini

Ake sicabangele ngokuningiliziwe izici nemingcele ongahlola ngayo imoto yakho bese uyithengisa:

Umbandela 1. Yenza nemodeli yemoto

Lezi zinto zidlala indima enkulu futhi ebalulekile ekutholeni izindleko zemoto.

Okokuqala, ukuthanda kwabantu kwehluka ngokumangazayo. Othile ngeke anikeze ngisho namakhulu ezinkulungwane nge-Russian Lada, futhi omunye umuntu ngeke azisole ngaleyo mali kathathu ngaphezulu.

Okwesibili, ngaso sonke isikhathi udinga ukunquma inani lentengo elijwayelekile lomkhiqizo ngamunye wemoto, ukwenza lokhu ngokufunda imakethe. Intengo ephansi kakhulu ivusa izinsolo, futhi inkulu kakhulu ukungafuni ukukhokha ngokweqile, ngakho kusamele uhlaziye okwenzekayo kule ndawo.

Umbandela 2. Unyaka wokukhishwa

Uma imoto iyintsha, iyabiza kakhulu. Ngakho-ke, okungenani, abathengisi abaningi bacabanga. Le nkolelo isiza ukuthola imali eningi, ikakhulukazi uma usebenzisa iqhinga futhi esikhundleni sonyaka wokwenza ukhombise unyaka wokusebenza kwemoto.

Izonikani? Imvamisa, amaqhinga anjalo asusa unyaka owodwa noma emibili kusukela esikhathini semoto, futhi lokhu sekuvele kuningi. Inkohliso ayibalulekile, futhi izinkulungwane ezingeziwe ephaketheni lakho zingaletha kalula.

Umbandela 3. Imayela yemoto

Vele, kule ndaba, imayela enkulu iba uhlobo lwesithiyo. Uvele adide abathengi.

Njengoba izibalo zibonisa, lapho-ke ngokwesilinganiso i-mileage ngonyaka kufanele ilingane no 10 (eziyishumi) - 15 (ishumi nanhlanu) amakhilomitha ayinkulungwane... Kuyacaca ukuthi izimo zihlukile, futhi wonke umuntu usebenzisa imoto ngendlela yakhe, kepha konke, ngeshwa noma ngenhlanhla, kuncike ezinkomba ezijwayelekile ezijwayelekile.

Kodwa-ke, akufanele ucasuke uma imoto ingafakwanga eqenjini elamukelwe nge-mileage emaphakathi, kwanele ukuyinakekela kahle, bese intengo yayo ingehliswa kakhulu.

Umgomo 4. Isethi ephelele

Noma izimoto uhlobo olufanayo futhi unyaka owodwa wokwenziwa, lokhu akusho ukuthi bangaba nentengo efanayo.

Njengamanje, kunenqwaba yamafutha okugcoba umuntu abonakala edingeka, kepha othile akacabangi nangazo. Ukuthi konke kusebenza kanjani nakho kubalulekile. Isimo sanoma imuphi umbandela sidlala indima ebalulekile. Endabeni yokuthengisa imoto, isisindo sinakho kokubili ikhwalithi nobungako, lokhu kufanele kukhunjulwe njalo.

Umbandela 5. Izwe Lokudabuka

Lo mbuzo futhi uyindaba yokunambitheka. Wonke umuntu uthanda okwakhe. Kodwa-ke, kukhona futhi izinkolelo ezihlala zingashintshi ngokuhamba kwesikhathi.

Isibonelo, izimoto ezihlanganiswe eRussia ziphansi kakhulu kunezaseYurophu, ngasizathu simbe zibangela umuzwa wokungathembeki. Lokhu kuqinisekiswa yiminyaka eminingi yokusebenza, futhi yingakho intengo incike kakhulu kuleyo mibandela.

Ngokusobala, imoto yaseRussia izoba ngaphansi ngentengo kuneyaseYurophu, yize kungahle kube nokuhlukile, njenganoma yimuphi umthetho.

Umbandela 6. Injini

Kumele uqaphele ivolumu yayo, ethinta intengo ngokungaqondakali. Ngakolunye uhlangothi, inkulu, inkulu intengo, ngoba lokhu kukhombisa amandla ayo, kepha ngakolunye uhlangothi, abaningi abafuni ukuthenga imoto enomsindo ofanayo, njengoba lokhu kuhlanganisa ukusetshenziswa okukhulu kukaphethiloli nentela enkulu ezimotweni, okumele ikhokhwe kuhulumeni minyaka yonke. Konke lapha kuzoncika kokuncamelayo komthengi.

Umbandela 7. Ibhokisi legiya

Namuhla sekuthandwa kakhulu imishini ezenzakalelayo futhi amarobhothi... Zenza lula inqubo yokushayela futhi zivimbele ubunzima obuthile. Kungakho lo mgomo uqokonyiswa lapho kunqunywa inani.

I-Automata empeleni phakamisa intengo yemoto, ngenkathi imishini phansi kakhulu izitayela ezintsha, okwenza imoto ingabizi ngendlela esingathanda ngayo.

Umbandela 8. IDrayivu

Ethandwa kakhulu yi-all-wheel drive... Akunasisekelo ekuhloleni ngemuva nangaphambili, lesi sici ikakhulukazi asikwazi ukuthonya intengo. Kodwa-ke, idonsa ngamasondo amane ikuvumela ukuthi wandise inani, iveze imoto ekukhanyeni okukuhle kakhulu.

Umbandela 9. Indawo yokubamba isibambo

Okuthandwa kakhulu yizimoto ezingakwesokunxele. Lokhu akumangazi. Amanani ezimoto ezinjalo aphakeme kakhulu, kunokuncintisana okuningi emakethe futhi awekho amathuba amaningi kangako okuthengisa imoto enjalo.

Kepha ukushayela kwesokudla, yize kuyintandokazi yabantu abambalwa, kubhekwe kuthembeke kakhulu futhi kusezingeni eliphakeme, ngoba umhlangano awupholile amaJapane, futhi amanani abo akhanga kakhulu, ikakhulukazi uma uthenga imoto esetshenzisiwe kubathengisi abazimele.

Umbandela 10. Inani labanikazi bangaphambilini

Lapho uthengisa imoto, njenganoma yimuphi omunye umkhiqizo, ukuba khona kwenani elikhulu labantu abake bayisebenzisa ngaphambili - isici esingesihle... Bambalwa abantu abazokuthokozela ukuthola isondo lemoto ebishayelwa ngabantu abangaphezu koyedwa noma ngababili.

Ukungaguquguquki kudonsela kokuningi, kukuvumela ukuthi uthembe ukunakekelwa okuphelele, okungaphazanyiswa futhi okuhle... Abambalwa abanikazi bangaphambilini, intengo izoba phezulu.

Umbandela 11. Umsebenzi wepende

Uma umzimba unamaphutha ngendlela yokukhubazeka, ama-dents, ama-chip nezinye izikhathi ezifanayo, intengo kufanele ibe phansi. Ngaphezu kwalokho, imvamisa yehliselwa enanini eliphansi lemakethe, okuyinto eyehlisa isethembiso phansi. Ngakho-ke kufanele ubeke kahle imoto ngaphambi kokuthengiswa, noma ulahlekelwe ohlangothini lwezezimali lodaba.

Umbandela 12. Ukusebenza kwenjini

Vele, le nqubo ingahlolwa kuphela ngokusetshenziswa okuqondile komshini. Umthengi, uma engeyena isiphukuphuku, kufanele izobheka ukusebenza kwemoto futhi iqonde ngokushesha, kukhona amaphutha noma cha. Uma kunjalo, intengo izowa futhi ukuthembana kungaguguleka.

Kungakho ngakho konke okukhona yokuntulaukuthi isithombe asibonisi kufanele sibikwe ukuze ekugcineni kungabikho ukungaqondi.

Umbandela 13. Ukuhlanzeka

Kulokhu, sikhuluma ngengaphakathi lemoto. Ngaphambi kokuthengisa, kanye nomzimba uqobo, kufanelekile ukuhlanza kahle ingaphakathi lemoto, ukuyiletha esimweni esihle, okungenani ngangokunokwenzeka.

Vele, inhlanzeko yegumbi ayikhuphuli amanani ayodwa, kepha nayo ayizinciphisi. Umthengi, okungenani, ngeke abe nokuthola iphutha, futhi lokhu sekuvele kuningi.

Yimalini imoto? Linganisa hlaziya zonke izikhangiso ezifanayo ngokuthengiswa kokufanayo, uthengise imoto yakho ngokuya ngemibandela yalesi sihloko

Umbandela 14. Ukumiswa kanye nokukhanya

Umbandela futhi ongaziswa esithombeni. Kodwa-ke, wonke amaphutha ekumisweni nasekuhloleni ayabonakala lapho uthintana ngqo nomshini. Uyakwazi ukukhala, angqongqoze, abe nenjoloba edliwa ngokungalingani - konke lokhu kuyizinkinga zokumiswa.

Ukuqhekeka, ukukhanya kodaka, - lokhu kungububi obuhlobene nokukhanya... Izibani zangaphambili ziyinto ebalulekile yemoto, futhi umthengi kufanele athole amaphutha ngala maphuzu, afune ikhwalithi engcono noma intengo ephansi, okuzoba kuhle impela.

Umbandela 15. Isitoreji

Bekuyiziphi izimo lapho imoto ibigcinwe khona, futhi bekuyini imisebenzi ngaphakathi kuyo? Uma imoto ibingasetshenziswanga ebusika, ibime egalaji elifudumele, nalo ebeliphefumula njalo, okusho ukuthi ibigcinwa isesimweni esihle semoto, icishe iphelele futhi inelungelo lokufuna intengo ephezulu kakhulu.

Ngaphezu kwalokho, izici ezifana ne- babhema kanjani emotweni noma cha, kwakuphathwa kanjani imishini ngaphakathi kwekhabhathi nokunye okuningi, nokuningi... Noma yini encane ingathinta intengo yemoto, ngaphandle kokuqinisekisa komthengisi.

Umbandela 16. Izindlela zokusebenza

Lo mbandela uhlobene nowedlule. Konke kuthinta imoto: isitoreji, isevisi, ukusebenza. Uma, kuthiwa, imoto ibiqhutshwa ngokungakhathali ebusika, noma kuhlelwe umjaho wokukhukhuleka kuyo, khona-ke injini egugile ingabethusa abathengi abangaba khona.

Imvamisa, abantu bancamela ngisho ukuthenga imoto kubantu besifazane, ngasizathu simbe bekholelwa ukuthi banakekela kakhulu ezokuthutha kwabo futhi ngokuqinisekile abayikhathazi ngejubane eliphezulu nezimo ezingezinhle.

Umbandela 17. Izinketho zokubuyisela kabusha nezengeziwe

Ukulungiswa kwemoto kuyinto engenakubuyiselwa kubantu abaningi. Amasistimu we-Acoustic, ukumiswa okwesikhashana, ukuthayipha kanye namanye ama-quirks yizitayela zemfashini, kepha hhayi wonke umuntu uyazidinga. Akufanelekile ukuthembela ukuthi zonke izindleko zokuhlela zizobuyiselwa lapho imoto ithengiswa.

Kaningi, akekho ofuna ukukhokha ngaphezulu kwalokhu, futhi kwesinye isikhathi ngisho nabathengi bacela ukususa zonke izinsimbi namakhwela, ngalokho bazisindise ezinkingeni ezingadingekile.

Kuyiqiniso, kukhona namacala ahlukile, abanye abantu bakulungele ukukhokha ngokweqile, ngenkathi benakho konke okusha okungenzeka emotweni yabo.

Umbandela 18. Ukuxubha umoya

Imidwebo emzimbeni wemoto iyathandwa ngabaningi. Kodwa-ke, lo muzwa udlula ngasikhathi lapho umuntu ezithengela khona imoto. Kaningi kunalokho, kunzima ukuthengisa imoto enemidwebo. Futhi-ke, kungaba ubuwula ukukhuphula amanani entengo ngenxa nje yokuxubha umoya.

Kuphakathi kokuthi ngeke kube khona isivumelwano ekugcineni, noma kuzofanela ulinde isikhathi eside kuze kube khona umthengi ozokwaneliseka ngemidwebo ethile kanye nentengo yalezi zinto zobuciko.

Umbandela 19. Amathayi, amasondo nebhethri

Amasondo e-alloy, isethi yamathayi kanye nemoto, ibhethri elisha - konke lokhu kuhle, kepha akukhuphuli nhlobo intengo yemoto.

Umthengi uthenga imoto, yonke into umthengisi azama ukuyisusa ngenqubo, yize lezi kuyizinto ezidingekayo emotweni, ayivusi inzalo enkulu, ngaphezu kwalokho, ithathwa njengendaba nje.

Umbandela 20. Incwadi yenkonzo

Ukuba khona kombhalo onjalo akukhuphuli intengo yemoto, kepha kudala ukuzethemba okukhulu kumthengi. Lokhu kuzofaneleka ikakhulukazi lapho umshini othengiswayo musha futhi usasetshenzwa ngumthengisi ogunyaziwe... Lesi yisiqinisekiso sekhwalithi, esibaluleke kakhulu esimweni sokuthengiswa hhayi kwemoto entsha esetshenziswe ngaphambilini.

Futhi ngokungangabazeki i-plus ukutholakala komshwalense ovumelekile... Izikhathi ezinjalo zizoba nomthelela omuhle ekukhangiseni nasekuheheni abathengi, noma kunjalo, ngeke bakwazi ukukhuphula intengo.

Izinyathelo eziyi-8 zokuthengisa ngokushesha imoto

3. Imiyalo yesinyathelo ngesinyathelo yokuthi ungayithengisa kanjani imoto ngokushesha - izinyathelo ezilula eziyi-8 📋

Siphakamisa ukuthi uzijwayeze ngemiyalo yezinyathelo ngezinyathelo yokuthi ungayithengisa kanjani ngokushesha nangokuzimela imoto:

Isinyathelo # 1. Nquma isikhathi sokuthengiswa kwemoto

Lesi yisinyathelo sokuqala nesibaluleke kakhulu. Amasu nohlelo lokuthengisa ancike kulesi senzo. Uma kunesikhathi esiningi sokuthengisa, khona-ke kunamathuba amaningi nezinketho zokuthengisa imoto, ngokulandelana, inani lingasethwa liphakeme.

Uma imali idingeka ngokuphuthumayo futhi asikho isikhathi sokulinda ukuthi iklayenti litholakale, lapho-ke ungahambisa isikhangiso ngentengo ekhangayo (ephansi).

Uma kungakapheli izinsuku ezingama-5-7 kungekho noyedwa onentshisekelo emotweni, ngaphandle "kwabathengisi", zizwe ukhululekile "ukunika" imoto yakho kubo. I- "Outbid" izokuthokozela ukuthenga imoto eshibhile, kuyilapho wena ungathola imali khona manjalo.

Isinyathelo # 2. Sihlola izindleko zemoto

Lesi sinyathelo sithatha isikhathi ukuphenya. Sesibhalile ukuthi imoto ibiza malini esigabeni esingenhla.

Dlulisa amehlo ezimotweni ezifanayo thengisa izikhangiso emaphephandabeni, kwi-Intanethi (emabhodini ezaziso), cela abangani nabantu obajwayele, ufunde imininingwaneindlela yokuthengisa imoto ngendlela efanele.

Ngemuva kokuhlaziya nokucacisa intengo yemoto, setha inani layo ukuze lingethusi abathengi futhi lilingane nokulindela kwakho.

Isinyathelo # 3. Ukukhetha indlela yokuthengisa

Bheka izindlela ezimbalwa zokuthengisa imoto:

Ukubeka isikhangiso kwi-Intanethi (indlela ethandwa kakhulu yokuthengisa imoto);
Ukufaka izikhangiso emaphephandabeni (ezifanele izakhamizi zezifunda);
Ukuthengiswa ezimakethe zezimoto;
Ukuthengisa ngezindawo ezidayisa izimoto nokukhipha imali (Abathengisi bezimoto bacela ukubeka imoto kumasayithi abo. Akunasiqiniseko sokuthi bazoyithengisa imoto. Ukuthengisa ngokukhishwa kwemali kuzobiza umthengisi ngama-20-40% ngaphansi kwentengo yemakethe);
Ukulethwa kwezimoto ohlelweni lokuhweba - i.e. ufika lapho kudayiswa khona izimoto, uqashe imoto, ukhokhe imali ethe xaxa bese ushiya entsha. Njengomthetho, imoto inenani kuleli cala ngo-20-30% ngaphansi kunenani lemakethe.

Sibhale kabanzi ngezindlela zokuthengisa imoto esigabeni esingezansi.

Isinyathelo # 4. Senza ukulungiselela kwangaphambi kokuthengisa

Akunandaba ukuthi uyithengisa kanjani imoto yakho, kungekudala noma kamuva kuzoba khona umthengi ongahle athathe isinqumo sokubona imoto. Futhi lokhu kusho ukuthi kuyalulekwa ukwenza amalungiselelo wangaphambi kokudayiswa kwemoto, lokhu kufaka:

ukuhlanza nokugeza umzimba, ingaphakathi lemoto;
ukuqedwa kokukhubazeka okuncane (ukufaka isibani, isibambi, njll.);
ukulungiswa kwezimoto okuncane nokuncane.

Njengomthetho, kungcono ukuqeda ukuphawula emotweni ngokwakho kunokunciphisa izindleko. Ngakho-ke, ungathengisa imoto ngenani eliphakeme.

Isinyathelo # 5. Sakha futhi sihambise isikhangiso

Asikukhuthazi ukubhala izikhangiso ezinde zokuthengiswa kwezimoto ngendlela eseyi-eseyi. Finyeta, ufundise, futhi wakhe. (Yini futhi kwafakwa nini, unikani ngemoto, yiziphi izinzuzo nobubi bemoto, njll.).

Ngokuningiliziwe nangemininingwane yokuthi ungasifaka kanjani isikhangiso sokuthengiswa kwemoto, sibhale esigabeni ngezansi.

Isinyathelo 6. Siqhuba amabhidi nezingxoxo

Ngemuva kokulungiselela ngaphambi kokuthengisa nokuthunyelwa kwesikhangiso, uzothola izingcingo.

Ukunakwa! Ukuthengisa imoto, sincoma ukuthi ngokuhlukile sithenge iSIM khadi enenombolo yocingo

Ngakho-ke, awuyiniki inombolo yakho yocingo kubantu ongabazi, futhi ngemuva kokuthengisa uyakhohlwa ngokuthengiselana nabathengi sekwephuzile.

Njengomthetho, ngokushesha ngemuva kokubeka isikhangiso, bayabiza "ukuphuma"... Banesifiso sokuthenga imoto ephansi ngo-20-30% kunemakethe. Ngakho-ke, uma ubuzwa mayelana nethuba lesaphulelo emotweni ngaphandle kokuhlolwa kokuqala, kufanele wazi lo "mthengisi".

Ngemuva kwalokho abathengi baqala "ukukhala". Kukhona phakathi kwabo futhi engenakuziphendulela (onelukuluku lokwazi) abathengi. Ukwenza lokhu, sincoma ukuthi uqoke indawo yokuhlola eduze kwekhaya lakho, ihhovisi, njll, ukuze ungadingi ukuya emotweni "engenalutho" ukuyokhombisa.

Uma umthengi ekulungele ukuthenga imoto, kepha udinga nje ukuthi "aye engadini yengane" noma "acabange amahora ambalwa", sincoma ukuthatha idiphozi kumthengi ukuze angashintshi umqondo wakhe.

UNGATSHALI umthengi, okwamanje, imoto yakhe - ingahle iphele kabi. Kepha unganqabi ukudlula nokuhlola imoto esiteshini sesevisi (vumela umthengi akhokhele isiteshi).

Isinyathelo # 7. Sisabalalisa ulwazi mayelana nokuthengiswa ngangokunokwenzeka

Thumela isikhangiso sakho kumasayithi amaningi, kumabhodi ezikhangiso mayelana nokuthengiswa kwemoto, sebenzisa zonke izikimu zokukhangisa ezingaba khona.

Beka isikhangiso emotweni, utshele abangane bakho nabantu obajwayele mayelana nokuthengisa, sebenzisa izinsizakalo ezikhokhelwayo kumasayithi wokuthengisa (ngale ndlela, isikhangiso sakho sizobonakala ngenombolo enkulu yabathengi abangaba khona).

Uma umthengi ekuqinisekisa ukuthi uthenga imoto yakho, kodwa acele ukulinda, ngokwesibonelo, izinsuku ezingama-3-4, asikhuthazi ukumisa ukuthengiswa kwemoto ngaphandle kokuthola idiphozi. Umthengi kungenzeka aguqule umqondo wakhe, ngoba akukho okumphoqa ukuthi athenge imoto (umthengi angathola imoto emfanele kakhulu noma anqume ukuyithenga. imoto entsha, usebenzisa imalimboleko yasebhange noma ukuqashisa ngemoto - funda ngokuqashiswa kwezimoto kwabantu kanye nezinhlangano ku-athikili ehlukile)

Isinyathelo 8. Sakha imibhalo

Abathengisi abaningi banesifiso sokuthengisa izimoto nge-proxy. thina ungatusi thengisa imoto ngale ndlela. Ngaphezu kwalokho, ukubhaliswa kokuthengiselana (ukuthengwa nokuthengiswa kwemoto) kuthatha imizuzu embalwa futhi ngaphandle kokubamba iqhaza kwehhovisi lezaziso. Ungaphothula isivumelwano emakethe, esalon, epaki, njll.

Ngeminye imininingwane ngemithetho yokuqedela ukuthengiselana, bheka isigaba esingezansi, lapho ungalanda futhi nesampula yesivumelwano sokuthengwa kwezimoto.

Izindlela zokuthengisa imoto ngokushesha nangokuzuzisa + amawebhusayithi athengisa izimoto ezisetshenzisiwe

4. Uyithengisa kanjani imoto kahle (ngokunenzuzo) - izindlela ezi-5 + amawebhusayithi athandwayo athengisa izimoto ezisetshenzisiwe 🖇

Kunezindlela eziningi zokuthengisa imoto namuhla. Umthengisi ngamunye ukhetha lowo omfanela kahle kakhulu. Kodwa-ke, umkhuba wokuthengiselana okunjalo unikeza izinketho ezinhlanu ezivame kakhulu neziphumelelayo ezizokuvumela ukuthi uthengise imoto ngesikhathi esifushane.

Indlela yenombolo 1. Ukuthengisa izimoto ezihlotsheni, kubangani nakubantu obajwayele

Le ndlela ilula kakhulu ngokuya ngokuthola abathengi. Asikho isidingo khangisa, hlela ukukhushulwa, kwanele nje ukunikeza imoto komunye wabangani bakho noma izihlobo.

Kodwa-ke, le nketho inezingqinamba zayo, ezibonakaliswa ngokwendlela yokuziphatha.

Okokuqala, ngokususelwa ebunganeni nasebudlelwaneni obusondelene, bavame ukwenza njalo izicelo zokunciphisa intengo, futhi ukwenqaba, kwesinye isikhathi, kuphazamisa kakhulu.

Okwesibili, ngemuva kokuthengiselana, kuvame ukufika ukuthukwa kokuthi imoto ayikho esimweni esingathanda ukusithola, futhi imvamisa lezi zimangalo ziyiziphukuphuku, into efana nemibuzo: Kungani injini idla uphethiloli omningi kangaka, noma irediyetha iqala ukuvuza kungazelelwe? Benza ubuhlobo bube nzima futhi budale ukungezwani.

Indlela yenombolo 2. Izikhangiso zamaphephandaba

Kulezi zinsuku, ukusebenzisa usizo lwamaphephandaba kuba yinto engavamile. Imvamisa abantu baphendukela kwi-Intanethi noma ukuxhumana ngqo nabathengisi ngalezi zindlela ezingenhla.

Kodwa-ke, emadolobheni amakhulu namakhulu, lapho inani labantu lincane uma liqhathaniswa nezindawo ezinkulu zokuhlala, abantu banamathuba amaningi okuthi thenga amaphephandaba futhi ufunde izikhangiso emithonjeni yokuphrinta... Kungakho indlela ebhekiwe ingenangqondo.

Indlela yenombolo 3. Imakethe yezimoto

Le ndlela futhi ikuvumela ukuthi uhlole umkhiqizo ngokushesha. Kodwa-ke, kuleli cala, umthengisi ungena ezindlekweni ezingadingekile, okuyinkokhelo yendawo. Futhi, lokhu ukuhweba okuncane kwezimakethe.

Udinga ukunikela, ukhulume nabathengi, ubakhange... Vele, abantu beza ezimakethe zezimoto bezothola imoto, kepha hhayi wonke umuntu oshiya lapho nomphumela ofinyelelwe.

Kuyiqiniso, naphezu kobubi obuthile bale ndlela, abathengisi bezimoto abaningi bakhetha ukwenza lokho nje, bekholelwa ukuthi kunjalo indlela elungile kunazo zonke, ethembekile nenembile yokuthengisa imoto ngesikhathi esifushane.

Indlela yenombolo 4. Imininingwane esewindini langemuva lemoto

Kuyenzeka kaningi ukubona ukuthi efasiteleni lemoto edlulayo kubhalwe ngosayizi omkhulu kanjaniUkuthengisa»Kanye nenombolo yocingo. Kodwa-ke, kulokhu, into enhle kakhulu ukuthi ungashayeli uzungeze idolobha, ukhombise izinhloso zakho kuwo wonke umuntu, kwanele ukushiya imoto endaweni yokupaka izimoto, endaweni yokupaka eseduze nezitolo noma ngisho egcekeni.

Lokhu kulula ngoba umthengi ongaba khona uzokwazi ukuhlola ngokushesha imoto bese anqume ukuthi uyayidinga noma cha.

Indlela yenombolo 5. Ukuthengisa imoto kwi-Intanethi (amabhodi wezaziso) - amasayithi ama-5 okuthengisa izimoto ezisetshenzisiwe

Iwebhu ye-inthanethi ebanzi emhlabeni ikuvumela ukuthi udlulise izinhloso zakho zokuthengisa imoto enanini eliphezulu labantu. Ngaphezu kwalokho, lokhu ngempumelelo futhi okubaluleke kakhulu mahhala.

Ngokwezibalo, ukuthenga okuyinhloko okwamanje kwenziwa ikakhulukazi nge-Intanethi, yize kunenqubo ekude yokuxoxa ngokuthengiselana.

Ezinye zezindawo ezithandwa kakhulu futhi ezisetshenziswa njalo yilezi zindawo ezinhlanu ezilandelayo:

Okuzenzakalelayo.ru - indawo enikezelwe kuphela ezimotweni. Lapho ungathola okunikezwayo okuhlobene hhayi kuphela nezimoto, kodwa futhi izithuthuthu, imishini ekhethekile, ezokuthutha emoyeni nokunye okuningi... Isisetshenziswa esikhulu esihle kulabo abafuna ukuthengisa imoto.
Avito.ru - le sayithi ingumthombo omkhulu kunayo yonke wohlobo lwayo futhi inenombolo enkulu yokunikezwa okuhlukile. Yiqiniso, kuvamile kubhekwe indawo yabathengisi, kepha empeleni, iningi labantu, kufaka phakathi abathengi abathanda kakhulu, bavakashela leli bhodi lemiyalezo.
IBibika.ru - lapha ungathola okunikezwayo njengezakhamiziabafuna ukuthengisa imoto yabo, nakubathengisi bezimoto, okungukuthi, lo mthombo uhlanganisa okunikezwayo okuyimfihlo nokomphakathi, okwenza kube lula umsebenzi wokusesha.
KusHalarKu.ru - insiza equkethe imininingwane ngokuthengwa kwezimoto, ukuthengiswa kwezimoto ezisetshenzisiwe ngisho nangezingozi zomgwaqo. Aliphansi neze kunamakhasi ewebhu wangaphambilini, ngokungeziwe, liqukethe imininingwane eminingi ewusizo engatholakali kwezinye izinsiza.
Drom.ru - leli sayithi linikezelwe kuphela ku- Izimoto zaseJapan... Ukuthengiswa kwezimoto nezingxenye zokungcebeleka kubo - konke lokhu kungatholakala kalula kule nsiza, futhi uma ucabanga ukuthi izimoto zaseJapan zifunwa kakhulu futhi zisezingeni eliphakeme, leli sayithi alihlali ithandwa.

Akuvamile ukusebenzisa amasayithi amaningi ukuthumela izikhangiso. Lesi yisinqumo esifanele sokunweba umbuthano wabathengi abangaba khona.

Kodwa-ke, lapho usebenzisa le ndlela, kufanele kwisisetshenziswa ngasinye shintsha okuqukethwe kwesikhangiso, thatha izithombe ezintsha futhi unikeze isithombe sokuthi kukhona okunikezwayo okuhlukile ngisho nabathengisi abahlukahlukene yonke indawo.

Ngale ndlela kungenzeka ukuthi uthole izibuyekezo ngenani elifanele nangesikhathi esifushane.

Kufanele futhi unake izinkundla, lapho ungathola futhi umthengi ngenkathi kuxoxwa ngohlobo oluthile lwemoto.

Itafula elibukwayo lezinzuzo nobubi bendlela ngayinye yokuthengisa imoto

Ithebula elingezansi likhombisa ngokusobala buhle futhi ama-minus yendlela ethile yokuthengisa imoto:

Indlela yokuthengisa	Izindleko (+, -)	Ukukopela (isehlukaniso) (+, -, ±)	Ithemu lokuthengisa (+, -, ±)	Ukuthengiswa okulula (+, -, ±)
Ojwayelekile	Amathuba ezaphulelo (izitolimende) (-)	Azikho izinsongo (+)	Iyashesha noma ayikaze (±)	Isilinganiso (±)
Isimemezelo sefasitela sangemuva	Ukwehla okumaphakathi (+)	Qaphela futhi uqaphele (±)	Isilinganiso (±)	Vele (+)
Imakethe yezimoto	Ukwehla okumaphakathi (+)	Kukhona usongo (-)	Kude (-)	Kunzima (-)
Iphephandaba	Ukwehla okumaphakathi (+)	Qaphela futhi uqaphele (±)	Kude (-)	Vele (+)
i-Internet	Ukwehla okumaphakathi (+)	Qaphela futhi uqaphele (±)	Kuyashesha (+)	Vele (+)

Ngenxa yalokhu, imoto ingathengiswa ngezindlela eziningi ngasikhathi sinye, ihlanganiswe enye nenye.

5. Ukulungiselela ngaphambi kokudayiswa kwemoto - izincomo nezeluleko 🚘🚿

Lapho uthengisa imoto, wonke umuntu ufuna ukuthola imali eningi ngangokunokwenzeka. Akekho umthengisi oyedwa olangazelela ukuthengisa eshibhile, kepha ukuze ugweme lokhu, udinga ukuzama kanzima futhi usebenze kanzima, ulungise imoto.

Ingaphakathi elihlanzekile nokubukeka kahle kwemoto ngokuqinisekile kuzoba nesithakazelo kubathengi, ngokungafani kusuka emotweni engcolile, engcolile... Yingakho uma isikhangiso sokuthengisa siqukethe kuphela izici ezinhle kakhulu, ngaphambi kokuboniswa okuqondile kwemoto, umthengi kufanele ayilethe esimeni esifanele, okungukuthi geza, khuhla futhi ulethe ukukhanya, ngomqondo ongokomfanekiso, ukunikeza imoto isethulo.

Ukulungiselela ukuzithengisa kwangaphambi kokuthengisa kwemoto - yini efiselekayo ukuyenza nokuthi yini okungcono ukungayifundi

Amathiphu Okuthengisa Imoto

Sincoma ukuthi ufunde amathiphu ambalwa abalulekile wokuthengisa ngaphambi kwesikhathi imoto yakho:

Amaphutha amancane... Kungabonakala njengokungajwayelekile, kepha abathengi ngokuvamile abanamahloni ngamaphutha amancane ekubukeni kwemoto. Isibani sokukhanya esishile, uwoyela odinga ukushintshwa, uhlephula uketshezi - konke lokhu akudingi indima ekhethekile. Imoto isiyonke kufanele ibe sesimweni esihle kakhulu ukuthengiswa, futhi amaphutha amancane angahlala elungiswa ngumnikazi omusha... Ngaphezu kwalokho, akufanele wesabe ukwehliswa kwentengo phambi kwamaphutha athile, lokhu ngokuvamile akwenzeki.
Geza injini... Kungcono ukwenza lokhu ezinsukwini ezingamashumi amathathu ngaphambi kokudayiswa, futhi ngalesi sikhathi, kunjalo, kufanele ushayele imoto, hhayi ukuyigcina egalaji. I-gloss eyeqile ngaphansi kwe-hood be akufanele, lokhu akubangeli ukuncoma kwabathengi, kepha kunalokho ukusola, yingakho, ngemuva kokuhlanza injini, ukusebenza okuqhubekayo kwemoto kuyadingeka. Ngaso sonke isikhathi udinga ukudala umbono wokuthi imoto ikulungele ukusetshenziswa futhi, futhi, isebenza ngempumelelo kumnikazi, lokhu kungcono kakhulu kunesimo esiphelele.
Umzimba nengaphakathi. Ukubukeka kwemoto kufanele kuphelele, noma okungenani, ihambisane ngokuphelele nencazelo... Ngaphambi kokuthengisa imoto, kuyadingeka ukuthi uhlanze konke ukuze kukhanye, kwezinye izimo pholisa, nangaphakathi kwazo zonke izihlalo hlanza, hlanza omata... Lokhu kuzokhombisa ukuthi imoto ibibhekiwe futhi igcinwe isesimweni esikahle.
Ukudweba. Abanye abathengisi bafuna ukuyipenda kabusha imoto ngaphambi kokwenza isivumelwano, njengoba inamanye ama-chips noma imihuzuko. Empeleni, izenzo ezinjalo azisho lutho futhi azidlali ezandleni zalesi simo... Okokuqala, ukupenda umzimba kuyintokozo ebiza kakhulu, okungenzeka ukuthi ekugcineni ngeke kukhokhe, kanti okwesibili, abathengi bayazi ukuthi imoto isanda kupendwa, lokhu kuphakamisa ukuthi imoto isesimweni esibi kakhulu ngaphambi kokuba ilungiswe noma ngisho ngokweba ...
Izingxoxo nomthengi. Udinga ukulungiselela lokhu kusengaphambili nangokucophelela ngangokunokwenzeka. Umthengisi kufanele acabange ukuthi imiphi imibuzo angabuzwa yona nokuthi angayiphendula kanjani kangcono kakhulu. Udinga futhi ukubala konke ukuphikisa nezimangalo ezingavela kumthengi ngesikhathi kuhlolwa umshini, ikakhulukazi uma umshini unamaphutha asobala.

Ungasithumela kanjani isikhangiso sokuthengisa imoto esetshenzisiwe - amathiphu + isibonelo sesikhangiso esihlanganisiwe

6. Ungasibeka kanjani isikhangiso sokuthengiswa kwemoto esetshenzisiwe - izeluleko zokubhala nokuthumela isikhangiso + isibonelo esihle 📰

Indlela engcono yokukhangisa ngokuthengiswa kwemoto nokuheha isibalo esiphezulu sabathengi abangaba abathengi ukusebenzisa i-Intanethi. Yingakho sizokhuluma ngendlela efanele yokudlulisela kubathengi isipho sokuthengisa imoto futhi, okubaluleke kakhulu, ukuthi yimaphi amagama abangaba nentshisekelo yangempela kuwo.

Izincomo zokuhlanganisa izikhangiso zemoto ezisetshenzisiwe:

Izizathu zokweqisa... Ukusungula izinto ezinjalo akufanele... Ukudalula umthengi ngemizwa, aqambe amanga ngokuthi kungani imoto isidayiswa manje, ukuyipenda ngemibala egqamile - konke lokhu ngeke kudlale ezandleni, kungcono ukusho yonke into ngokucacile nangokucacile nangeqiniso ngangokunokwenzeka.
Akukho okungeziwe... Isimemezelo kufanele siqukethe imininingwane ethile kuphela ngemoto, ubuhle bayo nobubi bayo, imigomo yokuthengiselana, akumele kube namanzi angeziwe. Amanga agcwele ukubuyekezwa okungalungile nokuntuleka kokuthembela ngenxa yalokho, lokhu kuholela ekuweni, futhi isivumelwano ngeke senzeke. Yingakho iqiniso nokucaciswa kuphela, bese ungathembela empumelelweni.
Ubuningi... Isibonelo esigqame kakhulu sobudala besikhathi izinkulumo zesitsotsi ezinjengalezi: "Umshini uyisilo!" njll. Lokhu kudala isithombe sokuthi umthengi akasebenzelani nomuntu omdala onokwethenjelwa, kepha usebenza nomuntu wesikole oyisiphukuphuku ozijabulisa nje, engakuthathi ngokungathi sína ukuthengiselana okunjalo.
Umbuzo wokubhida... Uma umthengisi ekulungele ukuxoxa ngentengo futhi ethatha ukuthi kungenzeka ukuthi anciphiswe, khona-ke lokhu kufanele kushiwo. Kufanele kwenziwe okufanayo uma ukuxoxisana kungenzeki nhlobo. Umthengi kufanele azi ukuthi yini angathembela kuyo. Kwesinye isikhathi kuphela isithembiso sokuxoxisana okungenza umthengi afake isicelo sesikhangiso esithile.
Izithombe... Ukukhangisa kwi-Intanethi kuhle ngoba kwenza sikwazi ukushicilela isithombe somkhiqizo. Le nkinga kufanele isingathwe ngokuzibophezela, mhlawumbe ngisho noku-oda izinsizakalo zomthwebuli wezithombe, ukuze izithombe zibe ngobuchwepheshe futhi zicace. (Ungakhohlwa ukuthatha izithombe zohlangothi ngalunye lwemoto, thatha izithombe zedeshibhodi, ingaphakathi, njll. Thatha izithombe "zokulondoloza" namathayi engeziwe asebusika / ehlobo)
Isipelingi... Vele, ngaphambi kokushicilela, udinga ukubheka ulwazi lwesikhangiso esibhaliwe. Amaphutha ukuphazamisa, futhi nenkulumo efanele nesipelingi, kunalokho, kuzodala umbono omuhle.

Ngakho-ke usibhala kanjani isikhangiso semoto?

Kulula impela, futhi nakhu okufanele ukwenze:

Okokuqala, imininingwane eyisisekelo ngemoto ikhonjisiwe: yenza, imodeli, umbala, unyaka wokwenza, izici zenjini... Le yinto yokuqala abathengi abanentshisekelo kuyo.
Izinsiza kusebenza. Uma umshini unenombolo enkulu yama-lotion, qiniseka ukukhombisa lokhu. Lokhu kubaluleke kakhulu uma umthengisi ehlela ukukhuphula intengo ngalesi sisekelo.
Okulandelayo, izwe liyakhonjiswa. Kungcono ukulungisa le nto lapho izwe lokwenziwa lingenye yezintandokazi kakhulu, isibonelo, iJapane.
Ngemuva kwemininingwane eyisisekelo kuza imininingwane eyengeziwe. Yonke imishini ichaziwe, njenge-air conditioning, ama-airbags, ukulungiswa kwezihlalo nokunye okuningi. Izinto eziyinkimbinkimbi kakhulu kufanele zikhonjiswe kuqala bese zilandelana ngokwehla.
Konke okushintshiwe muva nje kukhonjiswa ngokwehlukile, imvamisa lesi isikhathi se- 1 (one) unyaka... Okusemqoka ukuthi imoto kufanele ibe neminyaka emihlanu noma ngaphezulu ubudala, imoto esencane ngokushintshwa ngokweqile kwezingxenye izodala ukusola.
Izipho ezengeziwe noma, ngamanye amagama, ukuthenga okwengeziwe, uma kukhona. Kungaba yini? Iqoqo lamathayi asebusika, okhaphethi noma into efanayo.
Into eyandulela intengo iyinani. Lapha udinga ukuba nenjongo ngangokunokwenzeka futhi uhlole konke buhle futhi ama-minus okuzenzakalelayo.
Oxhumana nabo bokuxhumana: igama nenombolo yocingo. Uma ukhohlwa leli phuzu, ngeke libe khona iphuzu kulesi simemezelo, okunengqondo impela.

Kubalulekile ukukhumbula ukuthi ngomsebenzi owenziwe ukulungisa imoto ezothengiswa, ezinye izindleko nokushiywa, izingxoxo nezivumelwano ezingadingekile asikho isidingo sokukhuluma... Awekho amanzi, iqiniso kuphela ngesimo semicabango eshiwo ngokucacile.

Abathengi abanandaba nokuthi yini umthengisi obekufanele ayenze ukuletha imoto esimweni esinjalo noma ukuthi yiziphi izimo zempilo ezimenze wacabanga ukuthatha isinyathelo esibaluleke njengokuthengisa.

Kuyafaneleka futhi ukusho izinhlobo ezimbili zezikhangiso: kugcwele futhi mfushane.

Inketho yokuqala iqukethe lonke ulwazi ngemoto, konke okuzothokozisa umthengi futhi kukhulise umqondo wemoto ethengiswayo.

Izikhangiso ezimfushane zilungele kuphela lawo macala lapho ibekwa, ithi, ewindini langemuva lemoto, bese kuba igama "Ukuthengisa»Futhi oxhumana nabo bezokuxhumana, noma ngabe maqondana nokuqukethwe kolwazi, kunjalo, le nketho incane kakhulu futhi, ngenxa yalokho, iheha abathengi abambalwa abangahle babe khona.

Isibonelo sesikhangiso esigcwele (eside):

Kuyathengiswa Volvo s60, 2005 ukukhishwa, ukuhambisa okuzenzakalelayo
Umbala omhlophe
Umkhiqizi: Sweden
Injini: 2401 cm³, 163 hp
Mileage: 70,000 km
Isimo siyagculisa: ukuqhekeka kwefasitela langaphambili kanye nependa langaphambili eliphindwe kabusha.
Izinsiza kusebenza: ukulawulwa kwesimo sezulu, inzwa yemvula, izesekeli ezigcwele zamandla, isimo somoya, izikhwama zomoya
Inombolo yamabutho: eyodwa. Ukugcinwa ngumthengisi ogunyaziwe, kukhona incwadi yesevisi.
Ukuthengwa okungeziwe: iqoqo lamathayi asebusika.
Intengo: ama-ruble angama-400,000, ukuxoxisana kufanelekile.
Ucingo: 89100000000, Igor

Isibonelo esikhangisayo sesikhangiso sokuthengiswa kwemoto esetshenzisiwe. Akuside kakhulu noma kufushane, isikhangiso sokuthengisa semoto somuntu siqu esifundisayo

Lesi sibonelo sikhombisa ukuvela kwesikhangiso esigcwele. Lapha ungathola lonke ulwazi ngemoto, likuvumela ukuthi wakhe isithombe esiphelele semoto ethengiswayo.

Ngokuqondene nesimemezelo esifushane, silula ngokuphelele futhi asinalwazi ngokuphelele:

Thengisa, Volvo s60, 2005 kuqhubeke, kumhlophe. 89100000000.

Uma isikhangiso sifakwa ephephandabeni, lokho okuqukethwe kuzoba kufushane nje, kuphela igama elithi ukuthengisa alidingeki nhlobo, ngoba lokhu kusho isigaba sengxenye yokushicilelwa.

Amathiphu wokuthi ungayithengisa kanjani ngokushesha (ngokushesha) imoto

7. Ngabe ufuna ukuzidayisela imoto ngokuphuthumayo? Amathiphu namasu okuthengisa imoto ngokushesha 🗒

Kunezizathu eziningi zokuthi kungani abantu bethengisa izimoto zabo. Umuntu ufuna nje shintsha imoto uye entsha, kothile imali enganele, futhi umuntu akasafuni ukujabulela okuhle okunjalo.

Kodwa-ke, izizathu zokuthengisa okuphuthumayo imvamisa zicacile futhi zibeka umthengisi esimweni lapho engeke anqabe ukuthi kungenzeka yini ukuthengiselana okunjalo.

Ngakho-ke, qokomisa izimo ezininganalapho abantu bejwayele ukujaha ukuthengisa izimoto zabo.

1. Mileage ephakeme

Ngasizathu simbe, iningi liyesaba kakhulu imayela ephakeme yemoto. Kodwa-ke, konke lokhu kungumbhedo, okugcina kuholele ekukhohlisweni. Kungcono ukukhombisa izici zangempela kunokuphambuka bese uzama ukuqamba amanga kumthengi ongaba khona.

Konke okulindele umnikazi nge-mileage ephezulu yemoto, lokhu kwehliswa kwentengo... Kungenzeka ukuthi cishe amaphesenti angamashumi amabili esamba esihleliwe sizolahleka, kepha lokhu kusengcono kunokulimaza idumela lakho ngokukhohlisa nangokukhohlisa izinkomba.

2. Imoto yesikweletu

Kukhona amacala ajwayelekile lapho kuthathwa imali mboleko yokuthenga imoto. Vele, abantu balindele ukuthi bazokwazi ukuyikhokha kungakapheli iminyaka embalwa, kepha lokhu akwenzeki ngaso sonke isikhathi. Ukuphela kwendlela yokuphuma kulesi simo ukuthengiswa kwezimoto... Ngaphezu kwalokho, ezimweni ezinjalo, kunezinketho eziningi zemicimbi.

Ngemvume yasebhange, ungavele thengisa imoto, uphinde uyibhalise, futhi ngemuva kokukhokha isikweletu esikhungweni sesikweletu, kungenzeka futhi ukuthi ungazibandakanyi nokubhaliswa okuphelele futhi, ngenxa yalokho, udlulisele isikweletu esisele emalimboleko kumthengi, uma evuma. Ngaphezu kwalokho, ibhange ngokwalo livame ukuthenga impahla enjalo, okwenza umsebenzi ube lula kakhulu.

3. Ingozi yomgwaqo

Akunakwenzeka ngaso sonke isikhathi ukuqeda imiphumela yengozi, kepha futhi awufuni ukumane ushayele imoto egalaji bese ukhohlwa ngakho. Kulokhu, kunabantu abathenga izimoto eziphukile. Yebo, lesi akusona isivumelwano esinenzuzo enkulu, ngeke silethe imali eningi, kepha noma kunjalo kungcono kunokungatholi lutho.

Imoto enjalo ingamane icishwe noma, ngokunembile, khipha ubhaliso futhi thengisa... Kungenzeka nokuba namandla ommeli, ukuthi imoto ihamba yini noma cha akubalulekile.

4. Imoto ephukile

Uyithengisa kanjani imoto ephukile? Izimoto eziphukile zivame ukuthengiswa ngezingxenye. Izimoto ezinjalo azikwazi ukulungiswa, kepha ezinye izingxenye zazo ziyakwazi ukusebenza.

Ngeke kwenzeke ngokushesha ukwenza isivumelwano esinjalo, okungukuthi, ukuthengiswa kwemoto ngezingxenye ezingasebenzi, kepha uma unesineke, kwanele ukwenza izenzo ezimbalwa futhi ekugcineni uthole okungenani inani elithile lemali.

Kuyadingeka ukuthola imvume kwabanomshwalense yokuthengisa izimoto zezingxenye zokungcebeleka. Lo mthetho usungula umthetho kanye nenkontileka yomshuwalense uqobo.

Thumela isikhangiso sakho, kunjalo, nezithombe. Lesi sigaba simbozwe ngokuphelele, kuhlala kuphela ukukhetha insiza efanelekile kakhulu.

Bheka izimo zokugcina ezifanele. I-Thrift ayilimazanga muntu. Igalaji - inketho enhle ukuze ugcine imoto iqinile.

Uma imoto inganakekelwa, ngokwesibonelo, egcekeni lendlu, izobe ihlukaniswe yaba izingxenye ezincane ngaphandle kwamadili.

Ukunqunywa kwentengo kufanele kuhambisane nesilinganiso semakethe. Kuhlale kudingekile ukuhlola nokuhlaziya isimo semakethe. Ngokuzayo, kungaxoxiswana ngenani.

Uma kwenzeka lapho imali idingeka ngokushesha okukhulu, kungcono ukuthi ubheke abathengisi noma uthumele imoto ukuthi isulwe. Ukuba khona kwabantu besithathu kuleli cala kudida abaningi, kepha ngokwenzekayo kuvela ukuthi inqubo ishesha kakhulu ngale ndlela. Ngaphezu kwalokho, lokhu kwenziwa ngochwepheshe kusuka endaweni yokubuka eyodwa noma kwenye, abakwaziyo ukwenza okulungile nokuthi ngubani ongathengisa ini.

Vele, izinqubo ezinjalo ngeke zikwazi ukulawula ngokuzimela, kepha enye imali isazotholwa, futhi ngokushesha okukhulu.

8. Ungakwenza kanjani ukuthengisa okusemthethweni kwemoto - ukubhaliswa kokuthengiselana ngaphandle kokubhaliswa, ngezinombolo (ngokuya ngemithetho emisha) 📖

Ngo-2016 kwakukhulu inqubo yokuthengisa imoto ishintshiwe... Phambilini, bekunezinqubo eziningi ebezihambisana nomsebenzi onjalo, futhi lokhu kwenze umsebenzi waba nzima kakhulu.

Okwamanje, umthetho wokuthi imoto kumele isuswe kwirejista ngaphambi kokuthi ithengiswe usususiwe. Manje lokhu kusebenza kuphela lapho imoto ithunyelwe ukungafuneki noma uya phesheya.

Ukuqedela ukuthengiselana nokuthenga, konke lokhu akudingeki, okungukuthi, imoto idluliselwa komunye umnikazi enezinombolo zayo.

Manje ukuthengisa imoto ubukhona bomthengi nomthengisi baneleabaphetha isivumelwano sokuthengisa. Awudingi ngisho notary.

Ngokuqondene nemibhalo edingekayo, lokhu kufaka:

ipasipotikokubili umthengisi nomthengi;
ipasipoti yemoto... Ngaphezu kwakho konke, lapho i-TCP ingashintshi, ipasipoti entsha imvamisa ukusola futhi imvamisa iletha imicabango yokweba.

Kukhona nezinye izeluleko ezijwayelekile ezingasiza lapho uthengisa imoto:

Kunezimo lapho inombolo yemoto iyeka ukufundeka... Uma lokhu kwenzeka, kuzodingeka ukuthi kwenziwe ukuhlolwa kwe-forensic, okuzothatha izinyanga ezimbalwa. Ngakho-ke, kufanelekile ukucabanga ngalokhu kusengaphambili futhi ungagijimeli ekuthengiseni, ukuze ngokuhamba kwesikhathi kungabi khona ukungezwani nomthengi.
Ukuqinisekiswa kwezimali kudingekile impela lapho kwenziwa lokho kuthengiselana... Amabhange ahlinzeka ngezinsizakalo ezinjalo, noma kunjalo, kufaka nezindleko. Kwesinye isikhathi inani lingama-ruble angamakhulu amaningana noma iphesenti elilodwa noma amabili emalini ehlolwayo. Ukuze ungakhokhele le nsizakalo, ungamane ubeke imali ku-akhawunti, zizohlolwa noma ngabe ikuphi, futhi kuzohlala kunethuba lokuzikhipha.
Kubalulekile ukuxazulula inkinga nenkampani yomshuwalense... Kaningi, ngesikhathi sokuthengiselana, umshwalense wemoto awukapheli. Kulula kakhulu ukuxazulula le nkinga. Udinga ukuxhumana nenkampani yomshuwalense futhi unqamule isivumelwano nayo.
Ukuthengiswa kommeleli kufanele kugwenywe... Kulesi simo, yonke inhlawulo elandelayo kanye nezimangalo kuzofika egameni lomnikazi wakudala, okudala izimo ezingathandeki.

Uma ulandela yonke imithetho futhi, okubaluleke kakhulu, unake kakhulu wonke ama-nuances wokuthengisa imoto, lapho-ke yenza isivumelwano ngokushesha futhi ngenzuzo ngeke ibe nenani.

9. Isivumelwano sokuthengwa nokuthengwa kwezimoto - amasampula, amafomu okulandwa

Isivumelwano phakathi kwala maqembu womabili sokudayiswa nokuthengwa kwemoto asinazo izici ezithile.

Imvamisa amasampula, lawo, ngendlela, angalandwa ngezansi ngezixhumanisi noma atholakala kuzo zonke izinsiza ezisemthethweni, awanawo umehluko omkhulu, ngoba zonke izimo nezici ezibalulekile zikhonjiswa ngqo lapho kugcwaliswa isivumelwano sokuthengwa kwemoto.

Isampula - ifomu lesivumelwano sokuthengwa kwemoto sabantu ngabanye

Ngakho-ke, ukuthengiswa nokuthengwa kwenziwa ngesisekelo sesivumelwano, esilungiswa kahle kumakhophi amaningi. Igcwaliswa ngesandla noma ngekhophi eqinile. Ubulula ukuthi idokhumenti enjalo ayidingi ukwaziswa. Uvele nje kugcwalisiwe, ubhalisa futhi idlulisiwe umthengi, umthengisi futhi, naku- Amaphoyisa omgwaqo.

Ukuze ungabi yisisulu sabakhohlisi noma umane ugcine ngokungachithi isikhathi ungashintshi inkontileka noma udwebe idokhumenti entsha, kufanele ulandele ngokucophelela imithetho eminingi, futhi kungcono ukuxhumana nabachwepheshe abazokusiza wenze inkontileka yokuthengisa ngendlela efanele futhi ngaphandle kwamabhulokhi.

Ngakho-ke, yini okufanele uyinake lapho udweba futhi usayina lesi sivumelwano?

Into ngayinye kufanele igcwaliswe ngemininingwane eminingi ngangokunokwenzekaukuze kungabikho ndlela yokuthola iphutha nganoma yini. Abanye abantu abangathembekile impela bathanda ukubheka amabhulokhi amancane ezinkontilekeni ezingaholela ekwamukelweni kwakhe ayivumelekile noma ngisho akuphothulwanga.
Akufanele kube khona ukulungiswa... Inkontileka yokuthengisa idokhumenti esemthethweni esemthethweni eqinisekisa ukuphothulwa kokuthengiselana phakathi kwamaqembu amabili, yingakho kufanele yenziwe kahle. Akukho ukuteleka, ama-putties, ama-erasers, noma amanye amagajethi okusiza ukulungisa iphutha. Kukhona i-blot, ngakho-ke kuyadingeka ukubhala kabusha inkontileka.
Kukhona okwamanje amandla okugcwalisa inkontileka, ngesandla nangekhompyutha... Ifomethi ephrintiwe iyamukeleka, ngaphezu kwalokho, yenza konke kube lula kakhulu, kepha umthetho oyinhloko kufanele ukhunjulwe: uma isivumelwano sigcwaliswa ekuqaleni ngesandla, kufanele kube njalo kuze kube sekugcineni, okungukuthi, phrinta into eyodwa kwi-laptop, bese ugcwalisa eyesibili ngepeni lebhola, kuthathwa njengokungamukeleki futhi kuholela ekungasebenzini kwenkontileka.
Ukuqala komugqa kuphela... Kungabonakala umthetho ongajwayelekile. Kuyadingeka ukonga isikhala kwifomu lesivumelwano, ngoba imigqa ingahle inganeli ngenxa yemininingwane enkulu. Ukuphuma uye emasimini, ukubhala ngemuva, noma ukusebenzisa ezinye izindlela ezinjalo akuvunyelwe. Ukugwema izinkinga ezinjalo, kungcono ukuthayipha isivumelwano kwikhompyutha kunokuyibhala ngesandla.
Akufanele kube khona imigqa engenalutho... Kuhlale kudingekile ukubeka phansi odwi lapho kungekho sidingo sokubhala okuthile. Ukuntuleka kolwazi kulayini kungaholela ekungaqondani noma isifiso sokukhohlisa nokusayina okuthile ngokuhamba kwesikhathi. Ukuze wenze lokhu, sidinga uhlobo oluthile lwamanothi ngendlela yamadeshi.
Yonke imininingwane kufanele ihlolwe ngokucophelela, eyayifakiwe esivumelwaneni. Awekho amaphutha avunyelwe, angaholela ekutheni inkontileka ngeke iphothulwe nhlobo. Kukhona izimo eziningi lapho imininingwane ephathelene nelinye lamaqembu ingahambelani neqiniso, ukuphambuka okuncane okuvela eqinisweni - inkontileka ibonwa njengengaphethwanga.
Izindleko zemoto. Abanye benza iphutha elijwayelekile futhi banikeze intengo okuvunyelwene ngayo ngaso leso sikhathi. Akufanele ngabe wenza lokho. Kungcono ukulinda ukubalwa noma ukuthola okungenani uhhafu wemali, lena inketho ethembeke kunazo zonke ezokuvumela ukuthi ungakhohliswa.

Okuhle kunakho konke lapho wenza inkontileka yokuthengisa efanelekayo thintana nabameli... Bazi kahle ukuthi amaphuzu athile kufanele aqoqwe kanjani, yiluphi ulwazi oludinga ukukhonjiswa nokuthi luhlobo luni, nokuthi yini okungafanele ukuthi kushiwo nhlobo.

Yebo, le nsizakalo ayikho mahhala, kodwa inokwethenjelwa. Ukwenza isivumelwano esizimele kuvame ukuholela kuzinguquko eziningi emiphumeleni, futhi lokhu kubambezela inqubo yokuphothula isivumelwano.

Ukukhokhiswa kwentela yokuthengisa imoto + ukuncishiswa kwentela nezindlela zokwehlisa inani lokukhokha intela

10. Intela yokuthengisa imoto - osayizi, ukudonswa kwentela, njll. 🔔

Wonke umuntu ubhekene nesidingo sokukhokha intela nezimali. Manje sezikhona cishe konke okuhle. Enye yezintela ezivame kakhulu Intela yomuntu siqu engenayo, lokho kuvuliwe imali yomuntu siqu.

Ukuthengiswa kwanoma iyiphi impahla kuphoqa umthengisi ukuthi anikeze izwe inzalo. Kwesinye isikhathi lokhu kuyisici esiyinhloko esithinta ukwamukelwa kwemali oyifunayo. Futhi ngaphandle kwalokho, akwenzeki ngaso sonke isikhathi ukusungula noma ukuthengisa impahla ngentengo obekuhleliwe ekuqaleni, futhi inani lentela elihlaba umxhwele lenza ithuba lokwenza inzuzo libe nenkungu enkulu kakhulu.

Kodwa-ke, umbuso uluphendulile lolu daba ngokuqonda futhi wakha izigaba ezithile ezisiza abanikazi ukuba baphothule izivumelwano zokuthengisa nokuthenga ngaphandle kokulahlekelwa. Ukuze kuqinisekiswe ukuthi inkinga yokuthengisa imoto ayibangeli ubunzima obuningi endaweni yentela, kwanele ukuthola lonke ulwazi oludingekayo mayelana nenqubo yokubiza intela futhi unqume lezo zikhathi lapho umuntu angakhululeka ngokuphelele ekuyikhokheni. Yebo, kukhona ithuba elinjalo.

Kwezinye izimo, intela ingahlukaniswa phakathi kwamaqembu. Okusho ukuthi, kunoma yikuphi, umnikazi wemoto unethuba lokunciphisa imali etholwa yimali ebonakalayo, ngaleyo ndlela anciphise inani lentela elikhokhwayo.

Kunezici eziningana okufanele zicatshangelwe, okungukuthi, liyini inani lentela yokuthengiswa kwemoto, amacala yokwehliswa kwayo nenqubo yokukhokha.

Intela yokuthengisa imoto

Njengomthetho ojwayelekile, intela yomuntu siqu engenayo 13 (ishumi nantathu)%... Lokhu kusebenza kuwo wonke amacala wokwenza noma iyiphi inzuzo. Kunzima ukusho ukuthi ngabe le yinani elikhulu noma cha, kunalokho kuya ngokuthi isakhamuzi sithole imali engakanani. Imvamisa abantu bayamangala lapho bezwa ukuthi hhayi kuphela intela efanayo edonswa emiholweni, kepha nakunoma ikuphi ukutholwa okunothise umnikazi ngandlela thile.

Futhi-ke, uma kukhulunywa ngokuthengisa imoto, amanani ngokuvamile adlula izinkulungwane eziyikhulu, futhi, ngokufanele, futhi intela izoba nkulu kakhulu.

Ukuze ugweme izinkinga ezinkulu zezezimali, kunomthetho owenza isikhundla sabathengisi sithandeke kakhulu. Akekho kubo okufanele akhokhe inani eliphelele lentela, imvamisa isatshalaliswa phakathi komthengisi nomthengi, noma kunezimo lapho 13 amaphesenti kungadingeka kuncishisiwe noma nhlobo ayisebenzi... Imali engancishiswa malini inqunywa yisimo esithile.

Intela yokuthengisa imoto

Njengoba kushiwo ngenhla, njengomthetho ojwayelekile, lapho kuthengiswa imoto, kukhokhwa intela yamaphesenti ayishumi nantathu, kepha kukhona amacala anganciphisa inani lezindleko. Ukuzijwayeza, okusekelwa ngumthetho wentela, kugqamisa amacala amaningana angasiza abathengisi ukuthi bagweme izindleko.

Kodwa-ke, kufanele unake njalo konke ukubhuka futhi ama-nuancesokuvela ohlangothini lwezomthetho lwenkinga, ngaphandle kwalokho ngokuzayo awukwazi nje kuphela ukuzikhulula ezibophweni zemali, kepha futhi ungaba ngumgwebi wentela, ogcwele ukushushiswa.

Ngakho-ke ake sibheke ezinye zezimo lapho inani lentela lingancishiswa:

Ukuntuleka kwemali engenayo

Ezimweni lapho, ngenxa yokuthengiswa kwemoto, umthengisi angazuzi lutho, okungukuthi, isibonelo, imoto yathengwa Ama-ruble ayizinkulungwane ezingama-200, futhi ithengiswe nge 180 izinkulungwane., ayikho intela ekhokhwayo. Lokhu kunengqondo impela, ngoba iphuzu lonke lolu hlobo lwentela alukuvumeli lokhu.

Ngokusobala, lo muntu akazange azuze lutho, kepha wamane wabuyisa imali esetshenzisiwe, njengenjwayelo, hhayi ngosayizi ogcwele. Ezimweni ezinjalo, umthengisi angaxolelwa ekukhokheni intela yemali engenayo, ngoba bekungekho ukunothisa mayelana nalokhu kuthengiselana.

Ukuze iqiniso lokushoda kwemali liqinisekiswe, kuyadingeka:

okokuqala, faka imbuyiselo yakho yentela kumphathi wentela,
okwesibili, ukuhlinzeka ngesivumelwano esiphothulwe kokubili lapho uthengisa futhi uthenga imoto. Thola ithuba lokugwema ukukhokha intela ngaphandle kwamaphepha adingekayo ngeke kusebenze.

Ubunikazi bemoto yesikhathi eside

Mhlawumbe lo mthetho uzobonakala ungajwayelekile komunye umuntu, ngoba imvamisa izimoto ziyathengiswa ngemuva kweminyaka eminingi yokusebenza, futhi zivame kakhulu uma kudlule iminyaka emibili.

Kodwa-ke, iKhodi Yentela ibeka umthetho ofanayo nesikhathi esithile ngemuva kwalokho umthengisi azincishe isidingo sokukhokha intela.

Incazelo ye-athikili, elungisa umthetho okukhulunywa ngawo, yilokho uma umnikazi ephethe imoto iminyaka emithathu noma ngaphezulu, lapho-ke akukho ntela ezobekwa emholweni wakhe uma usuthengiswa.

Kubalulekile ukuqonda ukuthi lo mthetho usebenza futhi ezimweni lapho kunenzuzo ethile kusuka entengisweni, okungukuthi, uma umthengisi ethola imali ethe xaxa ekuthengiseni kunaleyo ayichithe ekuthengeni imoto ethengiswayo.

Kungenxa yokusebenzisa ubuqili bomthetho waseRussia ukuthi abaningi bakhuthazelele ngamabomu le minyaka emithathu esunguliwe, futhi ngemuva kwalokho bazama ukuqeda isivumelwano esinenzuzo enkulu futhi bathole inani elikhulu kakhulu lemali.

Ukudonswa kwentela

Njengoba wazi, iKhodi Yentela isho leyo nzuzo njengokuncishiswa. Zingaba ngezinhlobo ezahlukahlukene, kepha kulesi simo, ukudonswa kwempahla kuyathandeka. Kuyasiza ukungakhululi umthengisi ekukhokheni intela, kepha ukumane kuncishiswe, nakho okubaluleke kakhulu ngokombono wezezimali.

Manje yini inqubo yokufaka isicelo sokudonswa kwentela? Uma kwenzeka ukuthi umthengisi akakwazanga ukugwema ukukhokha intela ngezindlela ezimbili zokuqala, unikezwa imali yokudonswa kwentela.

Kubalulekile ukuthi uma imoto ithengiswe ngama-ruble ayizinkulungwane ezingama-250 namashumi ayisihlanu noma nangaphansi, lapho-ke ngeke kube khona ukuqoqwa kwentela nhlobo.

Isigaba 220 ngokuncishiswa kwentela

Yenzelwe ini? Futhi ukuze inani elizokhokhiswa intela lehliswe kakhulu, lokho kusho Amaphesenti ayi-13 (ishumi nantathu) izobe ibalwa hhayi kusuka kuzindleko ezigcwele zemoto, kepha kuzobalwa kuphela ngengxenye.

Into esemqoka okufanele ikhunjulwe ukuthi lolu hlobo lokuthengiselana lungenziwa kanye ngonyaka, ngoba imvamisa abakhohlisi bathanda ukugcwalisa amapokhethi abo ngale ndlela ngokuthengisa okunenzuzo kwezimoto, ngenkathi begcina imali ekufezeni imisebenzi yomkhokhi wentela.

Ngakho-ke, uma sifingqa konke okungenhla, khona-ke singasho ngokuphepha ukuthi ezimweni eziningi, lapho kuphethwa inkontileka yokuthengisa, imali etholwe ngumthengisi ngeke ibe ngaphansi kwanoma iyiphi intela. Lokhu kwenzeka lapho kwakungekho mali engenayo nhlobolapho umnikazi wayengumnikazi wemoto ngaphezu kweminyaka emithathu futhi nini kusebenza intela.

Futhi yiba imali engama-ruble ayizinkulungwane ezingama-250 noma ngaphansi kwalesi samba, ngeke kube khona ukukhuluma nganoma iyiphi intela... Lezi yizimo eziyinhloko ezisiza ukugwema izindleko ezingenasidingo futhi, ngokufanele, azinciphisi imali oyitholayo lapho uthengisa imoto. Into esemqoka ukungakhohlwa ngalokhu, futhi uma kunenkinga, xhumana nommeli okhokhelwayo njalo.

Inqubo yokukhokha intela lapho uthengisa imoto - inqubo elula ☑

Indlela enkulu yokulawula imali engenayo yezakhamizi ukudweba nokuthumela isimemezelo kusiphathimandla sentela. Lo mbhalo ukhombisa yonke imali engenayo nezindleko zabantu kanye nezinhlangano ezisemthethweni, kunqunywa ukuthi iziphi izintela okufanele zikhokhwe nokuthi yimaphi amanani angadonswa.

Ukuthengiswa kwemoto futhi, ngokufanele, imali engenayo etholwe kulokhu kuthengiselana, hhayi okuhlukile... Vele, isimo sokuqala nesiphambili ukuthengiswa kwemoto, ukwamukelwa kwemali engenayo nokungabi bikho kwanoma yiliphi ithuba lokwehlisa inani lentela. Lokhu akuvamile, kepha kuyenzeka. Ngaphezu kwalokho, kunamaphoyinti asho ukukhishwa kulesi sibopho noma ukwehla kwenani elikhokhiswayo.

Kunoma isiphi isimo kufanele kubuyiselwe intela, ngoba umzimba osebenzelana nalezi zinkinga ubophezelekile ukulawula konke imali engenayo futhi izindleko izakhamizi kungakhathalekile okuhlukile.

Kuphela ezimweni lapho umnikazi ephethe imoto iminyaka engaphezu kwemithathu futhi ngenxa yalokhu engakhokhiswa intela, akakwazi ukuletha noma iyiphi imbuyiselo. (Isigaba 217 sekhodi yentela yeRussia Federation)

Mayelana nalombhalo ngqo (intela yomuntu siqu engu-3). Isimemezelo silethwa kanye ngonyaka. Kungcono ukwenza lokhu ngoFebhuwari-Mashi, isikhathi esihle kakhulu, kusukela lapho kufika isikhathi semigqa emikhulu kusiphathimandla sentela, okuzothatha isikhathi esiningi.

Ukubuyiselwa kwentela kungaphothulwa njengezakhamizifuthi ngosizo lochwepheshe... Kuhlale kudingekile ukusebenzisa izinhlelo ezikhethekile, ezingashintsha unyaka nonyaka ngendlela efanayo nomthetho wentela.

Ngokuvamile, inqubo yokugcwalisa nokugcwalisa isimemezelo akufanele kudale ubunzima, into esemqoka ukuhambisa yonke imibhalo edingekayo, ukukhokha intela yemali engenayo edingekayo ngaphambi noma ngokushesha ngemuva kokufayilwa, lapho-ke ngeke kube khona ubunzima neziphathimandla zentela.

Ngokuya ngesisekelo lapho umthengisi ekhululwe ekukhokheni intela ekuthengisweni kwemoto, inqubo yokufaka isimemezelo nayo iyashintsha. Ngokuqondile, inqubo yonke ihlala ifana, kuphela uhlu lwamadokhumenti olungashintsha.

Njengomthetho ojwayelekile, isimemezelo sihambisana nemibhalo eqinisekisa ukuthengiselana. Ziyizibambiso ezisungula iqiniso lokutholwa kwezimali, ngokulandelana, inzuzo.

Uma umnikazi eyakhe imoto ngaphezulu 3 (three) iminyaka, lapho-ke akudingeki ukuthi acabange ngalokhu, kepha uma umbandela wokuthi imali engenayo ingenzeka usebenze, kuzodingeka ukuthi angaguquki kwinkontileka entsha kuphela, kepha futhi athole endala.

Lapho umthengisi engenayo imali, okungukuthi, uthengisa imoto ngentengo efanayo naleyo ayithengile, noma ngisho kube lula, ngenani eliphansi, khona-ke ngaphezu kwesimemezelo kanye nenkontileka ekuthengisweni kwemoto, kuyadingeka ukuthi unikeze idokhumenti eqinisekisa ukuthi lapho lapho-ke imoto yathengwa ngenani elithile... Le ukuphela kwendlela yokuzikhulula enteleni esimweni esinjalo.

Uma kungekho isivumelwano esidala sokuthenga nokuthengisa, futhi ezinye izindlela azikwazi ukukhipha isikweletu sezezimali, lapho-ke inqubo ejwayelekile yokukhokhwa kwentela yokuthengisa izimoto.

Ukunakekelwa okukhethekile kufanele kunikezwe abantu abangezona izakhamizi zaseRussian Federation, okungukuthi, labo abangaphansi kweRussia. 180 (izinsuku eziyikhulu namashumi ayisishiyagalombili nantathu) ezilandelanayo ezilandelayo 12 (izinyanga eziyishumi nambili). Ngasizathu simbe, lesi sigaba sabantu sabelwe umthetho esigabeni esihlukile, lapho kusebenza khona izimo zaso ezithile. Umthetho onjalo usungulwa yiKhodi Yentela, ephinde ithi uma umuntu - hhayi umhlali, lapho-ke akethulwanga ngalezo zokukhishwa okungenzeka ukuthi zisesimweni esijwayelekile.

Leli qembu labantu likhokha intela noma ngabe banemoto iminyaka engaphezu kwengu-3... Ngaphezu kwalokho, yena ayilungele ukukhishwa intela yempahla.

Iphesenti lentela alikho 13 (ishumi nantathu), ngokuqondene nazo zonke izakhamizi zeRussian Federation, futhi 30 (amaphesenti angamashumi amathathu), okwenza ukuthengiswa kwemoto kube ngaphansi kakhulu.

Kusobala ukuthi ukuthengisa imoto kuyinqubo enzima, kufaka phakathi ngokombono womthetho. Ikhodi Yentela yenza ukubhuka okuningi emithethweni yayo, evumela inqubo yokuphetha ukuthengiselana phakathi kwezakhamizi ukuthi ithuthuke.

I-algorithm yezenzo zokukhokha intela ekuthengisweni kwemoto

Futhi ukufingqa, lapho-ke ungakwazi bonisa i-algorithm ethile yezenzo, ezokhombisa ngokuphelele inqubo yokukhokha intela ekuthengisweni kwemoto, iphinde isize ukuqonda ukuthi ngabe sikhona yini isidingo sokukhokha imali kuhulumeni nhlobo:

Ngemuva kokuthengisa, kwenziwa usesho lwendlela yokugwema ukukhokha intela yomuntu ngamunye. Umthengisi uyakwazi ukuzihlola zonke izidingo azilinganise nesimo sakhe.
Uma iphoyinti lokuqala lihlulekile ngenxa yokushoda kwezimo ezidingekayo, lapho-ke kufanele usebenzise ukuncishiswa kwentela. Ukuze wenze lokhu, kwanele ukuxhumana nesiphathimandla sentela, ngaleyo ndlela kugqamisa isimo samanje.
Ukuqhubeka nokufaka amafomu entela kuziphathimandla ezifanele. Yonke imithetho yokufakwa kwayo ingabonakala ngenhla noma umane ubheke kuKhodi Yentela yeRussian Federation.
Iphuzu lokugcina ukukhokhwa kwentela. Kwenziwa, njengoba wazi, kuze kube ngumhlaka-15 kuJulayi, kepha hhayi unyaka wokuthengiswa kwemoto, kodwa unyaka olandelayo, empeleni, njengazo zonke ezinye izintela.

Ngokuvamile, inqubo yokukhokha intela ekuthengisweni kwemoto ayithathi isikhathi esiningi, futhi ukufaka amafomu entela akuxhomekile kule nqubo.

Kodwa-ke, uma kunesifiso ngisho nesidingo sokugwema izibopho ezinjalo, khona-ke kufanele ubhekane nale nkinga ngokucophelela nangokucophelela, ungalahli umbono wemfuneko eyodwa.

Ukuthengisa imoto akuyona into elula futhi kudinga ukunakekelwa okukhethekile. Ngaphambi kokuqhubeka nayo, kufanelekile ukuhlola isidingo salezi zenzo, futhi isimo semoto ethengiswayo.

Ukuze wenze lokhu, ungasebenzisa izinsizakalo eziningi ezikhethekile, kufaka phakathi ezitolo zezimoto.Ukuqiniseka kuphela kokuthi imoto isesimweni esithengiswayo okungaqinisekisa ukuzethemba kokuthengiselana.

Awudingi ukuqamba amanga noma ukukhombisa ubuso bakho. Ngakho-ke, uma kungekho ukuzethemba ukuthi le moto noma leyo moto izothengiswa, kungcono ukuthi ungazenzi nhlobo lezo zenzo. Ziningi ezinye izindlela zokusebenzisa imoto engadingekile.

Kodwa-ke, uma isinqumo sokuthengisa imoto esetshenzisiwe senziwa, ungalandela ngokuphepha imiyalo ekulesi sihloko.

Ifingqa konke okushiwo ngenhla, kungaphawulwa kafushane ukuthi okokuqala nokubaluleke kakhulu - lena intengo okufanele isethwe ngokufanele ngangokunokwenzeka, kucatshangelwa zonke izici nezimo ezithile, akufanele neze uthembele kakhulu emiqondweni ejwayelekile.

Okwesibili, okubalulekile, isikhangiso sokuthengisa. Ukukhangisa - injini yezohwebo. Kunezindlela eziningi eziqokonyisiwe zokudlulisela kubathengi okungenzeka izinhloso zabo mayelana nokuthengisa, kepha okuphumelele kakhulu, njengoba ubona, yisikhangiso esiku-Intanethi, okudingayo indawo futhi ukulungisa ngempumelelo nangendlela efanele, kucatshangelwa izintshisekelo zababukeli.

Ungakhohlwa ngokuhlanzeka nokuvezwa kwemoto, konke lokhu kuyizinto ezibalulekile lapho uyithengisa. Futhi-ke, imithetho emisha. Naka konke ama-nuances nama-caveats, ungazikhohlwa iziphathimandla zentela, kwesokudla phetha izinkontileka zokuthengisa futhi unake konke okwenziwayo kwezezimali.

Futhi kuphela ngokugcina yonke imithetho nokulandela izeluleko, lapho ungathengisa khona imoto ngokushesha nangokubiza ngobungozi nezindleko ezincane.

Sincoma nokuthi ubuke ividiyo yokuthi ungayithengisa kanjani ngokushesha imoto yakho - imibono nezincomo ezivela kuchwepheshe:

Bafundi abathandekayo bephephabhuku i-Ideas for Life, sizojabula kakhulu uma nabelana ngemibono yenu, okuhlangenwe nakho kanye nokuphawula ngesihloko sokushicilelwa kumazwana angezansi. Sikufisela inhlanhla namadili aphumelelayo ekuthengisweni kwemoto yakho!

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