Kungenzeka yini ukuthengisa ifulethi elinomuntu obhalisiwe? Ama-nuances wokuthengisa ifulethi nesakhamuzi esibhalisiwe
Imvamisa, lapho uzama ukuthenga ifulethi, kuvela ukuthi kukhona izakhamizi ezibhalisiwe kulo. Kubalulekile ukuthi wazi hhayi kuphela ukuthi umuntu ubhalisiwe yini endaweni yokuhlala, kepha nokuthi amalungelo akhe ayini.
Ngendlela, ubonile ukuthi idola selivele lingakanani? Qala ukwenza imali ngomehluko wamanani wokushintshana lapha!
Ama-nuances wokuthengisa ifulethi nesakhamuzi esibhalisiwe
1. Isimo esisemthethweni somuntu obhalisiwe endaweni yokuhlala yangempela
Umthengi, lapho evumelana ngemigomo yokuthengiselana, kufanele ahlole ubumsulwa bendawo ngokusemthethweni. Ngalesi sikhathi kungatholakala ukubambezeleka okufihliwe... Lokhu kubizwa ngokuba khona kwabantu ababhalisiwe.
Kunezici eziningana ezinquma isimo esisemthethweni sezakhamizi:
- Ukubhaliswa kwesikhashana kwenziwa ekhelini lokuhlala. Ukubhaliswa okunjalo kunika ilungelo lokusebenzisa kuphela indawo yokuhlala isikhathi esithile;
- Ukubhaliswa unomphela. Ngokubhaliswa okunjalo, izakhamizi zinelungelo lokusebenzisa izindlu nomhlaba isikhathi esingenamkhawulo. Ngamanye amazwi, kufaka phakathi ilungelo elihlala njalo lokuhlala efulethini.
Uma ngesikhathi sokukhuthazeka okufanele kwempahla, abantu ababhalise okwesikhashana, abukho ubunzima bokuthengiselana nefulethi. Ngemuva kwesikhathi esithile, ukubhaliswa kwesikhashana kuba kungavumelekile.
Izimo lapho zikhona izakhamizi ezinokubhaliswa unomphela endaweni yokuhlala kunzima kakhulu. Okokuqala, kufanele ucabangele amacala ahlanganisa ukuvela kokubhaliswa unomphela:
- amalungelo amalungu omndeni womnikazi angenayo eyabo impahla kuleyo ndawo;
- ukuhlala kwezakhamizi ezinqabe ukubamba iqhaza ekwenzeni okomuntu siqu esikhundleni somunye umuntu;
- ukusetshenziswa unomphela, ilungelo lokuvela ngesisekelo sokwenqaba kwetestamente;
- izingane ezizalwe lapho ubunikazi sebubhalisiwe.
Izakhamizi ezingenhla zingahlala zisebenzisa impahla. Ilungelo elinjalo ngeke ngikwazi nqamula ngokungekho emthethweni noma ukhawulele.
Ngaphezu kwalokho, abanikazi bezindawo banelungelo lokubhalisa noma isiphi isakhamuzi endaweni yokuhlala, ngokwesikhashana nangonomphela. Kodwa-ke, uma ufisa, ungaxoxisana ngezimo zokuphila, futhi ukhawulele imikhawulo yokusetshenziswa. Kubalulekile ukuqonda: ukubhaliswa akubandakanyi ngqo ukuvela kwalawo malungelo.
2. Ungasebenzelana kanjani nabantu ababhalisile lapho uthengisa indawo yokuhlala
Lapho othile ebhaliswa endaweni yokuhlala, umthengi angenqaba ukuthenga indawo. Isizathu salokhu yinkululeko yobudlelwano bezinkontileka obufakwe emthethweni.
Umthengi anganquma ngenye indlela, noma kunjalo, lapho impahla ibhaliswa, ubunzima bungavela nabantu ababhalisiwe.
Ngesikhathi sokudluliswa kwangempela kwe-real estate, imvamisa umthengisi ubophezelekile ukuyikhipha ngokuphelele, kufaka phakathi kunoma yiziphi izimangalo ezivela kubantu besithathu. Kuvela ukuthi kubalulekile ukususa wonke umuntu kwirejista. Lokhu kuvame ukukhonjiswa kwinkontileka yokuthengisa. Kwesinye isikhathi kulesi sivumelwano isikhathi sikhonjisiwe, esinikezwe okukhishwe endaweni yokuhlala.
Kubalulekile ukuqonda: uma kunabantu ababhalisiwe abanelungelo lokusebenzisa, elingenamkhawulo ngesikhathi, umthengisi akakwazi ukufuna ukuthi badedelwe.
Uma uvuma ukuthenga izindlu nomhlaba onjalo, kufanele ucacise imibandela ethile esivumelwaneni:
- uhlu lwabantu ababhalisile ngesikhathi sokuthengiselana;
- kukhonjiswa ukuthi ilungelo lokusebenzisa liyagcinwa ngisho nangemva kokubhaliswa kabusha kwempahla.
Izigaba eziningana zabantu azikwazi ukukhishwa:
- izingane;
- abantu abaphucwe amandla asemthethweni;
- ukungabambi qhaza ekwenzeni izinto ngasese, kodwa kugcinwe ilungelo lokusebenzisa;
- amalungu omndeni womnikazi wendawo owedlule;
- izakhamizi ezinesivumelwano sempilo.
Ukuthola ukuthi ngabe lezi zigaba zabantu zibhalisiwe yini, kubalulekile ukuhlaziya imibhalo eminingi:
- izitifiketi zokwakheka komndeni womthengisi;
- amakhadi efulethi;
- okukhishwe encwadini yendlu.
Ngaphezu kwalokho, kunengqondo ukuqhathanisa ukwakheka komndeni womnikazi nohlu lwezakhamizi ezibambe iqhaza kulokho okwenziwe ngasese.
Kuyafaneleka ukucatshangelwa: izingane zingabhaliswa kuphela ekhelini elifanayo lapho kubhaliswa khona umzali. Lokhu kulandelwa eduze ngabaphathi bokuqapha. ngakho-ke ukuthenga ifulethi lapho kubhaliswa izingane kuphela akunakwenzeka.
Lapho ukuthengiselana kokutholwa kwempahla kuphelile, umnikazi omusha unelungelo lokukhipha ngenkani abantu ababhalisiwe. Lokhu kungenziwa uma kungezona ezanoma iyiphi yale mikhakha engenhla.
Labo abahlela ukuthenga ifulethi bazibuze: kungani uthenga izindlu noma izindlu uma abantu abangaziwa bebhaliswe kuyo... Impendulo yalo ilula: izindleko kuleli cala ziningi ngezansi ↓kunendawo yokuhlala efanayo ngaphandle kwezakhamizi ezibhalisiwe.
Ngokwesibonelo, uma ilungelo lempilo yempesheni kungelomuntu oneminyaka yobudala, kunengqondo ukucabanga ukuthenga ifulethi elifanayo ngentengo ephansi.
3. Ungazibhala kanjani izakhamuzi ezibhalisiwe ngemuva kokudayiswa kwefulethi
Ngokwenzayo, kunezimo lapho umthengisi engakhiphanga impahla kuyo yonke leyo ebekiwe. Ngaphezu kwalokho, kungenzeka ukuthi wayengenalo ilungelo lokuzikhipha ngenkani. Umnikazi omusha unesifiso esinengqondo sokususa indawo yokuhlala etholakele yezimangalo ezinokwenzeka ezivela kubantu besithathu.
Lokhu kuyadingeka noma ngabe labo ababhalisile bengahlali efulethini. Kubhaliswe ngokujulile kuyanda ↑ inani lokukhokha lezinsiza.
Kubalulekile ukuqonda: uma phakathi kwalabo ababhalisile kukhona labo abanelungelo lokusebenzisa le mpahla unomphela, kuzoba nzima ukwesula ukubhaliswa kwabo. Kepha kukhona okuhlukile. Okokuqala, lezi yizimo lapho izimo zokuphila ziphulwa:
- ukulimala ngezikhathi ezithile kwempahla, okuholela ekubhujisweni kwayo;
- ukwenqaba ukwenza izinkokhelo eziphoqelekile, kufaka phakathi izinsiza;
- ukwephulwa ngezikhathi ezithile kwamalungelo ezakhamizi ezihlala efulethini.
Ezimweni ezichazwe, ungakhipha umuntu ngaphandle kokumnikeza enye indawo yokuhlala. Ukwenza lokhu, kuzofanele uye enkantolo nesicelo.
Uma ababhalisiwe bengenalo ilungelo lokusebenzisa indawo yokuhlala, konke kulula. Kulokhu, ungazibhala ngenkani.
Ngokukhishwa ngenkani, kufanele uhambe ngezinyathelo ezimbalwa:
- isithembiso sokuhlola ngokuzithandela ngesikhathi esifanele;
- ngemuva kokuphela kwesikhathi okuvunyelwene ngaso, kuthunyelwa isixwayiso mayelana nokukhishwa ngenkani okungenzeka;
- ukufaka icala lokucela ukuvikela amalungelo omnikazi wendawo.
Lapho labo ababhalisiwe behlala endaweni yokuhlala, kumele baqonde ukuthi lapho kuthengiswa, bangaphoqeleka ukuthi bakhiphe. Amathuba okukhishwa ngokuzithandela aphansi impela.
Kepha imvamisa labo ababhalisiwe abahlali efulethini, ikheli labo alaziwa. Ngasikhathi sinye kungenzeka ukukhipha izakhamizi, ngemuva kokuthola isinqumo senkantolo. Lapho ufaka isicelo, kufanele ukhombise indawo ohlala kuyo ekhelini lokugcina elaziwayo. Imvamisa kuyindawo efulethini elithengiwe.
Ngokwesisekelo sesimangalo, kubhekwa ukuthi ngabe ilungelo elibhalisiwe lokusebenzisa indawo yokuhlala liyatholakala isikhathi esingenamkhawulo. Uma leli qiniso kuvela ukuthi aliqinisekisiwe, inkantolo ithatha isinqumo sokungabikho ukukhipha umuntu onjalo ekubhaliseni, kanye nokumkhipha. Isenzo sokwahlulela kufanele sethulwe kusiphathimandla esibhalisayo. Lapho, ngokuhambisana ngokuphelele nesinqumo senkantolo, kuzosuswa ukubhaliswa kwesakhamuzi.
Lapho uthenga indawo yokuhlala nezakhamizi ezibhaliswe kuyo, okokuqala udinga ukunquma banelungelo lokusebenzisa ifulethi isikhathi esingenamkhawulo... Uma lokhu kuqinisekiswa, kuzoba nzima ukushiya ngokuphelele impahla.
Kuphela lezo zakhamizi ezingakaligcinanga ilungelo lokuhlala ngokungenamkhawulo ezingasuswa futhi zikhishwe yisinqumo senkantolo.
Ukuze zingangeni ezimweni ezinjalo, izakhamizi eziningi zinquma ukuthenga ifulethi esakhiweni esisha. Sibhale ukuthi ungayithenga kanjani indlu kumakhi esakhiweni esakhiwayo ku-athikili ehlukile.
Ekuphetheni, sincoma ukubukela ividiyo yokuthi ungathenga kanjani ifulethi esakhiweni esisha
Futhi ividiyo "Ungathengisa kanjani ifulethi ngokushesha ngaphandle kwe-realtor":
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