Ungayakha kanjani imali engenayo - imibono yangempela kanye nemithombo + izindlela ze-TOP-7 zokwenza imali engenayo kwi-Intanethi ngaphandle kokutshalwa kwemali

Sawubona, bafundi abathandekayo bemagazini ye-Ideas for Life! Kulesi sihloko sizochaza ngokuningiliziwe mayelana nemali engenayo: yini, kanjani ukuyakha, kukhona imali engenayo kwi-Intanethi nokuthi yimiphi imithombo yemali engenayo ekhona.

Ngendlela, ubonile ukuthi idola selivele lingakanani? Qala ukwenza imali ngomehluko wamanani wokushintshana lapha!

Ngemuva kwakho konke, isihloko semali engenayo (iholo) sithandwa kakhulu namuhla. Futhi lokhu akumangazi. Sezadlula izinsuku lapho kwakubanga amahloni futhi kwesinye isikhathi kujeziswa ukuba nentshisekelo emalini bese ulwela ukwenza ngcono impilo yempilo yakho. Ngokuphambene nalokho, kulezi zinsuku kunamathuba amaningi akuvumela ukuthi uthuthukise ulwazi lwakho lwezezimali futhi usebenzise lolu lwazi ngokwenza.

Ngaphezu kwalokho, izidingo ezikhula njalo, inkinga yezimali kanye nokuntuleka kokuzinza akuvumeli lula ukuqeda imicabango yokwandisa imali oyitholayo.

Kepha umsebenzi owengeziwe udinga izindleko zesikhathi nezomzimba, okumele zisuswe emndenini, ezokungcebeleka kanye nasempilweni yomuntu siqu. Kunzima futhi kuyacasula, futhi kwesinye isikhathi akunakwenzeka. Ngakho-ke, sekuyisikhathi sokukhuluma ngokwakha imali engenayo enjalo engatholwa cishe ngaphandle kokutshala isikhathi sakho namandla kule nqubo, okungukuthi, mayelana nemali engenayo.

Le ndatshana iyimizamo yokuqoqa konke endaweni eyodwa okwaziwayo ngalolu hlobo lwemali, okungukuthi:

• Yini imali engenayo futhi yehluke kanjani kumholo osebenzayo;
• Iyini ingcebo futhi ingabe umuntu ompofu angaceba;
• Izinhlobo nemithombo yemali engenayo;
• Ungayakha kanjani futhi uyithole kanjani imali engenayo engenayo nge-Intanethi;

Ngokuvamile, sizobheka izingxenye eziyinhloko zokuzimela kwezezimali, ezizosiza noma ngubani osendleleni eya ekuvikelekeni ngokwezinto ezibonakalayo.

Le ndatshana yenzelwe bani?

• Okokuqala, kulabo abangenasifiso sokusebenzela uhulumeni noma omunye umuntu impilo yabo yonke, kepha bafuna ukubona imibono yabo futhi benze amaphupho abo afezeke.
• Okwesibili, kulabo okuthi, yize benelisekile ngomsebenzi wabo kanye nemali abayitholayo, baqonde ukuthi akunakwenzeka ukuthi baphile ngokuguga ngempesheni kahulumeni, ikakhulukazi uma impesheni ibonwa njengesikhathi sokwenza ibhizinisi eliyintandokazi eselinesikhathi eside, ukuhamba nokuphila okusebenzayo.
• Okwesithathu, kulabo abacabanga ngekusasa lezingane zabo futhi baphupha ngempilo ephephile nejabulisayo yabo nemindeni yabo njengamanje.

Uma elinye lala maphuzu lihlangabezana nemibono yakho ngempilo yakho esikhathini esizayo nesizayo, khona-ke le ndatshana ingeyakho!

Iyini imali eyinsalela / yokwenziwa, ungayakha kanjani, yimiphi imithombo yemali engenayo, funda ngokuqhubekayo ku-athikili, equkethe nemibono yemali engenayo kwi-Intanethi hhayi kuphela

1. Iyini imali engenayo (okusalayo) futhi yenzeleni it

Manje yini imali engenayo?

Ukwenziwa, kaningi okusele, ibizwa ngemali engenayo engadingi izindleko zomsebenzi zansuku zonke. Ngokungafani nemali engenayo esebenzayo, imali engenayo idalwa kanye bese ithola kuphela izabelo.

Ukwakhiwa kwemali engenayo enjalo kuvumela umuntu ukuthi aphathe isikhathi sakhe ngokuthanda kwakhe, hhayi njengoba kufunwa umqashi. Imali engenayo enjalo ikuvumela ukuthi usebenzise amandla akho ekuzithuthukiseni, ekwenzeni lokho okuthandayo, emndenini nokunakekela izingane nekusasa labo. Kuzwakala kulinga, kepha akuqondakali.

Noma kunjalo, ngomqondo obaluleke kakhulu we iyasebenza futhi ukwenziwa imali engenayo, kuyadingeka ukunxusa labo bantu abangazuzanga nje kuphela ukudala imithombo yemali enenzuzo enkulu ngokwabo, kepha futhi bakulungele ukwaba ulwazi lwabo nalabo abasanda kuqala ukuba nentshisekelo ngalesi sihloko esimangazayo.

Bambalwa abantu abathi angikaze ngizwe ngoRobert Kiyosaki nezincwadi zakhe, okuyiyona eyinhloko, "Ubaba Ocebile, Ubaba Ompofu", yaba yitafula labantu abaningi abafisa ukuphumelela empilweni jikelele nasemisebenzini yezezimali ikakhulukazi, kepha bengazi ukuthi baqale kuphi.

Akungabazeki ukuthi umuntu okhulume ngesihloko imali engenayo futhi ukuzimela kwezezimali, nje kumele ifunde zonke izincwadi zalo mbhali. Zizokusiza impela ukuthi ubheke ingxenye yezimali yempilo ngendlela ehlukile, ngendlela abantu abacebile ababheka ngayo imali.

Phela ingceboAkuyona nje imali eningi. Leli likhono lokusebenzisa le mali ukuze inani layo likhule njalo.

2. Ucebile Futhi Mpofu - Uyini Umehluko? 📊

URobert Kiyosaki uchaza umuntu ocebile kanjena:

«Okubalulekile akukhona ukuthi wenza imali engakanani, kepha ushiyele imali engakanani, ikusebenzela kanjani wena nokuthi unganikeza izizukulwane ezingaki ngayo.

Uyaqonda? Ungaba nokuhola okuningi, kepha ngasikhathi sinye sebenzisa yonke into oyiholayo, futhi nangaphezulu ngokuphila, ukhokhe imali mboleko, ukugcina izindlu, izimoto, ukuzijabulisa nokuhamba. Futhi uma umthombo wale mali ephezulu uphela (konke kuyenzeka kulokhu kuphila!), Umuntu ompofu usesichengeni sakwalasha wezezimali.

Umbono ofanayo usekelwa ngusomabhizinisi ophumelelayo waseMelika uDave Ramsey, owazakhela inkampani yakhe yokweluleka kusukela ekuqaleni futhi, ngokususelwa kokuhlangenwe nakho kwakhe, wabhala izincwadi ezimbalwa ezaziwa kakhulu ngokuphathwa kwezezimali nezebhizinisi:

«Ingcebo Akukona ukuqongelela amanani entengo. Leli yikhono lokusebenzisa imali engaphansi kwaleyo oyiholayo, ikhono lokonga nokutshala imali. Ngeke ucebe ungakafundi. "

Ngakho-ke, umehluko omkhulu phakathi kwe- abampofu futhi ocebile komuntu - lokhu ukucabanga okwehlukile, isimo sengqondo esihlukile kuwe, emalini futhi ingcebo.

Umuntu ocebile usebenzisa imali encane kunaleyo ayiholayo. Futhi utshala imali esele, ngokuyinhloko, kuye, ekuthuthukiseni amathalente akhe, akhuphule izinga lolwazi endaweni elithakazelisayo kuye neliletha inzuzo.

Kwakumayelana nesidingo sokufunda nokuthuthukisa ukuthi uZig Ziglar, umnikazi wenkampani iZig Ziglar, umthengisi omkhulu wenethiwekhi, umfundisi, umbhali kanye nomqambi wochungechunge lokuqeqeshwa kwebhizinisi okudingeka kakhulu emhlabeni wonke, akhulume ngalo:

«Ngabe abantu abacebile amathelevishini amancane nemitapo yolwazi emikhulu, futhi mpofu - imitapo yolwazi emincane namathelevishini amakhulu. "

Okwesibili, umuntu ocebile utshala imali ebhizinisini elinjalo elingadingi ubukhona nokulawulwa kwakhe okuqhubekayo kepha nokho lilethe inzuzo futhi. Lokhu kukuvumela ukuthi ukhulule isikhathi esiyigugu seminye imibono, ukukhula komuntu siqu, umndeni futhi, nakanjani, ukuphumula.

Kungenzeka ukuthi umfundi ongabazayo aphikise ukuthi konke okungenhla mayelana ingcebo futhi ubumpofu ayinakusebenza ngokoqobo lwaseRussia, ngoba bonke abathengisi baseNtshonalanga nosomabhizinisi baqondiswa ngabafundi bezwe labo.

Abaningi bazobheka ukuqubuka kwenkinga nokungazinzi okujwayelekile kwemakethe yezimali yaseRussia njengesinye isithiyo sokuqala komsebenzi osebenzayo.

Lokhu kwesaba kuyaqondakala impela, kepha yibo okufanele benze insizakalo enhle kubanikazi babo futhi babenze babheke le nkinga kolunye uhlangothi, okungukuthi: imakethe yezezimali futhi ukuzinza - imiqondo ayihambisani kakhulu, imakethe ibilokhu ikhona futhi izoba namandla. Izinkinga zezezimali nazo zenzeka ngaso sonke isikhathi, njengoba uhlelo lwezezimali lomhlaba wonke lungahambisani nokushintshashintsha kwezepolitiki nezimakethe.

Isimo esibucayi sezimali sithinte wonke amazwe, hhayi iRussia kuphela. Futhi, kuzwakala kuyindida, njengamanje isikhathi sesifikile lapho udinga ukwenza okuthile: thola futhi tshala imali etholiwe kumafa. Lezi zimpahla zizoqala kancane kancane ukungenisa imali futhi zizoba isisekelo sempilo enothile ekugugeni, zizokwenza ukuthi kusizakale izingane ngesikhathi lapho sekuyisikhathi sokuthi ziye ebudaleni.

Kumuntu owaziyo kubalulekile lapha yenza isinqumo bese uthatha isinyathelo sokuqala.

Ukukhethwa okukhulu kwezincwadi, izingqungquthela zokuqeqesha kanye nezifundo eziku-inthanethi, amavidiyo amafushane ngesihloko onentshisekelo kuso - konke ukusiza labo abathathe isinqumo sokuthatha ithuba bazame isandla sabo endleleni enzima yokuphumelela nengcebo.

Futhi ukuqhubeka kwalesi sihloko kuhloswe ukugcwalisa ulwazi lomfundi emkhakheni ukudala imali engenayo.

Imithombo ethandwa kakhulu nezinhlobo zemali engenayo

3. Imithombo yemali engenayo - izinhlobo ezi-4 eziyinhloko 📑💸

Ingahlukaniswa ngemibandela Izinhlobo ezi-4 imali engenayo engaletha ukuhamba kwemali okuzinzile:

Buka inombolo 1. Imali engenayo evela kubunikazi / ukuthengiswa kwempahla yengqondo

Kakade ngegama kuyacaca ukuthi lolu hlobo lwemali luyatholakala:

• okokuqala, kulabo abanethalente lokubhala okubhaliwe, imisebenzi yomculo, izihloko, ahlukahlukene ukuqeqeshwa, izinzuzo... Lokhu kufaka phakathi ukulingisa, ukuqondisa, ukwenza kanye namakhono wobuciko, ukuvumela ukuthi wenze ifilimu noma udlale indima kuyo, upende isithombe, ukhombise izincwadi, uqambe futhi wenze ingoma. Kulokhu, kungenzeka ukuthola imali engenayo yokuthengisa yesikhathi eside wonke amakhophi womsebenzi owenziwe.
• okwesibili, kwabaqambi. Izingcweti ezinezandla zegolide ezikwazile ukudala umkhiqizo ofunwayo zingathola patent yayo bese uthengisa umbono kothile onentshisekelo kuyo.

• izinhlawulo zezincwadi ezishicilelwe, izingoma, izindima kumafilimu;
• amalungelo obunikazi okusungulwa (ubuchwepheshe). (Isibonelo, ilungelo lobunikazi lokupakisha kweTetra Pak lokugcina ujusi noma ubisi).

Buka inombolo 2. Imali engenayo evela ekutshalweni noma ekutshalweni kwezezimali

Lolu hlobo lwemali etholwayo lutholakala ekutshalweni kwemali kumathuluzi ezezimali, isib, amasheya, amabhondi, izimali ezihlangene, ama-akhawunti we-PAMM, imali yasebhange nezinye izinhlelo zokutshala imali.

Futhi, utshalomali lokutshala imali lubandakanya ukuthengwa kwezakhiwo nemishini yokuliqasha kanye nokutholwa kwebhizinisi elenziwe ngomumo elingadingi ukunakwa nokuphathwa njalo.

• idiphozi yasebhange (idiphozi);
• impahla;
• imishini yokuqasha;
• ukuthenga ibhizinisi elivele likhona;
• izibambiso (amasheya, amabhondi, njll.).

Lapho uhweba emakethe yezezimali, naka ngokukhethekile ukuthembeka komthengisi ohlela ukuhweba kukho. Enye yezinto ezinhle kakhulu yile nkampani yomthengisi.

Buka inombolo 3. Imali engenayo evela emisebenzini yokumaketha

Umsebenzi wokumaketha usho uhlelo lwezenzo zabantu ukukhuthaza umbono, umkhiqizo, insizakalo, uhlobo lomuntu siqu emakethe nokuthola inzuzo ehlala njalo ngenxa yalezi zenzo.

Uhlobo oluvame kakhulu lomsebenzi wokumaketha kumuntu ngamunye manje selube ukumaketha kwenethiwekhi.

Inzuzo enhle ivela ekudalweni kwewebhusayithi yezentengiso noma ukuqashwa komkhiqizo wakho, okungukuthi igama, isithombe, isithunzi... Sibhale ukuthi ungayakha kanjani isiza sakho mahhala ku-athikili yethu edlule.

• Isisetshenziswa sakho seWebhu;
• Izinkampani ezisebenzisa udumo nomkhiqizo wenkampani yangaphandle;
• Infobusiness;
• njll.

Buka inombolo 4. Imali engenayo (yomthetho) evela kuhulumeni

Lolu hlobo lweholo aluvamile ukubonwa ngabantu njengeholo. Noma kunjalo, inelungelo lokuba khona.

Izimpesheni, izifundi zabafundi, izinzuzo zomphakathi ezinganeni, kufaka phakathi imali yokubeletha, usizo lwezinto ezibonakalayo lokukhokhela izinsiza, ukuthola izindlu zomxhaso, kanye noxhaso lokuqala ibhizinisi lakho - konke lokhu kungabonakala njenge zomthetho imali engenayo, okungukuthi, ukuthembela kwisakhamuzi saseRussia uma kwenzeka izimo ezidingekayo.

• ukukhokhelwa kwempesheni yokukhubazeka, iminyaka, impesheni yempi;
• imixhaso (isinxephezelo) evela kuhulumeni ukukhokhela izinsiza zomphakathi;
• imixhaso yokwakha / yokuthuthukisa amabhizinisi;
• izinkokhelo ezivela kuhulumeni ziye komama ngokwezitifiketi - "Imali yokubeletha"
• izindlu ezikhethelwa izakhamizi.

4. Ungayakha kanjani imali engenziwanga - TOP-7 imibono emihle 💰📋

Ngemuva kokubheka izinhlobo eziyinhloko zemali engenayo, umuntu onentshisekelo angakhetha inkomba ayithandayo futhi aqale ukutadisha okunemininingwane yolwazi olungesihloko. Lesi simo - isifundo esijulile sayo yonke imininingwane etholakalayo - siyisidingo kuwo wonke umuntu ofuna ukuqala ngokushesha ukudala imithombo yemali engasebenzi.

Noma ngabe umfundi ohlonishwayo enemfundo yezomnotho futhi ejwayelene nesihloko okukhulunywa ngaso, kufanele kuqashelwe ukuthi impilo yezomnotho neyezimali ezweni nasemhlabeni iqhubeka njalo ukukhula, ikakhulu endle utshalomali kanye nokumakethwa kwe-inthanethi, ngakho-ke sekela izenzo zakho olwazini okubili noma iminyaka emithathu incwadi kadokotela ayamukeleki.

Ngakho-ke, isigaba esilandelayo sendatshana senzelwe ukukutshela ngemibono emisha futhi ethandwa kakhulu yokwenza imali, ikuvumela ukuthi ungasebenzi kuyo njalo uthole imali engenayo (imali ejwayelekile).

Inombolo yombono 1. Ukwenza iwebhusayithi yakho yokwenza imali kwi-Intanethi

Amakhono adingekayo - Ulwazi ngemigomo eyisisekelo yokumaketha, amakhono ekhompyutha azethembayo, intshisekelo kumphumela nesikhathi samahhala.

Vele, zonke lezi zimo ezingenhla zisho ukuthi umuntu onquma ukudala imali engenayo ngokuzayo, okwamanje kufanele enze umzamo othile futhi asebenzise isikhathi sakhe samahhala.

Isibonelo, ukwakha iwebhusayithi enenzuzo eletha cishe ama- $ 1000 ngenyanga, udinga ukusebenzisa imali kusuka Izinyanga eziyi-6 ngaphambi Iminyaka 2-3 (njalo ngonyaka ukuncintisana nokuba yinkimbinkimbi kokukhuthazwa kwewebhusayithi kuyanda, ngakho-ke kufanele uchithe isikhathi esiningi nemizamo ekwakheni imali engenayo ngale ndlela)

Yibuphi ubunzima ongahlangabezana nabo endleleni?

Mhlawumbe i-newbie edala iwebhusayithi yayo yokuqala izoqiniseka ukuthi i-brainchild yayo izoqala ukwenza inzuzo ngokushesha lapho ivela ku-Intanethi. Lokhu akunjalo: isisetshenziswa esithandekayo kubasebenzisi benethiwekhi ngokwaso ngeke silethe inzuzo yezezimali kumnikazi.

Futhi kubalulekile, ngemuva kokwenza lokhu okutholakele, ungapheli amandla futhi qhubeka usebenza njalo ngaphezulu kokukhulisa inzuzo yesiza.

Angathola kanjani umnikazi wesisetshenziswa se-Intanethi (iwebhusayithi, ingosi, njll.)?

1. Thengisa izixhumanisi ezingapheli;
2. Thengisa isikhala sezikhangiso ze-banner, ingqikithi kanye nezikhangiso, kanye nokubeka izindatshana zokukhangisa ezikhokhelwayo kuwebhusayithi yakho;
3. Bamba iqhaza ezinhlelweni ezahlukahlukene zokubambisana, uhehe ukuhanjiswa futhi uthole imali ngakho.

Imininingwane eminingi ngezinhlobo ezahlukahlukene zokukhangisa, ukuthengisa izixhumanisi nezinhlelo zokusebenzisana kuzoxoxwa ngazo ezigabeni ezilandelayo ze-athikili.

Akungabazeki ukuthi ukudala iwebhusayithi enenzuzo ephelele kwi-Intanethi kudinga utshalomali lolwazi lwakho (futhi uma kunganele, phakamisa izinga lalo) nesikhathi sakho. Kunezinye izinketho ezimbili zokwenziwa kwalesi siqondiso:

1. Iwebhusayithi enenzuzo eyenziwe ngokulungele ingathengiswa futhi uthole imali engenayo yesikhathi esisodwa edlula inzuzo yenyanga evela kuphrojekthi e Izikhathi ezingama-20-25.
2. Qhubeka nokuthuthukiswa kwesiza ukuze wandise inzuzo kuze kufike kumkhawulo omkhulu. Isilinganiselo sesiza ngasinye, yebo, sinesayo, futhi kuncike kokubheka kokuqondisiwe nakwimizamo yomnikazi ekuthuthukisweni kwayo.

Inombolo yombono 2. Ukudalwa komkhiqizo wokudala / wengqondo

Njengoba kushiwo ngenhla, umkhiqizo womsebenzi wengqondo uvezwa ngezindlela ezahlukahlukene, okungukuthi: kungaba ngumqondo noma imininingwane eyingqayizivele ngokuphelele, ukutholakala emkhakheni wesayensi noma ubuchwepheshe, ubuchwepheshe obusha noma okusunguliwe, uhlelo lwekhompyutha noma umsebenzi wobuciko, izincwadi, i-cinema, umculo.

Futhi zonke lezi zinto ezihlakaniphile nezisebenzisekayo emnothweni wemakethe ube yimpahlaezingathengiswa ngokunenzuzo futhi zithole inzuzo yesikhathi esisodwa, noma ithuluzi, engakhuthazwa ngempumelelo kusetshenziswa ubuchwepheshe bokumaketha futhi iphendulwe impahla engaphatheki, okungukuthi, umkhiqizo wokudala ongaba ngumthombo wemali engenayo.

Ngokwe-athikili yethu, okuthakazelisa kakhulu inketho yesi-2 (yesibili), leyo inzuzo yesikhathi eside kusukela ekudalweni kwanoma yiluphi uhlobo lomkhiqizo wengqondo.

Lapha ungahlaziya umphumela womsebenzi womunye wababhali abafundwa kabanzi, isibonelo, uDan Brown nencwadi yakhe yakamuva “I-Inferno", Ishicilelwe cishe amakhophi ayisigidi nesigamu, aletha umbhali US $ 28 million... Muva nje, kwenziwa ifilimu ngokusekelwe encwadini, okuyiqiniso, ezoletha umbhali inzuzo eyengeziwe.

Akungabazeki ukuthi umfundi angaphikisana - akuwona wonke umuntu onokubhala okukhaliphile namanye amathalente obuciko nawokuqamba. Isitatimende esingenakuphikwa!

Noma kunjalo iyasebenza futhi okudala umuntu anganikeza umhlaba ezinye izimpumelelo zakhe: umuntu uyazi ukuthi angakwenza kanjani thunga, uluke, ufekethise, uluke, uhlobise futhi une ikhono lokufundisa kwabanye, ukurekhoda nokuthengisa amavidiyo we-master class kuzoba umbono odumile futhi onenzuzo uma unyuswa kwi-Intanethi kahle.

Umuntu uwazi kahle amakhompyutha futhi uyakwazi ukwakha amasayithi e-Intanethi, ubhala imidlalo yekhompyutha, ungumnikazi wehluzo ze-Intanethi namanye amathuluzi - kungumkhiqizo ofanayo wengqondongokufunwa.

Amakhono afanayo nolwazi olungaletha imali, - Okuningi kwe... Umuntu onamakhono anjalo udinga ukuthola ukuzimisela futhi aguqule leli talenta elinikezwe ngokwemvelo libe ibhizinisi eliwusizo emphakathini futhi elizizuzele lona.

Ukuthola imali engenayo (amaholo) ngokuqasha impahla yakho (amafulethi, izindlu, izimoto, imishini yokwakha, njalonjalo)

Inombolo yombono 3. Ukuqasha impahla yakho: okokusebenza, ukuthutha, ingcebo

Kulokhu, impahla ifaka phakathi hhayi indlu noma ifulethi kuphela, njengoba kuvame ukucatshangwa, kepha ngokuvamile noma yini ebiza ngaphezu komholo wenyanga wanyanga zonke edolobheni noma esigodini lapho umfundi ehlala khona.

Ngakho-ke, impahla enenzuzo ifaka phakathi:

• imoto;
• imishini yokwakha nokulungisa;
• izinto zasendlini nezasendlini;
• ifenisha;
• izingubo ezibizayo;
• Ubucwebe;
• njll.

Endabeni yokuba nefulethi okungahlali muntu kulo, akekho ongabazayo: kuyaqashwa futhi kuthola inzuzo yanyanga zonke... Kepha cishe kuwo wonke amakhaya kunezinye, izinto ezingabizi kakhulu nazo ezibiza imali, kodwa ezingasetshenziswanga noma ezingavamile ukusetshenziswa.

Ngokuya ngesigaba amafa futhi izikweletuokunikezwe nguRobert Kiyosaki, ke noma yini ebiza kancane noma engalethi engalethi inzuzo yemali, kubhekwe ngokuzenzekelayo njengesikweletu... Futhi kusuka kwizikweletu udinga noma susa, noma, okuwusizo kakhulu, ziphendule izimpahla.

Izinkampani ezinkulu zisuselwa kulo mthetho, othenga imishini yokukhiqiza ebizayo noma imishini yokwakha, bese ethola kuphela ngokuqashisa lezi zimpahla.

Lolu hlobo lwemali engenakubizwa ngokuthi yi-passive ngokuphelele. Ngoba nakulokhu, abanye izenzo zokulawula ukuphepha Kuyafana amafulethi noma izimoto, ukulungiswa okudingekayo kwemishini nezingubo, ukufunwa kwabaqashi nokwakhiwa kwezikhangiso.

Kunoma ikuphi, lezi zindleko zizokhokhwa ngokwenza inzuzo futhi ubone ukuthi imali esetshenzisiwe ukuthenga izinto ezingenasidingo izobuya iphindwe kalikhulu.

Inombolo yomqondo 4. Ukuthola izinkokhelo ezivela kuhulumeni ngendlela yemali engenayo

Lo mbono ufaneleke kakhulu kulabo bafundi okuthi, ngasizathu simbe, babe sesigabeni sabazuzi: abahola impesheni, ikhubaziwe, imindeni emikhulu futhi imindeniabazithola besesimeni esinzima sempilo.

Ngakolunye uhlangothi, kubonakala sengathi akukho okungaqondakali lapha: unelungelo lokuthola umhlomulo - ithole futhi uyisebenzise. Kepha iningi lezakhamizi zaseRussia alijwayelene kakhulu neKhodi Yomphakathi yeRussian Federation, futhi bayazi ngomsebenzi wezinsizakalo zezenhlalakahle ngezwi kuphela.

Futhi abaningi abazi njeukuthi cishe sonke isibalo sabantu baseMotherland ngandlela thile singaphansi kwesigaba esinelungelo lezakhamizi futhi sinelungelo lokuthola inkokhelo yesinxephezelo esisodwa noma unomphela.

1. Izinzuzo zomphakathi zokuzalwa kwengane

Lezi zinkokhelo, ngaphezu kwezimpesheni nemifundaze yabafundi, zifaka phakathi imihlomulo ngenxa yomndeni lapho kuzalwa ingane ngayinye.

Inani lezinzuzo zombuso lisethwa minyaka yonke futhi lihlale likhonjisiwe. Ngaphezu kwalokho, isifunda ngasinye sokuphatha (idolobha, isifunda) singasungula izinkokhelo zaso ezengeziwe emindenini enengane eyodwa noma ngaphezulu.

Ngeshwa, inani elincane lomhlomulo wengane livame ukudala ukuhleka nezinyembezi, kepha kusengcono ukungalilahli ithemba kulokhu, noma ngabe uyiholo elincane. Ngaphezu kwalokho, njengamanje, izinsizakalo zezenhlalakahle zenza lula inqubo yokuqoqa imibhalo yokuthola lezi zinzuzo.

2. Uxhaso lukahulumeni lokuvula nokuthuthukisa ibhizinisi elizimele

Olunye uhlobo oluthokozisayo loxhaso lukahulumeni lwezakhamizi ukuhlinzekwa kosizo lwezinto ezibonakalayo kwisakhamuzi saseRussia esinqume ukudala ibhizinisi laso.

Lolu xhaso lukahulumeni olungakhokhelwa akumele ludidaniswe nemalimboleko ekhishwe yibhange ngenani lenzalo, noma ngabe incane.

Lolu hlobo lwemali engenayo esemthethweni ludinga ukuthi ofake isicelo azimisele ngokukhetha uhlobo lomsebenzi azowufaka isicelo soxhaso, kanye nomsebenzi kanye nemibhalo yokubika.

Ngoba usizo, yize lukhululekile, kepha isakhiwo esanikeza usomabhizinisi imali yokuthuthuka kwebhizinisi, impela izodinga isitatimende sezimali zezimali ezisetshenzisiwe... Futhi uma umbiko ungabagculisi, kuzofanele imali ibuyiswe ngokomthetho.

Inombolo yombono 5. Ukutshalwa kwezimali kwezezimali (ama-akhawunti we-PAMM, ukuphepha, izimali ezihlangene)

Olunye lwezinhlobo ezibucayi kakhulu zemali engenayo engatholwanga (yokwenziwa), ngoba:

• Okokuqala nje, kudinga ukuthola nokujula kolwazi olukhethekile, ukubekezela, ukukhuthazela nokusebenza njalo kuwe;
• Okwesibili, Ukutshalwa kwezimali akunakwenzeka ngaphandle kwemali ethile yokuqala.

Ukutshalwa kwezimali ngezinhlobo ezahlukahlukene, iningi lazo linenzuzo enkulu futhi ngasikhathi sinye okuyingozi.

Ngakho-ke, ukuze utshale imali kuphi ukuze isebenze futhi ikhiqize imali engenayo:

1. Ukuthenga impahla

Uma unemali enkulu ngokwanele, ungatshala imali ekuthengeni izindlu nomhlaba, zokuhlala noma ezentengiso, futhi iziza zomhlaba noma imishini, lapho kungaqashwa khona.

Ngendlela, iqiniso elihehayo: ngokwe-Civil Code yaseRussian Federation, ngaphezu kwalezo esezivele zibaliwe, zonke izinhlobo zemizimba yamanzi, ukubhukuda, ubuchwepheshe bokundiza kanye nendawo zingathathwa njengezindawo ezithengiswayo.

Ukuthola inzuzo ngokuqasha izindlu nezinye izimpahla zamahhala sekuchaziwe ngenhla, asikho isidingo sokuphinda. Futhi nakuwebhusayithi yethu kukhona i-athikili ehlukile "Ubuhle nobubi bokutshala imali ku-real estate", lapho sichaze ngokuningiliziwe konke okuhle nobubi bale ndlela yokutshala imali.

Ngingathanda ukudonsela ukunaka komfundi kokulandelayo: lapho uthenga indawo yokuhlala noma, ngokwesibonelo, imoto ozisebenzisela yona, umtshali-zimali uthola isikweletu, engenzi imali, kepha, kunalokho, idinga izindleko ezingeziwe.

2. Ukuthenga ibhizinisi

Futhi, uma unemali enkulu, ukuthenga ibhizinisi elenziwe ngomumo kuzoba wukutshala imali okuhle.

Mhlawumbe kufanele kucaciswe ukuthi lapho uthenga ibhizinisi, kungaba kuhle ukuthi okungenani ube nolwazi oluncane lokuthi ungaliqhuba kanjani ukuze ukwazi ukuliphatha noma ukulawula inqubo yokuphatha.

Imininingwane ethe xaxa ngokuthenga ibhizinisi lakho kuzoxoxwa ngezansi.

3. Ukutshalwa kwezimali kumathuluzi ezezimali

Ekugcineni, ukutshalwa kwezimali kwizibambiso, amadiphozi okutshalwa kwezimali, ukubamba iqhaza kumaphrojekthi wokutshala imali, kufaka phakathi imakethe ye-Forex ethandwa kakhulu, kodwa futhi nohlobo lokutshala imali oluyingozi... Kungenxa yalolu hlobo lotshalo-mali lapho kudingeka khona ulwazi, ukunakekelwa kanye nokukwazi ukubala ubungozi.

I-plus enkulu yabatshalizimali abaningi be-novice yikhono lokutshala imali encane (kusuka ku- 1000 ama-ruble).

Kepha kufanele kukhunjulwe ukuthi izinga lemali engenayo evela kulolo tshalo-mali lilingana ngqo nezinga lezingozi. Okusho ukuthi, uma kukhuphuka imali elinganiselwayo, inkulu ingozi yokulahlekelwa yiyo yonke imali etshaliwe.

Kulapha, ekutshalweni okunenzuzo enkulu, lapho ikhono lokubala ubungozi nokushiya inzuzo ephezulu kakhulu ukuze wonge imali yakho. Kubalulekile futhi ukukhetha inkampani efanelekile yokuhweba lapho uzokwenza khona konke ukuthengiselana ezimakethe zezezimali. Abatshalizimali abaningi abaphumelelayo nabathengisi basebenza ngalo broker.

Inombolo yombono 6. Ukumaketha kwenethiwekhi

Ubuningi bezinkampani ze-MLM - iqiniso lethu... Kwesinye isikhathi kubonakala sengathi ngamavila kuphela angazange abambe iqhaza ekuthengisweni kwenethiwekhi kwemikhiqizo eyahlukahlukene. Futhi kwamukelekile ukusho ukuthi ukubamba iqhaza esakhiweni se-MLM kuyatholakala kunoma yimuphi umuntu onethalente lokuxhumana nabantu abahlukahlukene, ukubekezela, umsebenzi kanye nenani elifanelekile lokuthemba.

Iphuzu elibalulekile kuzoba uthando lomkhiqizo ohlinzekwa isakhiwo senethiwekhi, ukuzethemba kwekhwalithi yayo kanye nolwazi oluhle lwe-assortment. Ngaphandle kwalokho, ukujoyina inkampani akudingi izindleko ezinkulu zezimali.

Kunezimfuneko ezi-2 zokuphumelela ekukhangiseni kwenethiwekhi:

1. Lapho uthatha isinqumo sokubandakanyeka kulolu hlobo lomsebenzi, kubalulekile ukuthi ukhethe inkampani efanelekile futhi ungabi yisisulu sephiramidi yezezimali. Ngakho-ke, kubalulekile ukuthembela hhayi emazwini omuntu omemela enkampanini, imvamisa ongaziwa, kepha nokubuyekezwa kwabasebenzisi abaningi, ukuhlaziywa kwewebhusayithi yenkampani nezimo zokusebenza kuyo.
2. Lapho uqala umsebenzi emkhakheni wokumaketha kwenethiwekhi, kubalulekile ukuzibekela umgomo wakho hhayi nje imisebenzi yokuhweba, okungukuthi, ukusabalalisa umkhiqizo wenkampani nokwenza imali ngomehluko wentengo, kepha ukwakha isakhiwo sakho sangaphakathi, ukuqeqeshwa kwekhwalithi ephezulu kwabaqalayo nokuthuthukisa ulwazi namakhono akho wokumaketha. Le ndlela yokwenza imisebenzi yabo izonikeza hhayi inzuzo ephezulu kuphela, kepha futhi nethuba lokuthola imali engenayo yesikhathi eside.

Ngendlela, isakhiwo senethiwekhi esibucayi singathengiswa ngokunenzuzo enkulu uma ukubamba iqhaza kule nkampani ye-MLM kungasathandeki noma kudingeka imali.

Inombolo yombono 7. Ibhizinisi Lakho

Uma esigabeni sokutshalwa kwezimali, ukuthengwa kwebhizinisi elenziwe ngomumo bekucatshangelwa, manje ukunakwa komfundi kunikezwa imininingwane yokwenza elakhe. Mayelana nazo zonke izinhlobo zokutshalwa kwemali kwebhizinisi, ama-nuances amakhulu nezici, funda i-athikili kusixhumanisi.

Ibhizinisi elinjalo lingahlelwa ngaphandle kwezimali zomuntu noma ngokutshalwa kwemali okuncane, ngokuthembela kulwazi lwakho, isipiliyoni, nezimfanelo zebhizinisi.

Uma umuntu ofuna ukuqala ibhizinisi engenamali nhlobo noma engafuni ukulifaka engcupheni, ukuphela kwendlela yokuphuma qala ibhizinisi ku-intanethi... Bese kuthi-ke ukuba khona kwe-Intanethi kungezwe ezimweni ezingenhla.

Akungabazeki, ibhizinisi le-intanethi lingaletha imali engenayo yokuzinza... Kepha akukho kungabaza ukuthi lolu hlobo lwebhizinisi, njenganoma yiluphi olunye, ludinga uqeqesho lwethiyori, okuyindlela ebucayi yokukhetha umkhakha womsebenzi, ukwakha uhlelo lwebhizinisi, ukubala izindleko ezidingekayo nezikhathi zokubuyiselwa kwemali ezitshaliwe. Futhi kuphela ngemuva kokuba zonke izigaba zokulungiselela sezenziwe, kungenzeka ukuthi uthathe isinqumo esinolwazi mayelana nokuqala ibhizinisi.

Kepha akupheleli lapho: osomabhizinisi abaningi abanohlonze bathi into enzima kakhulu ukugcina ibhizinisi lisebenza ekuqaleni Iminyaka 2-3 ubukhona bayo. Futhi lokhu kunzima kakhulu kunokulawula ibhizinisi elikhulu, kepha eselivele lisunguliwe. Isimo esibhekelekayo ebhizinisini, ukubekezela nokusebenza kanzima kuzosiza usomabhizinisi osemusha.

Le migqa ihloselwe ukwethusa umfundi, kepha kuphela ukudala isimo sengqondo esifanele: phela, kuvame ukuba yisimo sokubekezelela inqubo enzima yokwakha ibhizinisi lakho elinenzuzo, kucatshangelwa zonke izidingo zemakethe enamandla nokuthuthuka okuqhubekayo kwezimfanelo zomuntu siqu ezikuvumela ukuthi udonsele ibhizinisi ezingeni lokusebenza elizoliguqula libe ngumthombo imali engenayo.

Isimo ngebhizinisi le-Intanethi silula kancane, uma nje kungenxa yokuthi ingozi yokulahlekelwa izimali ezitshaliwe incane - bezingekho. Kepha uma inhloso kusengukuthola imali engenayo ephezulu, khona-ke naye, uzodinga ukuchitha isikhathi namandla kuyo.

Ngakho-ke, ungayenza kanjani imali nge-Intanethi:

1. Umphumela... Thengisa imikhiqizo nge-inthanethi futhi uzuze ngomehluko phakathi kokuthengiswayo nokudayisa.
2. Imisebenzi... Noma yimiphi imisebenzi enganikezwa ngusomabhizinisi uqobo kanye nochwepheshe othintekayo.
3. Imininingwane yebhizinisi... Uhlobo oludumile lwebhizinisi le-Intanethi namuhla. Kungukudala izifundo zokuqeqeshwa eziku-inthanethi kunoma yisiphi isihloko. Ukuthola noma yiliphi ikhono noma ulwazi, kanye nesifiso sokudlulisela leli khono kubantu abaningi, ungakha insiza enenzuzo evumela ukuthi uthole imali ephezulu.
4. Ukuthola imali engenayo kuma-social network nokusebenzisa uhlu lwamakheli kusuka kumthombo walo we-Intanethi. Isahluko esilandelayo sendatshana sizosiza ukukhulisa ulwazi lomfundi ngalezi zindlela zemali engenayo.

Ngakho-ke, umfundi ophikelelayo uyaqonda ukuthi kunezinhlobo nezindlela eziningi kakhulu zokwenza imali engenayo.

Okulandelayo - khetha umkhombandlela ofanelana kahle nengqondo nomlingiswa womuntu ngamunye, bese uqala ukusuka kokuncane uye kokukhulu, uhlola ngokucophelela amakhono akho bese uhamba kancane uye enjongweni yakho: ukudala imali engenayo engenzi lutho.

Ukuqhubeka nengxoxo ngokwanda kwemali, ngithanda ukucubungula kabanzi ezinye izindlela zemiholo engenziwanga ngqo kwi-Intanethi.

Ukuthola imali engenayo / imali engenayo kwi-Intanethi ngaphandle kokutshalwa kwemali ngokukhipha imali

5. Imali engenayo kwi-Intanethi - izindlela ezi-7 zokuthola imali engenayo kwi-Intanethi 💻📈

Ngaphambi kokucubungula lezi zindlela eziyisi-7 zemilingo zokwenza imali nge-Intanethi, udinga ukuzinqumela, yini ebaluleke kakhulu: umholo olula wesikhathi esisodwa noma ukuhamba kwemali okuzinzilelokho kukuvumela ukuthi uthuthukise ibhizinisi lakho futhi wandise inzuzo yalo?

Uma owokuqala, sicela-ke, ngokwesibonelo, ku-Twitter, lapho ngemali encane ungathumela izixhumanisi ezifihliwe kwimilayezo yangasese namazwana bese uhola kancane kuwo.

Kepha uma owesibili, lapho-ke, sithatha njengesisekelo ukuhlakanipha okuthandwayo "awukwazi ukubamba izinhlanzi kalula echibini", sicela ujoyine izikhundla zabantu abasebenza ngokweqile, okungenani kuze kube yilapho eyodwa noma eziningi zezindlela ezikhethiwe ziletha imali ebonakalayo. Sesivele sibhale ngokuningiliziwe ukuthi ungayenza kanjani imali kwi-Intanethi ngaphandle kokutshalwa kwemali ku-athikili yethu.

Ngoba, njengoba ungenayo imali yamahhala yokutshala imali, udinga ukuthi utshale isikhathi sakho nomzamo wakho, okungukuthi ulwazi, amakhono namakhono.

Indlela 1. Ukuthengisa ukukhangisa kuwebhusayithi yakho

Ukubuyela esihlokweni sokwenza iwebhusayithi yezentengiselwano, kubalulekile ukucubungula ngokuningiliziwe into edala imali, okuwukukhangisa kwi-Intanethi. Sikhulume ngokuningiliziwe ngezinhlobo zokukhangisa online kwi-Intanethi, izindleko, njalonjalo kolunye lwezinkinga zethu.

Yiziphi izinhlobo zokukhangisa ezingabekwa kusayithi lakho nokuthi ungayenza kanjani imali?

• ukukhangisa kwesimo

Okokuqala ekuthandweni manje ukukhangisa kwezingqikithi, namuhla ukubekwa kokukhangisa kokuqukethwe kuwebhusayithi yayo indlela elula yokwenza inzuzo.

Amanethiwekhi amakhulu we-PPC yi I-Yandex, Google futhi Rambler, Futhi ngokubeka amayunithi wabo wesikhangiso kusayithi lakho, babelana ngenzuzo nomnikazi wesayithi ngokushesha nje lapho esinye sezivakashi sichofoza iyunithi lesikhangiso bese siya kusayithi lomkhangisi.

Ngokuqondene nesivakashi, ukhonjiswa iyunithi lesikhangiso elifana nombuzo wakhe wangaphambilini wosesho noma isihloko sesayithi abesanda kulivakashela.

Ungenza imali ngokuthengisa ukukhangiswa kokuqukethwe ngisho nasekuqaleni, lapho isayithi lingakakhuthazwa kakhulu futhi kunezivakashi ezimbalwa.

Ochwepheshe bathi ukukhangisa kusayithi elinama- Ukuvakashelwa okungu-1000 ngosuku, ingaletha Ama-ruble ayi-3000 emali engenayo ngenyanga.

• Ukuthengisa izixhumanisi

Ukuthengisa izixhumanisi kusho ukubeka izixhumanisi ezivela eceleni kuwebhusayithi yakho: ukuqasha, okuphakade futhi ingqikithi, lapho uchofoza lapho kukhona ushintsho kwisayithi.

Inkokhelo yokubeka izixhumanisi iyenzeka nsuku zonkeuma isixhumanisi siqashiswa, kanye sonke isikhathi sokubekwa, uma ngabe isixhumanisi singunaphakade noma singemongo, futhi asincikile ekutheni zingaki izivakashi zewebhusayithi ezichofoze kulesi sixhumanisi.

Kepha lapho uphetha isivumelwano sokubambisana ngokushintshaniswa ngesixhumanisi (ngaphambi kokuqala ukwenza imali ngokuthengisa izixhumanisi), ngokungangabazeki izohlaziya izici ezinjalo zesayithi njengethrafikhi, ubudala nezinye izinkomba.

• Ukuthengiswa okuqondile kwamabhanela

Enye indlela elula yokwenza imali ngokukhangisa ukuthengisa amabhanela ngqo avela kumkhangisi.

Kuyadingeka ukuthi kuqinisekiswe ukuthi isiza siqukethe imininingwane mayelana nokutholakala kwesikhala sesibhengezo, okukhombisa izimo nezindleko zokubekwa, futhi umkhangisi ofanelana nokuqondiswa kwendawo okuqondiswe kuyo angaxhumana ngqo nomnikazi wesayithi.

Ufingqa okungenhla, unganikeza umnikazi amathiphu amabili abalulekile:

• okokuqala, udinga ukufunda ukuqonda ubunzima bezobudlelwano phakathi kwabakhangisi, amanethiwekhi wesikhangiso, ukuhwebelana kwezixhumanisi futhi, empeleni, wandise ulwazi lwakho emkhakheni wokusebenziseka kwe-SEO-site.
• okwesibili, ukwenziwa kwensiza enhle, ethokozisayo, ewusizo, enekhono, izokuvumela ukuthi uthole ngokushesha futhi kalula abakhangisi abafuna ukubeka izikhangiso zabo kusayithi lakho bese bakukhokhele imali yakho. Akekho ofuna amasayithi amabi!

Indlela 2. Amaholo ezinhlelweni ezihambisana nawo

Luyini uhlelo lokuhambisana? Lolu uhlobo lokubambisana phakathi komthengisi womkhiqizo noma wesevisi nozakwethu. Kusho ukuthi umuntu obhalise kusayithi njengomthengi angajoyina uhlelo lobulungu futhi athole isixhumanisi sokudlulisela uqobo.

Ngemuva kwalokho uyisabalalisa ngazo zonke izindlela ezitholakalayo, okuheha abangaba ngamakhasimende kuwebhusayithi yomthengisi, enza inzuzo yakhe ngayo.

Imvamisa, izinhlelo ezihambisana namazinga amaningi zinikezwa izinkampani zokutshala imali nezinkampani zokumaketha zenethiwekhi.

Lapho amaklayenti amaningi eza enkampanini ngesixhumanisi sokudlulisa, imali engenayo yalowo obambe iqhaza ohlelweni iyanda.

Ngikuthola kanjani ukudluliselwa?

• uma umlingani enewebhusayithi yakhe, angafaka isibhengezo noma i-athikili kuso ngesixhumanisi sokudlulisela ngaphakathi;
• indlela enhle yokuheha abadluliswayo kungaba ukudala iqembu kwelinye lamanethiwekhi omphakathi nokusabalalisa ukuxhumana phakathi kwamalungu aleli qembu;
• uma ingekho isiza noma iqembu okwamanje, noma insiza yabo isivele isetshenziswe ngokuphelele, lapho-ke ungathenga isikhala sokukhangisa ezinjini zokusesha, kumanethiwekhi esikhangiso, noma ubeke i-athikili yokukhangisa enesixhumanisi esisetshenziswa komunye umuntu esifanele le njongo; (Sesivele sibhale ngokuningiliziwe ukuthi ungayenza kanjani imali ezinhlelweni ezihambisanayo ngaphandle kwewebhusayithi esihlokweni sethu mayelana nezinhlelo zokubambisana)
• dubula ividiyo yokukhangisa noma thola efanelekile kunethiwekhi bese uyithumela ku-Youtube ngesixhumanisi sokudlulisela, ngokwesibonelo, kwisichasiselo kuvidiyo.

Ngokuvamile, kunezindlela eziningi, futhi imali engenayo evela ekubambeni iqhaza ohlelweni lokubambisana ivumela izindleko zokuthola abathengi abangaba khona.

Kubalulekile ukukhumbula ukuthi izinhlelo ezihambisanayo zingadonsela amaklayenti ezinhlelweni zamaphiramidi noma kwamanye amaphrojekthi ayingozi lapho umuntu ongazi ulahlekelwe yimali yakho yonke.

Indlela 3. Ukutshala imali

Ukutshala imali kwi-Intanethi kuyingozi enkulu kakhulu futhi ngasikhathi sinye kuyindlela engenzi lutho yokwenza imali kwi-Intanethi.

Kucatshangelwa ukuthi, uma etshale imali kunoma yiziphi izinsimbi zokutshala imali, umuntu angahlala athule alindele inzuzo.

Kepha oqalayo kudingeka aqaphele kakhulu, ngoba amaphrojekthi anenzuzo enkulu ngesikhathi esisodwa ayingozi kakhulu, ngakho-ke amathuba okulahlekelwa yizo zonke izimali ezitshaliwe aphezulu kakhulu.

Lokhu sekushiwo ngenhla, kepha sifuna ukudonsela ukunaka kwakho kukho futhi.

Ngaphambi kokutshala imali kumaphrojekthi wokutshala imali, kuyadingeka ukuthi uhlaziye konke izingozi ezingaba khona futhi uthathe isinqumo esinolwazi mayelana nokubamba iqhaza kule phrojekthi.

Isimo esikhuluukwehluka kwephothifoliyo yokutshala imali ukunciphisa ingozi yokulahlekelwa yimali yakho. Okusho ukuthi, umtshali-zimali usabalalisa zonke izimali ngendlela yokuthi zisebenzise izinsimbi zokutshala imali ezinenzuzo ehlukene kanye nezinga lobungozi, ezisuselwa kuzinsizakusebenza ezahlukahlukene zokutshala imali futhi zisebenza ezimbonini ezahlukahlukene.

Ngokuvamile, ukuqinisekisa ukuphepha okulingene kwephothifoliyo cishe 40% izimali zitshalwa engcupheni ephansi, kepha ngasikhathi sinye okokusebenza okuholela kancane, njengamadiphozithi asebhange; 40% - kuma-akhawunti we-PAMM naku- 20% - kumaphrojekthi we-HYIP.

Ngaphakathi kwensimbi ngayinye, imali isatshalaliswa ngokulingana okufanayo phakathi kwamabhange ahlukene, amasayithi wokutshala imali kanye namaphrojekthi.

Ukusatshalaliswa okunjalo kwezimali ngaphakathi kwephothifoliyo kukuvumela ukuthi ukuqinisekise lapho kwenzeka ukwehla kwesinye sezinkomba.

Amathuluzi okutshala - izindlela ezi-8 ezidumile zokutshala imali

Ukuthola imali engenayo yokutshala imali kuzinto zokusebenza zezezimali

Ngakho-ke, ake sibheke izinsimbi ezithandwa kakhulu zokutshala imali:

1. Idiphozithi yasebhange

Idiphozithi yasebhange - ibilokhu futhi ihlala ingenye yezinhlobo zokutshalwa kwemali okulula, okuqondakalayo, yize kunjalo. Futhi uma sibheka izinga lokwehla kwamandla emali eRussia, inani lenzalo elingahlanganisi nhlobo, khona-ke idiphozi yasebhange kungenzeka ukuthi ayilona utshalomali, kodwa indlela elula yokonga imali.

Kodwa-ke, idiphozi yasebhange ibalulekile uma kukhulunywa ngokwakha iphothifoliyo yokutshala imali. Ngoba imali efakwe ebhange iwuhlobo lwesikhwama sezezimali uma kwenzeka ilahleka ngokwezimali, ingatholakala kalula, futhi ukuphepha kwayo kuqinisekiswe ngumshuwalense wediphozithi kahulumeni.

2. izimali ezihlangene

Izimali zokutshala mutual (Mutual Investment Funds) okwamanje azisetshenziswa ngabatshalizimali abasezingeni eliphakeme njengethuluzi elinenzuzo ngenxa yenzuzo yabo ephansi nobungozi obukhulu.

3. Ama-akhawunti wePAMM

Ama-akhawunti we-PAMM ayithuluzi lokutshala imali elidume kakhulu okwamanje, elikuvumela ukuthi ukhulise inani lediphozi yakho kulo Izikhathi ezi-2-3futhi ulahlekelwe ngokuphelele.

Ingqikithi ye-akhawunti ye-PAMM imi kanje: abatshalizimali abajwayelene nemigomo yokuhweba emakethe ye-Forex abafuni ukuzithengisa ngokwabo ngenxa yezingozi ezinkulu, kepha badala i-akhawunti bese beheha umhwebi ophumelelayo ukuze ayiphathe.

Umsebenzi wemenenja ukuhweba kwi-Forex usebenzisa izimali ezitshaliwe ku-akhawunti ye-PAMM. Uma kwenzeka ukuhweba okuphumelelayo, ingxenye yenzuzo, njengomthetho 20-30% iya kumhwebi njengomvuzo, yonke enye inzuzo isatshalaliswa ngokulingana phakathi kwabatshalizimali.

Kungani ama-akhawunti we-PAMM ethakazelisa kumtshali-zimali?

• Okokuqala nje, kukhona ama-akhawunti anomkhawulo wokungena ophansi oqala ku- $ 10. Noma umhwebi ehlanganisa i-akhawunti, ukulahleka kwe- $ 10 akubalulekanga ngokwanele ukuthinta imbuyiselo isiyonke kwiphothifoliyo yokutshala imali.
• Okwesibili, kuhlale kunethuba lokukhetha umhwebi ohweba ngokulingene noma ngokuthula, ngaphandle kwezingozi eziphezulu. Ngokuvamile, ipulatifomu yomthengisi inikeza imibiko yamasonto onke kuma-akhawunti we-PAMM aphumelele kakhulu evikini eledlule, inikeza isilinganiso sabathengisi ngayo yonke idatha ekuvumela ukuthi uhlaziye amasu nobuningi bezohwebo zomphathi ngamunye.
• Okwesithathu, yona kanye inqubo yokufaka i-akhawunti ye-PAMM ilula kakhulu nakubatshalizimali be-novice, amadiphozithi nokukhishwa kwemali kwenziwa ngokushesha okukhulu, zingakapheli izinsuku eziyi-1-2 kusukela ngosuku lokufaka isicelo.

Ububi obukhulu bokutshala imali kuma-akhawunti we-PAMM usengabeka izingozi eziphakeme impela nethuba langempela lokulahlekelwa yiyo yonke imali etshalwe ku-akhawunti. Ngakho-ke, ngithanda ukukhumbuza futhi ukuthi ukutshalwa kwemali nokuhaha izinto ezingahambelani, nokuthi okokuqala, futhi, kuhlala kunesidingo sokwandisa ulwazi lwabo emkhakheni wokuhweba emakethe yezimali zangaphandle. Ukwenza lokhu, sincoma ukufunda indatshana yethu ngezinkomba ze-Forex namasu okuhweba Wabasaqalayo.

4. Amaphrojekthi we-HYIP

Amaphrojekthi we-HYIP ayizinhlelo zokutshala imali ezinenzuzo enkulu, okuthi kubantu abavamile babizwe ngamaphiramidi ezezimali.

Imvamisa, izinhlelo zifihlwa njengamaphrojekthi wesikhathi eside futhi athembekile, kepha umtshali-zimali ocabangayo uyaqonda ukuthi inzuzo ephezulu (20-30% ngenyanga, noma ngisho nangaphezulu) kunganikezwa kuphela ngokungena kwamakhasimende amasha ku-HYIP.

Futhi-ke, amaphrojekthi anjalo ahlala isikhathi esifushane kakhulu, ngokwesilinganiso ezinyangeni ezi-3-6, bese eyeka ukukhokha inzuzo futhi anyamalale ngokuphelele.

Ungayitshala imali yakho kumaphrojekthi anjalo? Can. Kepha ngokucophelela okukhulu. Ukuhlaziywa ngokujulile kwesibopho sephrojekthi, inani elincane lomnikelo, ukuhoxiswa njalo kwenzuzo kanye nokuqapha okuqhubekayo kwephrojekthi uqobo ngeke kwenze kube nokwenzeka ukuthola, kepha, mhlawumbe kungalahleki imali.

Ku-pluses Imisebenzi elula yokufaka nokukhipha imali nomkhawulo wokungena ophansi, kusuka ku- $ 10 noma ngisho nangaphansi, futhi, njengomthetho, isikhombimsebenzisi esifinyeleleka kakhulu sabaqalayo singabalwa.

Khipha eyodwa futhi enkulu - ingozi ephezulu kakhulu yokulahlekelwa yiyo yonke imali etshaliwe. Ngakho-ke, izeluleko kubaqalayo: qaphela kakhulu, ungaphuphi ngenzuzo esheshayo futhi ufunde ingxenye ethiyori.

5. Venture izimali

Ukutshalwa kwemali eVenture - ukutshala imali kumaphrojekthi wezezimali amancane (ama-Startups) nokuthola iphesenti yalokhu kutshalwa kwezimali. Sincoma ukufunda i-athikili "Ukuqalisa - kuyini", equkethe wonke ama-nuances nezincomo zokutshala imali kulolu hlobo lwensimbi.

Njengomthetho, iphrojekthi yezezimali ephumelelayo iletha imali engenayo ethe xaxa njengoba ikhula, ngakho-ke inzuzo yamadiphozithi nayo iyanda.

Yini ubunzima?

• Kukhona ukuqala okuningi futhi kuyadingeka ukuthi ukhethe okuzothuthuka, okusho ukuthi ukhokha imali okungenani isikhashana. Abatshalizimali abanolwazi abalinganiseli kuphrojekthi eyodwa (khumbula ngokuhlukahluka) bese besabalalisa kabusha amasheya athengiwe kuziqalo kuye ngokunyuka noma ukwehla kwentengo yabo.
• ukwenza inzuzo kulolu hlobo lotshalo-mali, kuyadingeka ukuthi ubheke njalo amaphrojekthi, ngoba ukushintshana akunikezi abaphathi, njengakuma-akhawunti we-PAMM. Kufanele wenze konke ngokwakho.

6. Imali, izinsimbi eziyigugu

Ukuthenga imali nezinsimbi eziyigugu ezifana negolide noma i-platinum. Indlela ejwayelekile yokutshala imali, yize kungenakubizwa ngokuthi inenzuzo enkulu. Isibonelo, intengo yegolide ibilokhu yehla isikhathi eside, ngakho-ke asikhulumi nangokuphepha kokonga.

Ukutshalwa kwemali okunenzuzo enkulu kubantu baseRussia kungaba ukuthenga imali, amadola noma ama-euro. Lapha futhi, umuntu akufanele athembele kunzuzo ephezulu, ngoba amazinga emali ahlala eshintsha ohlangothini olulodwa noma kolunye.

Isibonelo, ukwanda kwamuva kwentengo kawoyela kunomthelela ekuqiniseni i-ruble futhi, ngokufanele, ukwehla kwedola. (Sesivele sibhalile mayelana nokuthi kuzokwenzekani nge-ruble nedola maduze nje esihlokweni sethu sokuhlaziya).

Futhi uma uzibandakanya ekuqapheni njalo kwezinga lokushintshisana nokuthenga nokuthengisa, khona-ke lezi zenzo ziyayeka ukuba ngotshalomali, kepha ziphenduke zibe ukuhweba.

7. Ukuphepha: amasheya, amabhondi, ikusasa

Kubonakala ngenzuzo ephansi kanye nezingozi eziphezulu. Ezinhlotsheni ezifinyeleleka kakhulu zotshalo-mali zabaqalayo, abaqalayo bayelulekwa ukuthi batshale imali kuma-Eurobonds - lokhu kuzosiza ukuvikela ama-ruble ekwehleni. Akunasidingo sokukhuluma ngemali engenayo ephezulu.

8. Ukutshala imali kumaphrojekthi wewebhu (amawebhusayithi, njll.)

Ukutshalwa kwezimali kumasayithi Ngabe ukuthengwa kwesiza esenziwe ngomumo esenziwe ngomumo. Isayithi ngokwalo kuleli thuluzi lokutshala imali, izivakashi kuleyo ndawo ziletha inzuzo.

Inzuzo yenziwa ukukhangisa, ukubamba iqhaza ezinhlelweni zokuhambisana, uhlu lwamakheli kanye nezixhumanisi zokuthengisa.

Ukuthenga iwebhusayithi enhle, enenzuzo – ibhizinisi akulula futhi liyabiza impela, imbuyiselo yotshalomali ingathatha kusuka ezinyangeni eziyisithupha kuya onyakeni. Kepha uma lokhu kwenzekile, futhi umnikazi omusha ekulungele ukwenza okungenani umzamo omncane wokuphatha kanye nokutshalwa kwezimali okusha kwabasebenzi, khona-ke inzuzo evela kusayithi izokhula iminyaka eminingana.

Lolu hlobo lokutshalwa kwemali emholweni wokwenziwa ludinga ukuthi umtshali zimali okungenani abe nolwazi oluncane lokuthi angazikhangisa kanjani izingosi.

Indlela 4. Imali engenayo yokuxhumana nabantu kumanethiwekhi omphakathi

Le ndlela yokuthola imali ihlobene kakhulu nokuthengiswa kokukhangisa nokubamba iqhaza ezinhlelweni ezihambisanayo, kuphela isenzo manje esidluliswa kumanethiwekhi omphakathi athandwa kakhulu ku-Runet. VK, Odnoklassniki, Facebook ne-Twitter.

Umbuzo okuwukuphela kwawo: ungathola kanjani amalungu amaningi kumanethiwekhi omphakathi? Ngemuva kwakho konke, inzuzo yalolu hlobo lokuhola ngqo incike kwinani labahlanganyeli. Isibonelo, kwesinye sezindatshana zethu esithi "Ukuzuza kumanethiwekhi omphakathi", sikhulume ngendlela yokuqinisa ababhalisile ku-VK, Instagram, Odnoklassniki, nokuthi ungathola kanjani kumanethiwekhi omphakathi kumaqembu, ukuthandwa, njll.

Impendulo yombuzo ilele ngaphezulu: ukukhangisa... Ingathengwa futhi ithunyelwe emakhasini enethiwekhi yokuxhumana nabantu, ngamaqembu anezihloko ezifanayo.

Enye indlela kungaba isivumelwano esiqondile nabaphathi bamaqembu afanayo mayelana nokushintshaniswa kwezethameli kanye nokubekwa kwesikhangiso. Lokhu nakanjani kuzosiza ukuheha inani elikhulu lezivakashi eqenjini lakho futhi, ngokufanele, kwandise inzuzo.

Indlela 5. Imali engenayo yokungena ku-YouTube

Cishe konke lokhu okungenhla kusebenza encazelweni yemali engenayo esiteshini se-Youtube. Sibhale ukuthi singayenza kanjani imali ku-YouTube kwenye yezinkinga zethu zangaphambilini.

Ukwengeza: kungenzeka ukuthi uthumele amavidiyo we-thematic bese ukhokhelwa ngokuwabuka. Ngaphezu kwalokho, isiteshi ngeke sithole iphutha ngekhwalithi yokuqopha ividiyo.

Ungashutha ividiyo kwi-smartphone ejwayelekile, engeza umsindo usebenzisa izinhlelo zokusebenza bese uyibeka ku-inthanethi. Into esemqoka ukuthi okuqukethwe yividiyo yakho kuyathakazelisa kunani elikhulu lababukeli.

Ukubeka izikhangiso nezixhumanisi zokudlulisela phambili kuyakhuthazwa futhi kwenze imali engenayo eyengeziwe.

Imali engenayo evela ebhizinisini eliku-inthanethi

Indlela 6. Ukwakha Ibhizinisi Le-inthanethi

Ukwakhiwa kwamabhizinisi kwi-Intanethi - Izindleko eziphansi zemali kanye namandla okwenza konke nge-Intanethi:

• dala isitolo futhi uthengise izimpahla ngaphandle kokushiya ikhaya lakho;
• thengisa insizakalo kunoma iyiphi indawo yempilo noma imininingwane edingeka ngenani elikhulu lezivakashi zenethiwekhi.

Akungabazeki ukuthi kuzothatha utshalomali lolwazi nesikhathi, kepha imizamo esebenzayo yokwakha ibhizinisi elinjalo nokuyithuthukisa izoletha imiphumela emihle.

1. Ukwakhiwa kwesitolo esiku-inthanethi

Ungakha isitolo esiku-inthanethi esithengisa noma yiziphi izimpahla ezinesidingo sazo: kusuka ekudleni nasezingutsheni kuya ezintweni zokwakha nemishini.

Umsebenzi: zikhethele inkomba yokuhweba oqondayo kuyo, dala indawo yokuhweba, uyigcwalise ngokunikezwa bese uthola abathengi. Kulula ukukhuluma, kunzima ukukwenza.

Kuyadingeka ukuchitha isikhathi kwezokukhangisa ukuze uhehe amakhasimende futhi uthole umkhiqizo ongabizi kakhulu ongathengwa nge-Intanethi ngamanani ashibhile.

Inzuzo itholakala ngomehluko phakathi kwezintengo zokuthenga nezokuthengisa.

2. Ukuhlinzekwa kwezinsizakalo

Ukuhlinzekwa kwezinhlobo ezahlukahlukene zezinsizakalo: zomthetho, kwezomnotho, izimonyo (ukuhlanzwa kwezindawo, ukulungiswa kwezimoto, amakhompyutha, izinto zasendlini nokunye). Okufanelekile, uma umnikazi wesiza uqobo enekhono elidingekayo. Lapho-ke asikho isidingo sokubandakanya uchwepheshe kuleli cala bese umholela umholo.

Uma umphathi wewebhu engenawo amakhono anjalo, kuzodingeka ukuthi uthole ochwepheshe ohlukile ozimisele ukukusebenzela, noma wenze isivumelwano ne-ejensi ekhethekile ukuthi uzobafunela amaklayenti futhi uthole inzuzo ngalokhu.

3. Ibhizinisi lezokwazisa

Ukuthola noma yiluphi ulwazi oluwusizo noma ikhono, kanye nekhono lokudlulisela lolu lwazi kuzethameli ngendlela efinyeleleka, umnikazi wesiza solwazi angaqopha uchungechunge lwamavidiyo wokuqeqesha futhi awathengisele noma ngubani ofuna.

Ibhizinisi njengamanje lithandwa kakhulu, ukuthola abantu abazimisele ukuthenga isifundo esiku-inthanethi kuya ngokuya kuncipha, kepha ngendlela efanele yokuthola amaklayenti, kungenzeka uthole imali ephezulu kakhulu.

Indlela 7. Ukuthumela imininingwane

Osomabhizinisi be-Intanethi abadale indawo enhle yemininingwane futhi bakwazi ukuheha inani elikhulu lezivakashi, kunenye indlela yokwenza imali - ukuposa.

Ikhasimende elijwayelekile elinentshisekelo kokuqukethwe kwesayithi lizofisa ukugcina linolwazi ngezindaba nezibuyekezo ezenzeka kusayithi eliyithandayo. Okwamanje usebenzisa okubhaliselwe iphephandaba, okungukuthi, ukhombisa ngokuzithandela ikheli lakhe le-imeyili, lapho kuzothunyelwa khona ulwazi olusha ngezinsizakalo zeposi, kanye ukukhangisa, izixhumanisi zokudlulisela futhieminye imininingwane ethokozisayo umnikazi wesayithi angathola ngayo imali enhle.

Lokho kumayelana nezindlela zokwenza imali. Ngemuva kwalokho sekusele kumfundi. Vele, i-athikili eyodwa ayikwazi ukwenza lokho khulisa izinga lolwazi emkhakheni wemali engenziwanga, kepha kuhloselwe ukufaka umfutho ekunyuseleni imali engenayo nasekuzuzeni ukuzimela kwezezimali.

Izincomo nezeluleko zokuthi ungakuthola kanjani ukuzimela kwezezimali (ukufunda nokubhala)

6. Uyithola kanjani inkululeko yezezimali - amathiphu ama-5 aqinisekisiwe 💎

Inkululeko yezezimali - le nhlanganisela yamagama kubantu abehlukene ibangela ukusabela okuphikisanayo. Kwamanye, kulawa magama, amehlo abo ayakhanya futhi izinhliziyo zabo zishaya kaningi, kwabanye, ukuhlaselwa ukucasuka kuyaqala.

Ngubani oqinisile? Noma ngubani okholelwa ekutholeni inkululeko, ngisho nasezimalini, noma labo abakholelwa ngokuphelele ukuthi kungenzeka ukuthi bazimele ngokwezezimali emsebenzini nakumqashi?

Ngokwezinga elithile, bobabili baqinisile.

Ekuqaleni kwendatshana, bekuvele kushiwo ngomehluko ekucabangeni komuntu ocebile nompofu, manje yisikhathi sokuqhubeka nalesi sihloko futhi engeza ngamathiphu namasu, okuzokuvumela ukuthi uthole indawo ephakathi kokuthokozisa kwezothando nokwenqaba ngokuphelele maqondana negama elithi "inkululeko yezezimali".

Lezi zeluleko zincike ekuhlaziyweni okuphelele kwayo yonke imibhalo etholakalayo emayelana nezimpilo zabantu abacebile nabaphumelelayo besikhathi sethu, ngoba ngubani omunye ongafunda ukuthi ungafinyelela kanjani impumelelo yezezimali, uma kungenjalo kulabo abadlule kule ndlela futhi abakulungele ukwabelana ngolwazi lwabo.

Ngakho-ke, amathiphu wokuthola ukuzimela kwezezimali (inkululeko):

Ithiphu 1. Zibekele imigomo bese uyifeza

Zibekele umgomo wokuba yisicebi futhi ungene lapho! Ngeke ibe khona impumelelo lapho kungekho mgomo khona. Ukwenza imali ukuze ube lapho akuyona inhloso. Funda kabanzi esihlokweni esithi "Ungaceba kanjani futhi uphumelele"

umgomo – lesi yisifiso esithile, futhi lapho kucaca ngokusobala ukuthi umuntu umele umphumela awufunayo, uyowuthola ngokushesha.

Phila ngomthetho: noma ngabe ukuphi, kubalulekile lapho uya khona!

Umgomo ochazwe ngokusobala usho ukuthi kusukela kulo mzuzu wakha impilo yakho uthembele ezinhlelweni zakho kuphela, ukuthi akusekho ndawo empilweni yakho yokukhononda, ukukhononda, ukufuna umuntu ozomsola.

Manje kuncike kuwe kuphela ukuthi kungekudala uzokufeza kanjani ubuchwepheshe emikhakheni enjalo yokuphila njengokusebenzelana nabantu ubudlelwane, ezezimali, ukumaketha.

Ukuphupha, ukubona ngeso lengqondo, nezinguquko ezinhle ngeke kukugcine ulindile.

Ithiphu 2. Tshala imali kuwe kanye nolwazi lwakho

Okokuqala, udinga ukutshala imali kuwe! Ukufunda, ukufunda, ukuxhumana nalabo bantu abazuze impumelelo, ukuzinakekela ezindizeni ezingokwenyama nezingokomoya futhi, empeleni, ukuzikholelwa wena namandla akho - yilokho okuzuzwe kubo bonke abantu abaphumelelayo nabacebile, okusho ukuthi isimo sengqondo esinjalo ngawe izokusiza uqhubeke indlela eya kwinkululeko yezezimali.

Impilo yanamuhla ikuvumela ukuthi uthole ulwazi mayelana nakho konke okusezweni ngaphandle kokushiya ikhaya lakho - i-Intanethi ixazulula zonke izinkinga maqondana nalokhu. Buka ividiyo, lalela izincwadi zomsindo ngabalobi abadumile abanjengo URobert Kiyosaki, uRobin Sharma, uJean Ron, uVladimir Dovgan, iNapoleon Hill futhi abanye.

Futhi awudingi ukubhekisa eminyakeni yakho: into esemqoka ukuthola ulwazi olusha namakhono futhi ukwazi ukuwasebenzisa ngokwenza.

Ithiphu 3. Lawula iholo lakho nezindleko zakho

Hlela izimali zakho ngendlela efanele. Lokhu kusho ukuthi udinga ukwazi ngqo inani lenyanga imali engenayo futhi izindleko futhi hlela imali yakho ngokuqinile ngokwamandla akho wezezimali.

Ukudalwa kwemali engenayo evame ukwenzeka ngaphandle kokusebenza, okukhethekile ekuqaleni. Akunandaba ukuthi bakhuluma malini ngokudala ibhizinisi ngaphandle kokutshalwa kwezimali, ezinye izindleko zemali zisadingeka.

Okungenani, udinga ukukhokhela i-Intanethi nezinye izinsiza ezidingekayo nezinto ukuqinisekisa ubukhona nokusebenza kwebhizinisi ukuze wakhe okungenani umthombo owodwa wemali engenayo.

ngakho-ke impela udinga ukukhulisa imali oyitholayo, funa izindlela zokuthola imali ethe xaxa, okungenani kuze kufike ezingeni lemali engenayo eyeqile ezingeni lomholo.

Ingxenye yesibili yalesi seluleko izobe ihlanganisa uhlelo lomuntu siqu lwezezimali. Uma izimali zivuma, kungcono ukuqasha umxhumanisi wezezimali ngalokhu.

Ngeke asize kuphela ekuhlaziyeni isimo sezezimali, kepha futhi uzohlela ukuhlela okusobala kwezindleko, okuzoholela ekususweni kwezikweletu, ukubolekwa kwemali, ukuhlanganisa izimali nokukhomba izinsiza zokwakha isikhuthazi sezezimali nokutshalwa kwezimali.

Sincoma nokufunda i-athikili - "Ungonga kanjani futhi wonge imali"

Ithiphu 4. Qala ukutshala imali (ukudala amafa)

Isinyathelo ngesinyathelo, kancane kancane, nweba iphothifoliyo yakho yokutshala imali, zizame ekwakheni imithombo emisha yemali engenayo (usuvele wabona ukuthi miningi!) Futhi bekezela.

Ungagxili konke ukunaka kwakho ekwakheni umthombo owodwa kuphela wemali engenayo.

Inketho ekahle kungaba ukudala iphakethe lezezimali okuthi, noma ubhekene nokushintshashintsha kwezimakethe okuqinile nobunzima obukhulu, buzokuvumela gcina izinga lakho leholo.

Kumaphothifoliyo aklanywe kahle, ukulahleka komthombo owodwa wemali cishe akunamthelela esimweni sokubuyiswa okuphelele.

Ithiphu 5. Phila lapha manje

Njengoba udala isisekelo sempilo entofontofo ngokuzayo, ungakhohlwa ukuthi impilo isilapha namanje, futhi le mpilo kufanele ijabulise.

Akunasidingo sokujaha kokunye ukweqisa:bekezela, ungajahi ukuthola okuningi ngasikhathi sinye.

Kungukugcinwa komthetho we-golden mean ozokusiza ukuthi uphile ngokuvumelana nomholo wakho namuhla, ngenkathi ubeka imigomo ethembisayo yenhlalakahle yezezimali yesikhathi esizayo.

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7. Izimpendulo Zemibuzo Ebuzwa Njalo (FAQ) 💬

Ekupheleni kwendatshana, ngithanda ukuphendula 2 imibuzo evame ukubuzwa ngabantu abathatha izinyathelo zabo zokuqala ukuthola imali engenayo.

Vele, abafikayo banemibuzo eminingi, futhi inqwaba yezincwadi, ezisiza abanye, zidida abanye: phela, kungathatha amasonto nezinyanga ukuphinda ufunde zonke izincwadi ezinconyiwe, futhi ufuna ukuthola izimpendulo manje.

Kepha yonke le mibuzo ibaluleke kakhulu futhi ifingqiwe ukuthi impendulo yayo ngayinye izophumela ku-athikili ephelele ephelele. Ngakho-ke, kwanqunywa ukugqamisa 2 okubaluleke kakhuluehambelana nesihloko sale ngxoxo.

Umbuzo 1. Uyini umehluko phakathi kwemali engenayo esebenzayo neyokwenziwa komunye nomunye?

I-athikili isivele ikhulume ngomehluko phakathi kwe- ukwenziwa futhi imali esebenzayo - ekuqaleni lo ngumehluko egameni uqobo: imali esebenzayo idinga izenzo ezenziwayo, ukwenziwa - cha.

Isenzo esisebenzayo - lokhu kungumsebenzi wansuku zonke ngokuya ngobungcweti obukhethiwe noma ubungcweti, ngezimo nangezinkokhelo ezibekwe umqashi.

Izinzuzo eziphambili zemali engenayo esebenzayo imvamisa yayo kanye nokwenzeka kokuhlela. Ngaphezu kwalokho, uma kwenzeka ulahlekelwa ngumsebenzi, kungenzeka ukuthi udlule kwinhlolokhono ngesikhathi esifushane bese uthola omunye umsebenzi uphinde ukhokhelwe.

Okubi kakhulu ukuthi inani lomholo libekwa ngumqashi, futhi irisidi yemali iyeka ngqo ngesikhathi lapho umsebenzi elahlekelwa ngumsebenzi wakhe noma, ngasizathu simbe, engakwazi ukubhekana nemisebenzi ayabelwe.

Imali engenayo - lokhu kwenza inzuzo ngomsebenzi owenziwe kanye. Kepha incazelo ebonakala ilula kanjalo iyinkimbinkimbi ngokufakwa okulandelayo: njengoba sekushiwo ngenhla, imali engenayo ekuqaleni ayinakwenzeka ngaphandle kokusebenza.

Lokho wukuthi, ukudala umthombo wemali engenayo, kuyadingeka ukusebenzisa amandla, ulwazi nesikhathi, kwesinye isikhathi isikhathi eside, futhi ngaphezu kwalokho, kuyadingeka ukuthi utshale imali oyitholile ngenxa yomsebenzi oqashiwe.

Ngamanye amagama, ngaphandle kwemali engenayo esebenzayo, ayikho imali engenayo. Ngakho-ke, bonke ochwepheshe ekufezeni ukuzimela kwezezimali beluleka okokuqala ukuthi basebenze ngokungakhathali, ukuze bathole imali engenayo ezinzile futhi ephezulu futhi basebenzise isikhathi sabo nengcebo ngendlela abafuna ngayo.

Umbuzo 2. Ngabe kunengqondo ukuthola imali engenayo noma imiholo kwi-Intanethi ngaphandle kokutshalwa kwezimali zisuka nje?

Ifingqa okungenhla kule ndatshana, impendulo izofushane: cha.

Akunakwenzeka ukudala umthombo wemali engenayo kwi-Intanethi ngaphandle kokutshala imali lutho. Enye into ukuthi okunamathiselwe kungahluka: ungatshala imali, ungatshala isikhathi sakho, ungatshala amandla akho, futhi ngaphezu kwakho konke, ekuzifundiseni.

Futhi ungatshala yonke into ndawonye futhi uthole umphumela ophindwe kathathu futhi ubaluleke kakhulu kunalokho uma uzama ukutshala izinsiza zakho ezingxenyeni ezithile.

Ngaphezu kwalokho, njengoba umfundi onakile futhi ocabangayo esevele waqonda, futhi akunakwenzeka ukudala imali engenayo ngokuphelele... Ngandlela thile, eminye imizamo iyadingeka njalo ukwenza imali.

Yebo, ukuphathwa kwebhizinisi kungadluliselwa kuchwepheshe, imisebenzi yakho ingabiwa phakathi kwabasebenzi abaqashiwe, kepha kusadingeka okungenani kanye ngesonto ukulawula umzimba futhi ukuhlaziywa kwemali etholakele, ngaphandle kwalokho, ngaphandle kokugadwa, kuzonyamalala ngokushesha okukhulu.

Siyethemba ukuthi sihlanganise isithombe esiphelele sazo zonke izinhlobo zemali engenayo futhi savusa isifiso sokuzama ngokwakho kuleli bhizinisi elinzima kakhulu, kodwa elijabulisa kangaka - ukudala imali engenayo kanye nokuthola ukuzimela kwezezimali.

Funda, zama futhi ukholelwe kuwe - umphumela uzoba njalo! Ngikufisela inhlanhla!

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